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Original filing (PDF)20251007050742NAL0004358017001
SOUTHWEST TRADERS, INC
Form 5500
FILING_RECEIVED
SOUTHWEST TRADERS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
~98 bps in Sched C fees
Active participants
404
Accounts w/ balance
453
Plan assets (EOY)
$12.8M
Net assets (EOY)
$12.8M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 98 bps in Schedule C fees — 239% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTHWEST TRADERS, INC.
Plan sponsor
Name
SOUTHWEST TRADERS, INC
EIN
33-0191583
Address
27565 DIAZ ROAD · TEMECULA, CA · 92590
Phone
(951) 265-7988
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DUFFY KRUSPODIN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $82K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL CORPORATION RPCP | 95-2834236 | — | INVESTMENT/FINANCIAL ADVI | $45K | — |
Investments
28 direct securities · 1 pooled fund· $12.2M(95% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$12.1M
28 holdings
Common Collective Trust
$52K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $2.9M | 22.9% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $2.9M | 22.5% | |
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $2.7M | 21.2% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $1.3M | 9.8% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $570K | 4.4% | |
| AMC REAL ESTATE FUND - R6 965 REGISTERED INVESTMENT COMPANY STATE ST EQUITY 500 INDEX K | Registered Investment Companies | — | — | $369K | 2.9% | |
| ISHARES RUSSELL MIDCAP INDEX K | Registered Investment Companies | — | — | $208K | 1.6% | |
| DFA COMMODITY STRAT PORT INST 524 REGISTERED INVESTMENT COMPANY VAN TARG RETIRE 2065 | Registered Investment Companies | — | — | $205K | 1.6% | |
| T ROWE PRICE SMALL CAP VALUE I 32 REGISTERED INVESTMENT COMPANY PIONEER FUNDAMENTAL GROWTH K | Registered Investment Companies | — | — | $190K | 1.5% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $123K | 1.0% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $111K | 0.9% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $108K | 0.8% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $86K | 0.7% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $75K | 0.6% | |
| AMERFUNDS AMER BALANCED - R6 | Registered Investment Companies | — | — | $64K | 0.5% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $52K | 0.4% | |
| VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $41K | 0.3% | |
| ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $40K | 0.3% | |
| VAN TARG RETIRE 2070 | Registered Investment Companies | — | — | $37K | 0.3% | |
| AMF INFL LINKED BOND R6 18 REGISTERED INVESTMENT COMPANY JPMORGAN EQUITY INCOME FUND R6 | Registered Investment Companies | — | — | $26K | 0.2% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $21K | 0.2% | |
| T. ROWE PRICE DIVIDEND GR I | Registered Investment Companies | — | — | $17K | 0.1% | |
| ISHARES US AGGREGATE BD IDX K | Registered Investment Companies | — | — | $16K | 0.1% | |
| AMERICAN FUNDS WAMU - R6 | Registered Investment Companies | — | — | $12K | <0.1% | |
| PGIM HIGH YIELD FUND R6 | Registered Investment Companies | — | — | $10K | <0.1% | |
| AMC EMERGING MKTS - R6 | Registered Investment Companies | — | — | $7K | <0.1% | |
| T ROWE PRICE OVERSEAS STOCK | Registered Investment Companies | — | — | $6K | <0.1% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $2K | <0.1% | |
| BLACKROCK TOTAL RETURN K | Registered Investment Companies | — | — | $1K | <0.1% |
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