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Original filing (PDF)20250930134107NAL0013290240001
SMA, INC.
Form 5500
FILING_RECEIVED
SMA, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
26% in single holdingNo recordkeeper disclosed
Active participants
171
Accounts w/ balance
216
Plan assets (EOY)
$31.9M
Net assets (EOY)
$31.9M
How this plan invests
This plan
4 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Fidelity 500 Index" is 26% of plan.
- 36 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMA, INC..
Plan sponsor
Name
SMA, INC.
EIN
33-0080929
Address
19200 VON KARMAN AVENUE SUITE 230 · IRVINE, CA · 92612
Phone
(949) 975-1550
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON ALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BURNHAM GIBSON WEALTH ADVISORS | 47-5476782 | — | NONE | $77K | — |
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $37K | — |
Investments
28 direct securities · 4 pooled funds· $31.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.4M
27 holdings
Common Collective Trust
$4.5M
4 holdings
Mutual Funds
$16K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $8.3M | 26.0% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $4.9M | 15.5% | |
| Victory Capital Established Value Fund | — | — | — | $2.8M | 8.7% | |
| MFS Mass Cap Growth Stk Fund R6 | — | — | — | $2.1M | 6.5% | |
| MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $1.6M | 5.0% | |
| Capital Group|American Funds Retirement Target Date 2020 | — | — | — | $1.4M | 4.5% | |
| WILMGT TR CIT PIONEER BOND TRUST WILMINGTON TRUST, N.A. · EIN 81-5420248 / PN 291 | Common Collective Trust | — | — | $1.4M | 4.4% | |
| INVESCO INTL GROWTH EQUITY TRUST INVESCO TRUST COMPANY · EIN 32-6065438 / PN 001 | Common Collective Trust | — | — | $1.4M | 4.3% | |
| Capital Group|American Funds Retirement Target Date 2030 | — | — | — | $1.4M | 4.3% | |
| Capital Group|American Funds Retirement Target Date 2040 | — | — | — | $772K | 2.4% | |
| Blackrock High Yield Bond Fund | — | — | — | $660K | 2.1% | |
| Fidelity International Index | — | — | — | $551K | 1.7% | |
| JPMorgan Value Advantage Fund | — | — | — | $531K | 1.7% | |
| Capital Group|American Funds Retirement Target Date 2025 | — | — | — | $489K | 1.5% | |
| Fidelity Mid Cap Index | — | — | — | $480K | 1.5% | |
| Victory Capital Small Company Opportunities Fund | — | — | — | $444K | 1.4% | |
| Capital Group|American Funds Retirement Target Date 2035 | — | — | — | $360K | 1.1% | |
| PIMCO Intl Bond USD Hdgd 12 | — | — | — | $286K | 0.9% | |
| MFS Mass Inv Growth Stk Fund R6 | — | — | — | $275K | 0.9% | |
| Capital Group|American Funds New World Fund | — | — | — | $266K | 0.8% | |
| Principal Small Cap Growth R6 | — | — | — | $255K | 0.8% | |
| Capital Group|American Funds Retirement Target Date 2010 | — | — | — | $240K | 0.8% | |
| Fidelity Small Cap Index | — | — | — | $234K | 0.7% | |
| Capital Group|American Funds Retirement Target Date 2050 | — | — | — | $177K | 0.6% | |
| Participants Participant Loans Rates from 4.25% to 9.50% - | — | — | — | $162K | 0.5% | |
| WILMGT TR CIT LARGE CAP VALUE FD WILMINGTON TRUST, N.A. · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $135K | 0.4% | |
| Capital Group|American Funds Retirement Target Date 2060 | — | — | — | $120K | 0.4% | |
| Capital Group|American Funds Retirement Target Date 2015 | — | — | — | $69K | 0.2% | |
| JPMorgan Income R6 | — | — | — | $63K | 0.2% | |
| Capital Group|American Funds Retirement Target Date 2055 | — | — | — | $52K | 0.2% | |
| American Cent Real Estate R6 | Mutual Funds | — | — | $16K | <0.1% | |
| Capital Group|American Funds Retirement Target Date 2045 | — | — | — | $10K | <0.1% |
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