Original filing (PDF)20251010134903NAL0004305843001

PENN HIGHLANDS HEALTHCARE

Name: PENN HIGHLANDS HEALTHCARE — PHH PENSION PLAN, Form 5500 (2024)
Creator: PENN HIGHLANDS HEALTHCARE

Form 5500

FILING_RECEIVED

PHH PENSION PLAN

Defined-benefit pension plan

Signals · 3

~158 bps in Sched C feesNo recordkeeper disclosed10 service providers

Active participants

423

Accounts w/ balance

—

Plan assets (EOY)

$70.5M

Net assets (EOY)

$70.5M

How this plan invests

This plan

13 pooled trusts

Schedule D

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

158 bps in Schedule C fees — 890% above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.
Plan is frozen (1I) — no new benefit accrual.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENN HIGHLANDS HEALTHCARE.

Plan sponsor

Name

PENN HIGHLANDS HEALTHCARE

EIN

32-0345810

Address

100 HOSPITAL ROAD · DUBOIS, PA · 15801

Phone

(814) 375-3352

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

1A · Pay-related DB formula

1I · Frozen plan — no new benefit accrual

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

10 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
AON CONSULTING INC.	22-2232264	—	NONE	$376K	—
NEPC LLC	26-1429809	—	NONE	$302K	—
CLIFTONLARSONALLEN LLP	41-0746749	—	NONE	$123K	—
DEFINITI LLC	82-1667008	—	NONE	$106K	—
US BANK	41-0255900	—	NONE	$60K	—
BALDWIN LAW GROUP LLP	—	BALTIMORE, MD	NONE	$58K	—
INCOME RESEARCH & MANAGEMENT	04-2955404	—	NONE	$40K	—
WELLINGTON MANAGEMENT INC.	41-1505814	—	NONE	$36K	—
STATE STREET GLOBAL ADVISORS	90-0337987	—	NONE	$8K	—
GARCIA HAMILTON & ASSOCIATES	76-0589652	—	NONE	$8K	—

Investments

25 direct securities · 13 pooled funds· $118.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$64.5M

13 holdings

Uncategorized

$54.2M

25 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Income Research + Management	—	—	$16.4M	$17.4M	24.7%
IR+M LONG CORPORATE COLLECTIVE FD GLOBAL TRUST COMPANY · EIN 37-6567224 / PN 005	Common Collective Trust	—	—	$17.4M	24.7%
State Street Global Advisors	—	—	$17.1M	$16.3M	23.2%
LONG US TREASURY INDEX NL FUND STATE STREEY GLOBAL ADVISORS TRUST CO. · EIN 04-6928353 / PN 001	Common Collective Trust	—	—	$16.3M	23.2%
WTC CIF II US INV GR.INTER CORP WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 206	Common Collective Trust	—	$13.9M	$14.1M	20.1%
State Street Global Advisors	—	—	$6.7M	$7.0M	9.9%
SSGA 3-10 YEAR US TREASURY INDEX FD STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 477	Common Collective Trust	—	—	$7.0M	9.9%
State Street Global Advisors	—	—	$2.9M	$2.7M	3.8%
SSGA 20+ YEAR US TREASURY STRIPS STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 169	Common Collective Trust	—	—	$2.7M	3.8%
PIMCO	—	—	$2.4M	$2.5M	3.5%
State Street Global Advisors	—	—	$1.2M	$1.8M	2.5%
SSGA S&P 500 FLAGSHIP NI FUND STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 004	Common Collective Trust	—	—	$1.8M	2.5%
First American Funds	—	—	$1.1M	$1.1M	1.6%
State Street Global Advisors	—	—	$714K	$952K	1.4%
SSGA FTSE RAFI US 1000 INDEX STATE STREET GLOBAL ADVISORS · EIN 06-6556853 / PN 001	Common Collective Trust	—	—	$952K	1.4%
NEPC EMERGING MKT EQ CIT CLASS A GLOBAL TRUST COMPANY · EIN 86-6497312 / PN 002	Common Collective Trust	—	$758K	$901K	1.3%
State Street Global Advisors	—	—	$621K	$828K	1.2%
SSGA RUSSELL SMALL CAP COMP INDX FD STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 021	Common Collective Trust	—	—	$828K	1.2%
NEPC GLOBAL EQUITY CIT CLASS A GLOBAL TRUST COMPANY · EIN 86-6497312 / PN 001	Common Collective Trust	—	$540K	$740K	1.0%
State Street Global Advisors	—	—	$561K	$716K	1.0%
SSGA MSCI EAFE 100% HEDGED USD INDX STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 455	Common Collective Trust	—	—	$716K	1.0%
State Street Global Advisors	—	—	$484K	$562K	0.8%
SSGA DAILY MSCI EAFE INDEX NL FD STATE STREEY GLOBAL ADVISORS TRUST CO. · EIN 04-0025081 / PN 182	Common Collective Trust	—	—	$562K	0.8%
NEPC DIVERSIFIED CREDIT CIT A GLOBAL TRUST COMPANY · EIN 86-6497312 / PN 003	Common Collective Trust	—	$438K	$491K	0.7%
JP Morgan	—	—	$251K	$255K	0.4%
U S Treasury	—	—	$259K	$255K	0.4%
U S Treasury	—	—	$256K	$254K	0.4%
U S Treasury	—	—	$247K	$244K	0.3%
U S Treasury	—	—	$197K	$196K	0.3%
U S Treasury	—	—	$191K	$195K	0.3%
U S Treasury	—	—	$191K	$193K	0.3%
F N M A	—	—	$165K	$163K	0.2%
U S Treasury	—	—	$157K	$162K	0.2%
F N M A	—	—	$123K	$122K	0.2%
G N M A I	—	—	$119K	$117K	0.2%
F H L M C	—	—	$106K	$107K	0.2%
F N M A	—	—	$103K	$103K	0.1%
Microsoft	—	—	$57K	$59K	<0.1%