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Original filing (PDF)20251014134006NAL0001436883001
WHITESTONE HOME FURNISHINGS, LLC
Form 5500
FILING_RECEIVED
SAATVA RETIREMENT PLAN AND TRUST
401(k) retirement plan
Active participants
338
Accounts w/ balance
389
Plan assets (EOY)
$10.3M
Net assets (EOY)
$10.3M
How this plan invests
This plan
13 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 75 bps in Schedule C fees — 157% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WHITESTONE HOME FURNISHINGS, LLC.
Plan sponsor
Name
WHITESTONE HOME FURNISHINGS, LLC
EIN
32-0526953
Address
19-02 WHITESTONE EXPRESSWAY · SUITE 201 · WHITESTONE, NY · 11357
Phone
(646) 837-8438
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORD KEEPER | $40K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OLD SLIP INVESTMENT ADVISORS | 81-2704670 | — | INVESTMENT ADVISOR | $21K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $427 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BENEFIT PRACTICE | — | STAMFORD, CT | THIRD PARTY ADMIN | $16K | — |
Investments
17 direct securities · 13 pooled funds· $10.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$8.1M
13 holdings
Uncategorized
$2.3M
17 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T ROWE PRICE RET BLND SEL TRST 2055 GREAT GRAY · EIN 38-7271348 / PN 743 | Common Collective Trust | — | — | $1.7M | 16.9% | |
| T ROWE PRICE RET BLND SEL TRST 2050 GREAT GRAY · EIN 38-7271347 / PN 742 | Common Collective Trust | — | — | $1.6M | 15.4% | |
| T ROWE PRICE RET BLND SEL TRST 2060 GREAT GRAY · EIN 38-7271349 / PN 744 | Common Collective Trust | — | — | $1.0M | 10.0% | |
| Fidelity 500 Index Mutual Fund | — | — | — | $999K | 9.7% | |
| T ROWE PRICE RET BLND SEL TRST 2035 GREAT GRAY · EIN 38-7271344 / PN 739 | Common Collective Trust | — | — | $960K | 9.3% | |
| T ROWE PRICE RET BLND SEL TRST 2045 GREAT GRAY · EIN 38-7271346 / PN 741 | Common Collective Trust | — | — | $834K | 8.1% | |
| T ROWE PRICE RET BLND SEL TRST 2040 GREAT GRAY · EIN 38-7271345 / PN 740 | Common Collective Trust | — | — | $639K | 6.2% | |
| T ROWE PRICE RET BLND SEL TRST 2030 GREAT GRAY · EIN 38-7271343 / PN 738 | Common Collective Trust | — | — | $539K | 5.2% | |
| T ROWE PRICE RET BLND SEL TRST 2025 GREAT GRAY · EIN 38-7271342 / PN 737 | Common Collective Trust | — | — | $316K | 3.1% | |
| T ROWE PRICE RET BLND SEL TRST 2015 GREAT GRAY · EIN 38-7271351 / PN 735 | Common Collective Trust | — | — | $191K | 1.9% | |
| Principle amounts due at various times from January 2025 through July 2029. | — | — | — | $186K | 1.8% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $181K | 1.7% | |
| BLACKROCK EAFE EQUITY INDEX FEE CL6 GREAT GRAY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $147K | 1.4% | |
| JP Morgan Large Cap Growth Mutual Fund | — | — | — | $145K | 1.4% | |
| Fidelity Mid Cap Value Index Mutual Fund | — | — | — | $134K | 1.3% | |
| Empower Life & Insurance Company Guaranteed investment contract | — | — | — | $112K | 1.1% | |
| Fidelity Small Cap Growth Mutual Fund | — | — | — | $95K | 0.9% | |
| Pimco Stocksplus Intl Mutual Fund | — | — | — | $91K | 0.9% | |
| Putnam Large Cap Value Mutual Fund | — | — | — | $66K | 0.6% | |
| JP Morgan Mortgage-backed Securities Mutual Fund | — | — | — | $56K | 0.5% | |
| DFA US Targeted Value Mutual Fund | — | — | — | $52K | 0.5% | |
| American Century Multisector Income Mutual Fund | — | — | — | $44K | 0.4% | |
| Pimco Income Instl Mutual Fund | — | — | — | $40K | 0.4% | |
| T ROWE PRICE RET BLND SEL TRST 2020 GREAT GRAY · EIN 38-7271341 / PN 736 | Common Collective Trust | — | — | $30K | 0.3% | |
| American Century Mid Cap Value Mutual Fund 592 American Funds American Balanced Mutual Fund | — | — | — | $29K | 0.3% | |
| T ROWE PRICE RET BLND SEL TRST 2065 GREAT GRAY · EIN 38-7271350 / PN 745 | Common Collective Trust | — | — | $28K | 0.3% | |
| DFA Real Estate Securities Mutual Fund | — | — | — | $26K | 0.2% | |
| Federated Hermes Instl High Yield Mutual Fund | — | — | — | $17K | 0.2% | |
| MFS Mid Cap Growth Mutual Fund | — | — | — | $4K | <0.1% | |
| T ROWE PRICE RET BLND SEL TRST 2010 GREAT GRAY · EIN 38-7271351 / PN 734 | Common Collective Trust | — | — | $293 | <0.1% |