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Original filing (PDF)20251015134505NAL0006460400001
BJ'S RESTAURANTS, INC.
Form 5500
FILING_RECEIVED
BJ'S RESTAURANTS, INC. 401(K) PLAN
401(k) retirement plan
Active participants
11,963
Accounts w/ balance
1,358
Plan assets (EOY)
$44.7M
Net assets (EOY)
$44.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
- Only 11% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BJ'S RESTAURANTS, INC..
Plan sponsor
Name
BJ'S RESTAURANTS, INC.
EIN
33-0485615
Address
7755 CENTER AVE., SUITE 300 · HUNTINGTON BEACH, CA · 92647
Phone
(714) 500-2402
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $153K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CONCURRENT INVESTMENT ADVISORS LLC | — | TAMPA, FL | INVESTMENT ADVISOR | $20K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RAYMOND JAMES | — | ST PETERSBURG, FL | OTHER | -$1K | — |
Investments
29 direct securities· $44.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Inv | — | — | — | $5.6M | 12.5% | |
| T. Rowe Price T. Rowe Price Blue Chip Growth I | — | — | — | $4.8M | 10.7% | |
| Vanguard Target Retirement 2040 Inv | — | — | — | $3.8M | 8.6% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $3.6M | 8.2% | |
| Fidelity 500 Index Fund | — | — | — | $3.3M | 7.5% | |
| Vanguard Target Retirement 2035 Inv | — | — | — | $2.6M | 5.9% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $2.1M | 4.8% | |
| Vanguard Target Retirement 2030 Inv | — | — | — | $2.1M | 4.7% | |
| Participant Loans to participants, bearing interest ranging from 4.25% to 9.50% | — | — | — | $2.0M | 4.6% | |
| Empower Annuity Insurance Company of America Capital Preservation Account | — | — | — | $1.8M | 3.9% | |
| Putnam Large Cap Value R6 | — | — | — | $1.7M | 3.7% | |
| PGIM Total Return Bond R6 | — | — | — | $1.2M | 2.7% | |
| PIMCO Income Instl | — | — | — | $1.2M | 2.7% | |
| MassMutual Mid Cap Growth I | — | — | — | $1.1M | 2.5% | |
| Vanguard Target Retirement 2060 Inv | — | — | — | $1.1M | 2.4% | |
| Fidelity Small Cap Index Fund | — | — | — | $1.0M | 2.3% | |
| JPMorgan Undiscovered Mgrs Behavioral Value R6 | — | — | — | $784K | 1.8% | |
| MFS Intl Diversification R6 | — | — | — | $686K | 1.5% | |
| Vanguard Target Retirement 2025 Inv | — | — | — | $603K | 1.4% | |
| MFS Mid Cap Value R6 | — | — | — | $598K | 1.3% | |
| Principal Funds Principal Real Estate Securities FD R-6 | — | — | — | $573K | 1.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $498K | 1.1% | |
| Fidelity Total International Index Fund | — | — | — | $453K | 1.0% | |
| Dimensional DFA Emerging Markets Core Equity I | — | — | — | $406K | 0.9% | |
| Vanguard Target Retirement 2065 Inv | — | — | — | $324K | 0.7% | |
| Janus Henderson Janus Henderson Triton N | — | — | — | $311K | 0.7% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $310K | 0.7% | |
| Vanguard Target Retirement 2020 Inv | — | — | — | $56K | 0.1% | |
| Vanguard Target Retirement Income Inv | — | — | — | $37K | <0.1% |
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