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Original filing (PDF)20251008124251NAL0003289171001
KINDNESS GENERAL CONTRACTORS, LLC
Form 5500
FILING_RECEIVED
KGC, LLC 401K PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
117
Accounts w/ balance
123
Plan assets (EOY)
$12.6M
Net assets (EOY)
$12.6M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Advisor Freedom 2040 Fund Class A Mutual Fund" is 27% of plan.
Helping the score
- Below-peer total fees (4 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KINDNESS GENERAL CONTRACTORS, LLC.
Plan sponsor
Name
KINDNESS GENERAL CONTRACTORS, LLC
EIN
33-0941973
Address
6461 GLOBAL DRIVE · CYPRESS, CA · 90630
Phone
(714) 636-4542
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $5K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY | 26-4310632 | — | ADVISOR | $0 | — |
Investments
26 direct securities· $12.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Advisor Freedom 2040 Fund Class A Mutual Fund | — | — | — | $3.3M | 26.6% | |
| Fidelity Advisor Freedom 2030 Fund Class A Mutual Fund | — | — | — | $2.1M | 16.5% | |
| Fidelity Advisor Freedom 2035 Fund Class A Mutual Fund | — | — | — | $2.0M | 15.7% | |
| Fidelity Advisor Freedom 2045 Fund Class A Mutual Fund | — | — | — | $964K | 7.7% | |
| Fidelity Advisor Freedom 2055 Fund Class A Mutual Fund | — | — | — | $745K | 5.9% | |
| Fidelity Advisor Freedom 2050 Fund Class A Mutual Fund | — | — | — | $727K | 5.8% | |
| Fidelity Advisor Freedom 2025 Fund Class A Mutual Fund | — | — | — | $653K | 5.2% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $534K | 4.3% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $226K | 1.8% | |
| Participant Loans to participants, bearing interest from 4.25% to 9.50% | — | — | — | $206K | 1.6% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $193K | 1.5% | |
| Fidelity Advisor Freedom 2020 Fund Class A Mutual Fund | — | — | — | $150K | 1.2% | |
| Invesco Diversified Dividend Fund Class A Mutual Fund | — | — | — | $142K | 1.1% | |
| First Eagle Global Fund Class A Mutual Fund ** 282 Lord Abbett Floating Rate Fund R4 Mutual Fund ** 478 BlackRock Total Return Fund Class A Mutual Fund | — | — | — | $134K | 1.1% | |
| John Hancock Balanced Fund Class S Mutual Fund ** 192 John Hancock Enterprise Fund Class S Mutual Fund | — | — | — | $127K | 1.0% | |
| Fidelity Advisor Freedom 2015 Fund Class A Mutual Fund | — | — | — | $79K | 0.6% | |
| T. Rowe Price Blue Chip Growth Fund Class R Mutual Fund | — | — | — | $70K | 0.6% | |
| Fidelity Advisor Freedom 2060 Fund Class A Mutual Fund | — | — | — | $64K | 0.5% | |
| Fidelity Advisor New Insights Fund Class A Mutual Fund | — | — | — | $45K | 0.4% | |
| Fidelity Advisor Freedom 2065 Fund Class A Mutual Fund | — | — | — | $40K | 0.3% | |
| Fidelity International Index Fund Mutual Fund | — | — | — | $24K | 0.2% | |
| MFS International Diversification Fund R3 Mutual Fund | — | — | — | $24K | 0.2% | |
| T. Rowe Price Real Estate Advisor Fund Mutual Fund | — | — | — | $9K | <0.1% | |
| Neuberger Berman Genesis Trust Class Mutual Fund | — | — | — | $5K | <0.1% | |
| Victory Sycamore Established Value Fund Class A Mutual Fund | — | — | — | $5K | <0.1% | |
| Fidelity Government Money Market Fund Mutual Fund | — | — | — | $4K | <0.1% |
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