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Original filing (PDF)20251013092310NAL0000415507001
RED-ROCHESTER, LLC
Form 5500
FILING_RECEIVED
RED-ROCHESTER, LLC RETIREMENT PLAN
401(k) retirement plan
Active participants
130
Accounts w/ balance
160
Plan assets (EOY)
$16.6M
Net assets (EOY)
$16.6M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RED-ROCHESTER, LLC.
Plan sponsor
Name
RED-ROCHESTER, LLC
EIN
32-0399420
Address
1060 LEE ROAD · ROCHESTER, NY · 14606
Phone
(585) 327-2053
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
2E · Profit-sharing
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $15K | — |
Investments
33 direct securities · 1 pooled fund· $16.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.0M
32 holdings
Common Collective Trust
$340K
1 holding
Mutual Funds
$186K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity Blue Chip Growth Fund N/R | — | — | — | $2.2M | 13.0% | |
| T. Rowe Price T. Rowe Price Retirement 2035 Fund I Class N/R | — | — | — | $1.8M | 11.1% | |
| T. Rowe Price T. Rowe Price Retirement 2025 Fund I Class N/R | — | — | — | $1.6M | 9.8% | |
| T. Rowe Price T. Rowe Price Retirement 2020 Fund I Class N/R | — | — | — | $1.6M | 9.4% | |
| Fidelity Investments Fidelity 500 Index Fund N/R | — | — | — | $1.5M | 8.9% | |
| T. Rowe Price T. Rowe Price Retirement 2030 Fund I Class N/R | — | — | — | $895K | 5.4% | |
| T. Rowe Price T. Rowe Price Retirement 2050 Fund I Class N/R | — | — | — | $674K | 4.1% | |
| T. Rowe Price T. Rowe Price Retirement 2040 Fund I Class N/R | — | — | — | $629K | 3.8% | |
| Institutional Class Dodge & Cox Dodge & Cox Stock Fund Class I N/R | — | — | — | $608K | 3.7% | |
| Class R6 Loomis Sayles Funds Loomis Sayles Core Plus Bond Fund Class A N/R | — | — | — | $422K | 2.6% | |
| Fidelity Investments Fidelity Mid Cap Index Fund N/R | — | — | — | $422K | 2.5% | |
| T. Rowe Price T. Rowe Price Retirement 2055 Fund I Class N/R | — | — | — | $341K | 2.1% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $340K | 2.1% | |
| Company Participant Loans * Participant Loans Notes receivable with the interest rates from $0 | — | — | — | $298K | 1.8% | |
| T. Rowe Price T. Rowe Price Retirement 2060 Fund I Class N/R | — | — | — | $285K | 1.7% | |
| Fidelity Investments Fidelity Balance Fund N/R | — | — | — | $278K | 1.7% | |
| Money Market Fund * Fidelity Investments Fidelity Money Market Fund Premium Class N/R | — | — | — | $254K | 1.5% | |
| T. Rowe Price T. Rowe Price Retirement 2045 Fund I Class N/R | — | — | — | $247K | 1.5% | |
| Admiral Shares Janus Henderson Janus Henderson Enterprise Fund Class A N/R | — | — | — | $232K | 1.4% | |
| Vanguard Total International Stock Index N/R | — | — | — | $230K | 1.4% | |
| Hartford Mutual Funds The Hartford International Opportunities Fund N/R | — | — | — | $223K | 1.3% | |
| Fidelity Investments Fidelity Small Cap Index Fund N/R | — | — | — | $201K | 1.2% | |
| Self-Directed Brokerage * Fidelity Investments Self-Directed Brokerage Account N/R | — | — | — | $194K | 1.2% | |
| Inc. Class Z T. Rowe Price T. Rowe Price Retirement 2005 Fund I Class N/R | — | — | — | $192K | 1.2% | |
| Alliance Bernstein AB Small Cap Growth Portfolio Class Z N/R | Mutual Funds | — | — | $186K | 1.1% | |
| Tweedy, Browne Tweedy, Browne International Value Fund N/R | — | — | — | $169K | 1.0% | |
| Allspring Global Investments Allspring Special Mid Cap Value Fund Class N/R | — | — | — | $141K | 0.8% | |
| T. Rowe Price T. Rowe Price Retirement 2015 Fund I Class N/R | — | — | — | $102K | 0.6% | |
| Fund Admiral Shares Capital Group American Funds EUPAC Fund Class R6 N/R | — | — | — | $90K | 0.5% | |
| R6 Cohen & Steers Cohen & Steers Real Estate Securities Fund, N/R | — | — | — | $60K | 0.4% | |
| T. Rowe Price T. Rowe Price Retirement 2065 Fund I Class N/R | — | — | — | $46K | 0.3% | |
| T. Rowe Price T. Rowe Price Retirement 2010 Fund I Class N/R | — | — | — | $45K | 0.3% | |
| Vanguard Total World Stock Index Fund N/R | — | — | — | $44K | 0.3% | |
| Dimensional Fund Advisors DFA U.S. Small Cap Value Portfolio N/R | — | — | — | $30K | 0.2% |
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