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Original filing (PDF)20250930165653NAL0016765923001
STAFFPAY, INC.
Form 5500
FILING_RECEIVED
EMPLICITY 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,170
Accounts w/ balance
1,953
Plan assets (EOY)
$66.3M
Net assets (EOY)
$66.3M
How this plan invests
This plan
1 pooled trust
Schedule D
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 59 bps in Schedule C fees — 271% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 62% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STAFFPAY, INC..
Plan sponsor
Name
STAFFPAY, INC.
EIN
33-0680357
Address
9851 IRVINE CENTER DRIVE · IRVINE, CA · 92618
Phone
(888) 782-3372
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
2V · PEO multiple-employer plan
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
METZ CPA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsTPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SLAVIC INTEGRATED ADMINISTRATION | 65-0608221 | — | TPA | $327K | — |
| STAFFPAY, INC. | 33-0680357 | — | PLAN ADMINISTRATOR | $5K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ CPAS, P.C. | 43-1947695 | — | AUDITOR | $23K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BFSG, LLC | 20-8532658 | — | CONSULTING | $39K | — |
Investments
40 direct securities · 1 pooled fund· $66.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$64.5M
40 holdings
Common Collective Trust
$1.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index Fund Mutual Fund | — | — | — | $8.3M | 12.5% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund | — | — | — | $4.9M | 7.3% | |
| Vanguard Target Retirement 2045 Fund Mutual Fund | — | — | — | $4.6M | 6.9% | |
| Vanguard Target Retirement 2030 Fund Mutual Fund | — | — | — | $4.6M | 6.9% | |
| JPMorgan Large Cap Growth Fund Mutual Fund | — | — | — | $4.2M | 6.3% | |
| Vanguard Target Retirement 2035 Fund Mutual Fund | — | — | — | $4.1M | 6.1% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund | — | — | — | $3.9M | 5.8% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund | — | — | — | $3.5M | 5.3% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund | — | — | — | $2.1M | 3.1% | |
| American Funds American Balanced R6 Fund Mutual Fund | — | — | — | $1.9M | 2.9% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCIARY TRUST COMPANY, LLC · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $1.7M | 2.5% | |
| Dodge & Cox International Stock Fund Mutual Fund 20 Franklin International Growth Fund Mutual Fund 8 * Participant Loans Interest rates from 3.25% to 9.5% $0 | — | — | — | $1.5M | 2.3% | |
| American Funds New Perspective R6 Fund Mutual Fund | — | — | — | $1.5M | 2.2% | |
| Vanguard Total Bond Market Index Fund Mutual Fund | — | — | — | $1.5M | 2.2% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund | — | — | — | $1.4M | 2.2% | |
| Vanguard Mid-Cap Index Fund Mutual Fund | — | — | — | $1.3M | 1.9% | |
| Vanguard VSMAX - Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $1.3M | 1.9% | |
| Parnassus Core Equity Fund Institutional Mutual Fund | — | — | — | $1.3M | 1.9% | |
| Vanguard Target Retirement 2020 Fund Mutual Fund | — | — | — | $1.2M | 1.8% | |
| Vanguard VTIAX - Vanguard Total International Stock Index Fund Admiral Shares | — | — | — | $1.1M | 1.7% | |
| T. Rowe Price Mid Cap Growth Fund Mutual Fund | — | — | — | $1.0M | 1.6% | |
| Vanguard Target Retirement 2065 Fund Mutual Fund | — | — | — | $1.0M | 1.5% | |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund Mutual Fund | — | — | — | $1.0M | 1.5% | |
| Vanguard Equity Income Admiral Fund Mutual Fund | — | — | — | $977K | 1.5% | |
| BlackRock High Yield Bond Fund Mutual Fund | — | — | — | $791K | 1.2% | |
| DFA US Targeted Portfolio Fund Mutual Fund | — | — | — | $699K | 1.1% | |
| Vanguard Inflation-Protected Securities Fund Mutual Fund | — | — | — | $566K | 0.9% | |
| Fidelity Self-Directed Brokerage Account Self-Directed Brokerage Account | — | — | — | $542K | 0.8% | |
| Vanguard Real Estate Index Fund Mutual Fund | — | — | — | $458K | 0.7% | |
| American Funds EuroPacific Growth Fund Mutual Fund | — | — | — | $431K | 0.6% | |
| Vanguard VTINX - Vanguard Target Retirement Income Fund Investor Class | — | — | — | $415K | 0.6% | |
| Loomis Sayles Investment Grade Bond Fund Mutual Fund | — | — | — | $386K | 0.6% | |
| Victory Sycamore Established Value R6 Fund Mutual Fund | — | — | — | $374K | 0.6% | |
| T. Rowe Price New Era CL I Fund Mutual Fund | — | — | — | $345K | 0.5% | |
| Calvert International Responsible Index Fund Mutual Fund | — | — | — | $306K | 0.5% | |
| Fidelity Emerging Markets Fund Mutual Fund | — | — | — | $302K | 0.5% | |
| Vanguard Target Retirement 2070 Fund Mutual Fund | — | — | — | $246K | 0.4% | |
| Nuveen Core Impact Bond Fund Mutual Fund | — | — | — | $218K | 0.3% | |
| TIAA-CREF TSBIX - TIAA-CREF Social Choice Bond Fund | — | — | — | $218K | 0.3% | |
| Vanguard Ftse Social Index Admiral Fund Mutual Fund | — | — | — | $146K | 0.2% | |
| 1919 Socially Responsive Balanced Fund Mutual Fund | — | — | — | $21K | <0.1% |