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Original filing (PDF)20250911114318NAL0000451393002
SPERO HEALTH, INC.
Form 5500
FILING_RECEIVED
SPERO HEALTH, INC. 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
363
Accounts w/ balance
273
Plan assets (EOY)
$10.4M
Net assets (EOY)
$10.4M
How this plan invests
This plan
36 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPERO HEALTH, INC..
Plan sponsor
Name
SPERO HEALTH, INC.
EIN
32-0548053
Address
155 FRANKLIN RD SUITE 430 · SUITE 430 · BRENTWOOD, TN · 370279504
Phone
(615) 265-0371
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRUIST ADVISOR SERVICES INC | 37-1808847 | — | SERVICE PROVIDER | $0 | — |
| VOYA RETIREMENT INS & ANNUITY CO | 71-0294708 | — | SERVICE PROVIDER | — | — |
Investments
36 pooled funds· $10.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VOYA INDEX SOLUTION 2040 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $1.4M | 13.2% | |
| VOYA INDEX SOLUTION 2030 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $1.1M | 10.8% | |
| VOYA INDEX SOLUTION 2025 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $985K | 9.5% | |
| VOYA INDEX SOLUTION 2045 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $956K | 9.2% | |
| VOYA INDEX SOLUTION 2050 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $888K | 8.6% | |
| VOYA INDEX SOLUTION 2055 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $856K | 8.3% | |
| FIDELITY 500 INDEX FUND VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $793K | 7.7% | |
| VOYA INDEX SOLUTION 2035 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $558K | 5.4% | |
| AMERICAN FUNDS GROWTH FND R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $407K | 3.9% | |
| VANGRD LIFESTRAT GRW FD INV VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $312K | 3.0% | |
| JPMORGAN U.S. RES ENHANC EQ R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $285K | 2.8% | |
| VANGRD MID-CAP INDEX FUND ADM VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $271K | 2.6% | |
| VOYA INDEX SOLUTION 2060 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $244K | 2.4% | |
| VANGRD TOT INT STK IN F ADM VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $174K | 1.7% | |
| AMERICAN FUNDS WASH MUTUAL R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $173K | 1.7% | |
| VOYA FIXED ACCOUNT (4062) VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $155K | 1.5% | |
| VANGRD LIFESTRAT MD GRW FD INV VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $121K | 1.2% | |
| VANGRD EXPLORER FUND ADM VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $110K | 1.1% | |
| FIDELITY SM CP IND FD VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $108K | 1.0% | |
| AMERICAN FUNDS AM BALANCED R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $96K | 0.9% | |
| AMERICAN FUNDS NW PRSPCTV R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $88K | 0.9% | |
| VANGRD EM MKTS STK IND FD ADM VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $54K | 0.5% | |
| VOYA MID CAP OPPORT PORT R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $50K | 0.5% | |
| VOYA INDEX SOLUTION INC P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $46K | 0.4% | |
| PGIM HIGH YIELD FUND R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $33K | 0.3% | |
| DFA US TARGETED VL PORT INS VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $26K | 0.3% | |
| VOYA INDEX SOLUTION 2065 P Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $20K | 0.2% | |
| VOYA INTERMEDIATE BOND FUND R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $17K | 0.2% | |
| VANGRD LIFESTRAT INC FD INV VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $14K | 0.1% | |
| DFA REAL ESTATE SECS PORT INS VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $13K | 0.1% | |
| AB GLOBAL BOND FUND Z VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $10K | <0.1% | |
| AMCEN MID CAP VALUE FUND R6 VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $3K | <0.1% | |
| PIMCO INCOME FUND INS VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $3K | <0.1% | |
| VOYA GV MNY MKT F A (HLD ACCT) VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $82 | <0.1% | |
| DFA INFL-PROT SEC PORT INS VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $0 | <0.1% | |
| VANGRD LIFESTRAT CNS GR FD INV VOYA LIFE INSURANCE COMPANY · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $0 | <0.1% |