Back to filter
Original filing (PDF)20251006161639NAL0009869026001
NIAGARA BOTTLING, LLC
Form 5500
FILING_RECEIVED
NIAGARA WATER RETIREMENT PLAN
401(k) retirement plan
Active participants
7,947
Accounts w/ balance
5,519
Plan assets (EOY)
$272.3M
Net assets (EOY)
$272.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NIAGARA BOTTLING, LLC.
Plan sponsor
Name
NIAGARA BOTTLING, LLC
EIN
33-0843510
Address
1440 BRIDGEGATE DRIVE · DIAMOND BAR, CA · 91765
Phone
(909) 230-5000
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WRIGHT FORD YOUNG & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $238K | — |
Investments
33 direct securities · 2 pooled funds· $276.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$266.8M
33 holdings
Common Collective Trust
$9.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity Blue Chip Growth Fund | — | — | — | $30.1M | 11.1% | |
| Fidelity Investments Fidelity Freedom Index 2050 Fund | — | — | — | $27.1M | 9.9% | |
| Fidelity Investments Fidelity Freedom Index 2040 Fund | — | — | — | $26.2M | 9.6% | |
| Fidelity Investments Fidelity Freedom Index 2045 Fund | — | — | — | $26.0M | 9.5% | |
| Fidelity Investments Fidelity Freedom Index 2055 Fund | — | — | — | $24.3M | 8.9% | |
| Fidelity Investments Fidelity Freedom Index 2035 Fund | — | — | — | $22.3M | 8.2% | |
| Fidelity Investments Fidelity Freedom Index 2060 Fund | — | — | — | $19.1M | 7.0% | |
| Fidelity Investments Fidelity Freedom Index 2030 Fund | — | — | — | $16.4M | 6.0% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $15.9M | 5.9% | |
| Notes Receivable from Participants * Participant Loans Interest rates ranging from 3.25% - 10.50% - | — | — | — | $9.5M | 3.5% | |
| Fidelity Investments Fidelity Freedom Index 2025 Fund | — | — | — | $7.4M | 2.7% | |
| RT NY LIFE AA CL 0 RELIANCE TRUST COMPANY · EIN 46-6350416 / PN 001 | Common Collective Trust | — | — | $5.5M | 2.0% | |
| Fidelity Investments Fidelity Total Market Index Fund | — | — | — | $4.5M | 1.6% | |
| Fidelity Investments Fidelity Freedom Index 2065 Fund | — | — | — | $4.3M | 1.6% | |
| Ameriprise Trust Company Columbia Dividend Income Fund | — | — | — | $3.7M | 1.4% | |
| COL DIV INC INST MS AMERIPRISE TRUST COMPANY · EIN 41-0007957 / PN 218 | Common Collective Trust | — | — | $3.7M | 1.4% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $2.9M | 1.0% | |
| Fidelity Investments Fidelity Total Bond Fund | — | — | — | $2.8M | 1.0% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $2.7M | 1.0% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund | — | — | — | $2.6M | 0.9% | |
| John Hancock John Hancock Disciplined Value Mid Cap Fund | — | — | — | $2.5M | 0.9% | |
| BlackRock Mid Cap Growth Fund | — | — | — | $2.3M | 0.8% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $2.0M | 0.8% | |
| Registered Investment Companies * Fidelity Investments Fidelity Puritan Fund | — | — | — | $2.0M | 0.7% | |
| Fidelity Investments Fidelity Freedom Index 2070 Fund ** 259 Brown Advisory Brown Advisory Sustainable Growth Fund | — | — | — | $2.0M | 0.7% | |
| Fidelity Investments Fidelity International Capital Appreciation Fund | — | — | — | $1.9M | 0.7% | |
| Dimensional Fund Advisors DFA U.S. Targeted Value Fund | — | — | — | $1.9M | 0.7% | |
| Vanguard Explorer Fund | — | — | — | $1.6M | 0.6% | |
| Dimensional Fund Advisors DFA Real Estate Securities Fund | — | — | — | $1.4M | 0.5% | |
| Virtus Duff & Phelps Water Fund | — | — | — | $429K | 0.2% | |
| Fidelity Investments Fidelity Freedom Index Income Fund | — | — | — | $425K | 0.2% | |
| Fidelity Investments Fidelity U.S. Bond Index Fund ** 564 Macquarie Asset Management Macquarie Systematic Emerging Markets Equity Fund | — | — | — | $213K | <0.1% | |
| Interest-Bearing Cash * Fidelity Investments Fidelity Government Money Market Fund | — | — | — | $90K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2015 Fund | — | — | — | $54K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2010 Fund | — | — | — | $26K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Manufacturing plans
SPECTRIS, INC.
THE SPECTRIS GROUP SAFE HARBOR 401(K) RETIREMENT PLAN
$272.7M · 1,929 participants
SPX FLOW, INC.
SPX FLOW RETIREMENT SAVINGS PLAN
$273.0M · 853 participants
LIFE FITNESS, LLC
LIFE FITNESS, LLC 401(K) SAVINGS PLAN
$276.2M · 1,259 participants
THE AVON COMPANY
THE AVON COMPANY PERSONAL RETIREMENT ACCOUNT PLAN
$268.0M · 171 participants
MADISON IAQ LLC
MADISON AIR 401(K) PLAN
$279.9M · 3,638 participants
KOHLER CO. & SUBSIDIARIES
KOHLER CO. 401(K) SAVINGS PLAN
$263.9M · 4,707 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B