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Original filing (PDF)20251014235509NAL0007794850001
ACES 2020, LLC
Form 5500
FILING_RECEIVED
ACES 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,083
Accounts w/ balance
1,127
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
54 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 62 bps in Schedule C fees — 114% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACES 2020, LLC.
Plan sponsor
Name
ACES 2020, LLC
EIN
33-0883047
Address
5333 MISSION CENTER ROAD, SUITE 110 · SAN DIEGO, CA · 92108
Phone
(619) 278-0884
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DUFFY KRUSPODIN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsBroker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | — | NEW YORK, NY | BROKER/DEALER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $86K | — |
Investments
39 direct securities· $14.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Voya Target Retire 2055 Fnd R6 Registered Investment Company | — | — | — | $3.2M | 22.9% | |
| Voya Target Retire 2060 Fnd R6 Registered Investment Company | — | — | — | $2.8M | 20.0% | |
| Voya Target Retirement 2050 Fund Mutual Funds | — | — | — | $2.6M | 18.8% | |
| Voya Target Retire 2045 Fnd R6 Registered Investment Company | — | — | — | $1.4M | 10.0% | |
| Voya Target Retirement 2040 Fund Mutual Funds | — | — | — | $908K | 6.5% | |
| JPMorgan Lrg Cp Growth Fnd R6 Mutual Funds | — | — | — | $631K | 4.5% | |
| Fidelity 500 Index Fund Mutual Funds | — | — | — | $470K | 3.4% | |
| Voya Target Retirement 2035 Fund Mutual Funds | — | — | — | $263K | 1.9% | |
| Voya Target Retirement 2065 Fund Mutual Funds | — | — | — | $251K | 1.8% | |
| Vangrd LifeStrat Grw Fd Inv Registered Investment Company | — | — | — | $193K | 1.4% | |
| Vanguard LifeStrat Growth Fd Inv Mutual Funds | — | — | — | $193K | 1.4% | |
| Fidelity Tot Intl Idx Fd Mutual Funds | — | — | — | $191K | 1.4% | |
| JPMorgan U.S. Research Enhance Eq Mutual Funds | — | — | — | $168K | 1.2% | |
| JPMorgan U.S. Res Enhanc Eq R6 Registered Investment Company | — | — | — | $168K | 1.2% | |
| Neuberg Berm MdCp Grw Fnd R6 Registered Investment Company | — | — | — | $145K | 1.0% | |
| Vanguard Equity Income Fund Adm Mutual Funds | — | — | — | $136K | 1.0% | |
| Voya Target Retire 2030 Fnd R6 Registered Investment Company | — | — | — | $68K | 0.5% | |
| American Funds Nw Prspctv R6 Registered Investment Company | — | — | — | $61K | 0.4% | |
| American Funds New Perspective R6 Mutual Funds | — | — | — | $61K | 0.4% | |
| American Funds New World R6 Mutual Funds | — | — | — | $58K | 0.4% | |
| DFA U.S. Targeted Value Port Inst Mutual Funds | — | — | — | $52K | 0.4% | |
| American Funds Am Balanced R6 Mutual Funds | — | — | — | $50K | 0.4% | |
| (Held at End of Year) ACES 401(K) PLAN EIN#33-0883047 Plan# 002 * Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company | — | — | — | $47K | 0.3% | |
| DFA Real Estate Secs Port Ins Registered Investment Company | — | — | — | $41K | 0.3% | |
| Voya Fixed Account (4450) Guaranteed interest account | — | — | — | $36K | 0.3% | |
| Fidelity Sm Cp Ind Fund Mutual Funds | — | — | — | $33K | 0.2% | |
| Voya Tgt In-Retirement Fund R6 Registered Investment Company | — | — | — | $26K | 0.2% | |
| Fidelity Mid Cap Index Fd Mutual Funds | — | — | — | $22K | 0.2% | |
| DFA Infl-Prot Sec Port Ins Registered Investment Company | — | — | — | $22K | 0.2% | |
| Voya Target Retire 2025 Fnd R6 Registered Investment Company | — | — | — | $20K | 0.1% | |
| PGIM Global Total Return Fnd R6 Mutual Funds | — | — | — | $14K | 0.1% | |
| PGIM High Yield Fund R6 Mutual Funds | — | — | — | $8K | <0.1% | |
| Vanguard LifeStrat Cnsrv Grw Fd Inv Mutual Funds | — | — | — | $7K | <0.1% | |
| Vangrd LifeStrat Cns Gr Fd Inv Registered Investment Company | — | — | — | $7K | <0.1% | |
| Vangrd Explorer Fund Adm Registered Investment Company | — | — | — | $7K | <0.1% | |
| Vanguard Explorer Fund Adm Mutual Funds | — | — | — | $7K | <0.1% | |
| Voya Intermediate Bond Fund R6 Mutual Funds | — | — | — | $5K | <0.1% | |
| Vanguard Selected Value Fund Inv Mutual Funds | — | — | — | $4K | <0.1% | |
| Vanguard Mid-Cap Growth Fund Inv Mutual Funds | — | — | — | $1K | <0.1% |
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