Back to filter
Original filing (PDF)20250730162555NAL0005947152001
S&B ENGINEERS AND CONSTRUCTORS,LTD.
Form 5500
FILING_RECEIVED
S & B ENGINEERS AND CONSTRUCTORS, LTD. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
4,764
Accounts w/ balance
3,593
Plan assets (EOY)
$589.8M
Net assets (EOY)
$589.8M
How this plan invests
This plan
16 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 8 bps in Schedule C fees — modestly above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S&B ENGINEERS AND CONSTRUCTORS,LTD..
Plan sponsor
Name
S&B ENGINEERS AND CONSTRUCTORS,LTD.
EIN
32-0625534
Address
7809 PARK PLACE BLVD. · HOUSTON, TX · 77087
Phone
(713) 645-4141
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
MELTON & MELTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $111K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $271K | — |
| PRIME CAPITAL INVESTMENT ADVISORS, | 82-1364595 | — | CONSULTANT | $69K | — |
Investments
33 direct securities · 16 pooled funds· $744.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$586.5M
33 holdings
Common Collective Trust
$158.0M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $90.5M | 15.3% | |
| Participant Directed Brokerage Accounts | — | — | — | $74.6M | 12.7% | |
| JP Morgan Large Cap Growth Fund Class R6 | — | — | — | $37.5M | 6.4% | |
| Fidelity Investments Money Market Government Portfolio Institutional Class | — | — | — | $35.7M | 6.1% | |
| Fidelity Investments Puritan Fund Class K6 | — | — | — | $34.2M | 5.8% | |
| Janus Henderson Enterprise Fund Class N | — | — | — | $33.3M | 5.6% | |
| Fidelity Freedom 2030 Commingled Pool Class D | — | — | — | $25.8M | 4.4% | |
| FID FRDM 2030 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 201 | Common Collective Trust | — | — | $25.8M | 4.4% | |
| American Funds American Mutual Fund Class R6 | — | — | — | $25.8M | 4.4% | |
| A party in interest as defined by ERISA. ** Cost omitted for participant-directed investments. | — | — | — | $20.1M | 3.4% | |
| Fidelity Freedom 2050 Commingled Pool Class D | — | — | — | $19.5M | 3.3% | |
| FID FRDM 2050 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 205 | Common Collective Trust | — | — | $19.5M | 3.3% | |
| Fidelity Freedom 2040 Commingled Pool Class D | — | — | — | $18.8M | 3.2% | |
| FID FRDM 2040 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 203 | Common Collective Trust | — | — | $18.8M | 3.2% | |
| Fidelity Freedom 2045 Commingled Pool Class D | — | — | — | $17.5M | 3.0% | |
| FID FRDM 2045 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 204 | Common Collective Trust | — | — | $17.5M | 3.0% | |
| FID FRDM 2035 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 202 | Common Collective Trust | — | — | $17.5M | 3.0% | |
| MFS International Equity Fund Class R6 | — | — | — | $16.2M | 2.7% | |
| Neuberger Berman Strategic Multi-Sector Fixed Income Trust Class R | — | — | — | $15.2M | 2.6% | |
| NB STR MS FXD INC R GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139862 / PN 639 | Common Collective Trust | — | — | $15.2M | 2.6% | |
| Fidelity Freedom 2025 Commingled Pool Class D | — | — | — | $13.3M | 2.3% | |
| FID FRDM 2025 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 200 | Common Collective Trust | — | — | $13.3M | 2.3% | |
| Fidelity US Bond Index Fund | — | — | — | $12.3M | 2.1% | |
| Victory Sycamore Established Value Fund Class R6 | — | — | — | $11.0M | 1.9% | |
| American Funds New World Fund Class R6 | — | — | — | $9.6M | 1.6% | |
| Fidelity Investments Total Bond Fund Class K6 | — | — | — | $9.2M | 1.6% | |
| Fidelity Mid Cap Index Fund | — | — | — | $8.6M | 1.5% | |
| Fidelity Small Cap Index Fund | — | — | — | $8.4M | 1.4% | |
| Fidelity Freedom 2055 Commingled Pool Class D | — | — | — | $8.2M | 1.4% | |
| FID FRDM 2055 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 206 | Common Collective Trust | — | — | $8.2M | 1.4% | |
| Fidelity Freedom 2020 Commingled Pool Class D | — | — | — | $7.9M | 1.3% | |
| FID FRDM 2020 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 199 | Common Collective Trust | — | — | $7.9M | 1.3% | |
| Fidelity International Index Fund | — | — | — | $6.3M | 1.1% | |
| Participant Loans 5.25% - 10.50% 0 | — | — | — | $6.1M | 1.0% | |
| SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $6.0M | 1.0% | |
| Virtus Duff & Phelps Real Estate Securities Fund Class R6 | — | — | — | $5.6M | 0.9% | |
| Fidelity Investments Small Cap Growth Fund Class K6 | — | — | — | $5.3M | 0.9% | |
| Fidelity Freedom 2060 Commingled Pool Class D | — | — | — | $3.7M | 0.6% | |
| FID FRDM 2060 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 207 | Common Collective Trust | — | — | $3.7M | 0.6% | |
| DFA International Small Company Class I | — | — | — | $1.6M | 0.3% | |
| Fidelity Freedom 2015 Commingled Pool Class D | — | — | — | $1.3M | 0.2% | |
| FID FRDM 2015 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 198 | Common Collective Trust | — | — | $1.3M | 0.2% | |
| Fidelity Freedom Income Commingled Pool Class D | — | — | — | $1.3M | 0.2% | |
| FID FRDM INC CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 195 | Common Collective Trust | — | — | $1.3M | 0.2% | |
| Fidelity Freedom 2065 Commingled Pool Class D | — | — | — | $1.1M | 0.2% | |
| FID FRDM 2065 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 208 | Common Collective Trust | — | — | $1.1M | 0.2% | |
| Fidelity Freedom 2010 Commingled Pool Class D | — | — | — | $1.0M | 0.2% | |
| FID FRDM 2010 CP D FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 197 | Common Collective Trust | — | — | $1.0M | 0.2% | |
| FID FRDM 2005 CP D FIAM TRUST COMPANY · EIN 20-4659714 / PN 196 | Common Collective Trust | — | — | $0 | <0.1% |