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Original filing (PDF)20251016122140NAL0006300033006
PENN HIGHLANDS HEALTHCARE, INC.
Form 5500
FILING_RECEIVED
PENN HIGHLANDS HEALTHCARE 403(B) PLAN
403(b) retirement plan
Signals · 1
7 service providers
Active participants
4,815
Accounts w/ balance
5,649
Plan assets (EOY)
$330.6M
Net assets (EOY)
$330.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
160 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 13 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENN HIGHLANDS HEALTHCARE, INC..
Plan sponsor
Name
PENN HIGHLANDS HEALTHCARE, INC.
EIN
32-0345810
Address
PO BOX 447 · DUBOIS, PA · 158010447
Phone
(814) 375-3097
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-16
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORD KEEPER | $279K | — |
| METLIFE LIFE INS CO | — | CHARLOTTE, NC | RECORDKEEPER | $29K | — |
| MUTUAL OF AMERICA LIFE INS CO | 13-1614399 | — | RECORDKEEPER | $3K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLIFTON LARSEN ALLEN LLP | 41-0746749 | — | ADVISOR | $65K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GREAT WEST LIFE & ANNUITY INS CO | 84-0467907 | — | SECURITIES BROKER | $27K | — |
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PLANTE & MORAN, PLCC | 38-1357951 | — | ACCOUNTING | $14K | — |
Investments
157 direct securities · 2 pooled funds· $347.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$314.3M
157 holdings
Pooled Separate Account
$32.7M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retrmnt 2030 | — | — | — | $41.7M | 12.6% | |
| Vanguard Target Retrmnt 2040 | — | — | — | $32.8M | 9.9% | |
| Vanguard Target Retrmnt 2035 | — | — | — | $30.9M | 9.4% | |
| Vanguard Target Retrmnt 2045 | — | — | — | $25.5M | 7.7% | |
| Vanguard Target Retrmnt 2025 | — | — | — | $23.4M | 7.1% | |
| FUTURE FUNDS SERIES GREAT WEST LIFE GREAT WEST LIFE AND ANNUITY COMPANY · EIN 84-0467907 / PN 003 | Pooled Separate Account | — | — | $23.0M | 6.9% | |
| Vanguard Target Retrmnt 2050 | — | — | — | $18.6M | 5.6% | |
| Vanguard Target Retrmnt 2055 | — | — | — | $15.8M | 4.8% | |
| Vanguard Instl Index | — | — | — | $15.7M | 4.8% | |
| SEPARATE ACCOUNT NUMBER TWO MUTUAL OF AMERICA LIFE INSURANCE COMPANY · EIN 13-1614399 / PN 000 | Pooled Separate Account | — | — | $9.7M | 2.9% | |
| Vanguard Target Retrmnt 2020 | — | — | — | $9.5M | 2.9% | |
| JPMorgan Lg Cap Gr R6 | — | — | — | $8.5M | 2.6% | |
| Vanguard Target Retrmnt 2060 | — | — | — | $7.7M | 2.3% | |
| New York Life NYL Guaranteed Interest Account | — | — | — | $6.5M | 2.0% | |
| Empower Annuity Insurance Company of America Empower Guaranteed Fixed Fund | — | — | — | $5.4M | 1.6% | |
| Vanguard Mid Cap Index Adm | — | — | — | $4.9M | 1.5% | |
| JPMorgan Eq Inc R5 | — | — | — | $4.3M | 1.3% | |
| American Funds American Funds American Bal R5E | — | — | — | $2.9M | 0.9% | |
| Empower Annuity Insurance Company of America EMPOWER S&P 500 INDEX FUND INV | — | — | — | $2.8M | 0.9% | |
