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Original filing (PDF)20250929162247NAL0011540337001
FREEDOM SCIENTIFIC, INC.
Form 5500
FILING_RECEIVED
VISPERO 401(K) PLAN
401(k) retirement plan
Active participants
196
Accounts w/ balance
324
Plan assets (EOY)
$31.9M
Net assets (EOY)
$31.9M
How this plan invests
This plan
13 pooled trusts
Schedule D
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 65 bps in Schedule C fees — 123% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FREEDOM SCIENTIFIC, INC..
Plan sponsor
Name
FREEDOM SCIENTIFIC, INC.
EIN
33-0871664
Address
17757 US HIGHWAY 19 N, SUITE 200 · CLEARWATER, FL · 337646570
Phone
(727) 803-8000
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ASSURANCE DIMENSIONS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $128K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RETIREMENT SOLUTIONS SPECIALISTS | 27-0293282 | — | CONTRACT ADMIN | $5K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES, INC. | 13-2638166 | — | INVESTMENT PROVIDER | $74K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $127 | — |
Investments
34 direct securities · 13 pooled funds· $31.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$20.0M
13 holdings
Uncategorized
$11.9M
34 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| INDEXSELECT MODERATE 2035 FUND CL R GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $6.6M | 20.7% | |
| INDEXSELECT MODERATE RETIRE FUND CL GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $5.1M | 15.9% | |
| INDEXSELECT MODERATE 2045 FUND CL R GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $4.7M | 14.8% | |
| INDEXSELECT MODERATE 2055 FUND CL R GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $2.0M | 6.2% | |
| ISHARES S&P 500 INDEX K | — | — | — | $1.8M | 5.7% | |
| GENERAL ACCOUNT | — | — | — | $1.7M | 5.2% | |
| FIDELITY ADVISOR TECHNOLOGY Z | — | — | — | $1.4M | 4.3% | |
| INDEXSELECT AGGRESSIVE 2045 FUND CL GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $838K | 2.6% | |
| AMERICAN CENTURY ULTRA R6 | — | — | — | $648K | 2.0% | |
| FIDELITY ADVISOR CONSUMER DISCRET Z | — | — | — | $537K | 1.7% | |
| ISHARES RUSSELL MID-CAP INDEX K | — | — | — | $528K | 1.7% | |
| FIDELITY ADVISOR INDUSTRIALS Z | — | — | — | $498K | 1.6% | |
| ISHARES MSCI EAFE INTERNATIONAL INDEX K | — | — | — | $491K | 1.5% | |
| ISHARES RUSSELL 2000 SMALL-CAP INDEX K | — | — | — | $410K | 1.3% | |
| ISHARES U.S. AGGREGATE BOND INDEX K | — | — | — | $394K | 1.2% | |
| Notes receivable from participants (4.25%-9.50%) | — | — | — | $343K | 1.1% | |
| BLACKROCK 60/40 TARGET ALLOCATION K | — | — | — | $324K | 1.0% | |
| JPMORGAN EQUITY INCOME R6 | — | — | — | $301K | 0.9% | |
| INDEXSELECT MODERATE 2065 FUND CL R GREAT GRAY · EIN 38-7275306 / PN 775 | Common Collective Trust | — | — | $267K | 0.8% | |
| PGIM TOTAL RETURN BOND R6 | — | — | — | $262K | 0.8% | |
| JANUS HENDERSON BALANCED N | — | — | — | $241K | 0.8% | |
| PIMCO INCOME INSTL | — | — | — | $218K | 0.7% | |
| FIDELITY ADVISOR ENERGY Z | — | — | — | $188K | 0.6% | |
| AMERICAN FUNDS NEW PERSPECTIVE R6 | — | — | — | $185K | 0.6% | |
| INDEXSELECT CONSERVATIVE 2055 FUND GREAT GRAY · EIN 81-4543855 / PN 314 | Common Collective Trust | — | — | $177K | 0.6% | |
| INDEXSELECT CONSERVATIVE RET FUND C GREAT GRAY · EIN 81-4499160 / PN 310 | Common Collective Trust | — | — | $163K | 0.5% | |
| JPMORGAN EMERGING MARKETS EQUITY R6 | — | — | — | $161K | 0.5% | |
| PIMCO REAL RETURN INSTL | — | — | — | $154K | 0.5% | |
| MFS INTL DIVERSIFICATION R6 | — | — | — | $142K | 0.4% | |
| BLACKROCK 80/20 TARGET ALLOCATION K | — | — | — | $139K | 0.4% | |
| BLACKROCK MID-CAP GROWTH EQUITY K | — | — | — | $125K | 0.4% | |
| DFA REAL ESTATE SECURITIES I | — | — | — | $124K | 0.4% | |
| FIDELITY ADVISOR HEALTH CARE Z | — | — | — | $119K | 0.4% | |
| AMERICAN CENTURY SMALL CAP GROWTH R6 | — | — | — | $115K | 0.4% | |
| AMERICAN FUNDS EUROPACIFIC GR R6 | — | — | — | $108K | 0.3% | |
| INDEXSELECT AGGRESSIVE 2055 FUND CL GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $100K | 0.3% | |
| FIDELITY ADVISOR UTILITIES Z | — | — | — | $83K | 0.3% | |
| FIDELITY ADVISOR FINANCIALS Z | — | — | — | $79K | 0.2% | |
| INDEXSELECT CONSERVATIVE 2035 FUND GREAT GRAY · EIN 81-4515825 / PN 312 | Common Collective Trust | — | — | $53K | 0.2% | |
| DFA US TARGETED VALUE I | — | — | — | $50K | 0.2% | |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 | — | — | — | $45K | 0.1% | |
| INDEXSELECT AGGRESSIVE 2035 FUND CL GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $37K | 0.1% | |
| BLACKROCK 40/60 TARGET ALLOCATION K | — | — | — | $26K | <0.1% | |
| AMERICAN FUNDS CAPITAL INC BLDR R6 | — | — | — | $16K | <0.1% | |
| BLACKROCK 20/80 TARGET ALLOCATION K | — | — | — | $7K | <0.1% | |
| INDEXSELECT AGGRESSIVE 2065 FUND CL GREAT GRAY · EIN 38-7275305 / PN 774 | Common Collective Trust | — | — | $2K | <0.1% | |
| INDEXSELECT AGGRESSIVE RETIRE FUND GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $2K | <0.1% |
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