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Original filing (PDF)20251003174032NAL0000938723001
THE SYCUAN BAND OF THE KUMEYAAY NATION
Form 5500
FILING_RECEIVED
THE SYCUAN BAND OF THE KUMEYAAY NATION 401K RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
2,171
Accounts w/ balance
1,532
Plan assets (EOY)
$106.2M
Net assets (EOY)
$106.2M
How this plan invests
This plan
18 pooled trusts
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 44 bps in Schedule C fees — 341% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE SYCUAN BAND OF THE KUMEYAAY NATION.
Plan sponsor
Name
THE SYCUAN BAND OF THE KUMEYAAY NATION
EIN
33-0881662
Address
5485 CASINO WAY · EL CAJON, CA · 92019
Phone
(619) 445-0109
Industry
Arts, Entertainment, Recreationsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WIPFLI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $283K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | — | DALLAS, TX | INVESTMENT ADVISOR | $146K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS HOLDINGS INC DBA FUTUREPLA | — | SAN DIEGO, CA | CONTRACT ADMIN | $39K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS INC | — | FORT WAYNE, IN | OTHER | $0 | — |
Investments
18 pooled funds· $75.0M(71% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MM SELECT TRP RETIREMENT 2035 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $12.9M | 12.2% | |
| MM SELECT TRP RETIREMENT 2030 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $12.8M | 12.1% | |
| MM SELECT TRP RETIREMENT 2040 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $12.4M | 11.7% | |
| MM SELECT TRP RETIREMENT 2045 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $11.4M | 10.8% | |
| MM SELECT TRP RETIREMENT 2050 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $6.1M | 5.7% | |
| MM SELECT TRP RETIREMENT 2025 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $5.7M | 5.4% | |
| MM SELECT TRP RETIREMENT 2020 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $3.7M | 3.5% | |
| MM SELECT TRP RETIREMENT 2055 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $3.1M | 3.0% | |
| MM SELECT TRP RETIREMENT 2015 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $2.6M | 2.5% | |
| MM SELECT TRP RETIREMENT 2060 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $1.4M | 1.4% | |
| VANGUARD SMALL CAP INDEX ADM VANGUARD · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $793K | 0.7% | |
| MM SELECT TRP RETIREMENT 2010 I MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $756K | 0.7% | |
| MASSMUTUAL INFL-PROT AND INC I MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $433K | 0.4% | |
| MASSMUTUAL MID CAP GROWTH I MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $332K | 0.3% | |
| VANGUARD LONG-TERM INVESTMENT-GRADE VANGUARD · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $154K | 0.1% | |
| INVESCO OPPENHEIMER INTERNATIONAL G INVESCO · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $100K | <0.1% | |
| MM SELECT TRP RETIREMENT 2005 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $9K | <0.1% | |
| GOLDMAN SACHS INTL SM CP INSGHTS R6 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $325 | <0.1% |