| Metropolitan Life Insurance Co. GTS Fixed Annuity Contract (Traditional), 3.00% | — | — | — | $2.6M | 0.8% | |
| Vanguard Target Retrmnt Inc | — | — | — | $2.5M | 0.8% | |
| Empower Annuity Insurance Company of America FIDELITY VIP GROWTH PORTFOLIO | — | — | — | $2.3M | 0.7% | |
| Vanguard Federal Money Market | — | — | — | $2.3M | 0.7% | |
| Mutual of America Life Insurance Company Interest Accumulation Account | — | — | — | $1.9M | 0.6% | |
| Participants Participant Loans Rates from 4.25% to 10.25% | — | — | — | $1.9M | 0.6% | |
| Blackrock iShares Russell 2000 Small-cp Idx K | — | — | — | $1.8M | 0.6% | |
| Goldman Sachs Goldman Sachs Small/Md cp Gr Instl | — | — | — | $1.8M | 0.5% | |
| Empower Annuity Insurance Company of America Guaranteed Interest Fund | — | — | — | $1.7M | 0.5% | |
| Empower Annuity Insurance Company of America EMPOWER MOD AGGR PROFILE FUND INV | — | — | — | $1.7M | 0.5% | |
| Victory Sycamore Est Val Y | — | — | — | $1.6M | 0.5% | |
| Vanguard Target Retrmnt 2065 Inv | — | — | — | $1.6M | 0.5% | |
| Empower Annuity Insurance Company of America FEDERATED HERMES EQUITY INCOME FUND A 535 * Empower Annuity Insurance Company of America FEDERATED HERMES GOVT OBLIGATIONS FD SS | — | — | — | $1.5M | 0.4% | |
| American Funds American Funds New World R5 | — | — | — | $1.3M | 0.4% | |
| MFS Intl Diversification R6 | — | — | — | $1.2M | 0.4% | |
| Blackrock iShares US Aggregate Bd Index K | — | — | — | $1.2M | 0.4% | |
| Empower Annuity Insurance Company of America EMPOWER AGGRESSIVE PROFILE FUND INV | — | — | — | $1.1M | 0.3% | |
| Empower Annuity Insurance Company of America EMPOWER GOVERNMENT MONEY MKT FUND INV - * Empower Annuity Insurance Company of America EMPOWER INTERNATIONAL VALUE INV | — | — | — | $1.0M | 0.3% | |
| Empower Annuity Insurance Company of America EMPOWER MODERATE PROFILE FUND INV | — | — | — | $1.0M | 0.3% | |
| BNY Mellon BNY Mellon S&P 500 Index | — | — | — | $1.0M | 0.3% | |
| Blackrock iShares MSCI EAFE Intl Idx Instl | — | — | — | $949K | 0.3% | |
| Empower Annuity Insurance Company of America FIDELITY VIP II CONTRAFUND | — | — | — | $942K | 0.3% | |
| Empower Annuity Insurance Company of America EMPOWER MID CAP VALUE INV | — | — | — | $905K | 0.3% | |
| Dodge & Cox Dodge & Cox Inc X | — | — | — | $897K | 0.3% | |
| Empower Annuity Insurance Company of America EMPOWER S&P SMCAP 600 INDEX FUND INV | — | — | — | $873K | 0.3% | |
| American Century American Century Small Cap Gr R6 | — | — | — | $839K | 0.3% | |
| MFS Investment Management MFS Total Return Fund | — | — | — | $805K | 0.2% | |
| Empower Annuity Insurance Company of America EMPOWER MULTI-SECTOR BOND INV | — | — | — | $795K | 0.2% | |
| Allspring Special Small Cap Value Instl | — | — | — | $779K | 0.2% | |
| Empower Annuity Insurance Company of America EMPOWER LARGE CAP VALUE INVESTOR II | — | — | — | $740K | 0.2% | |
| Empower Annuity Insurance Company of America EMPOWER T ROWE PRICE MDCP GR FUND INV | — | — | — | $738K | 0.2% | |
| Cohen & Steers Cohen & Steers Real Estate Sec A | — | — | — | $719K | 0.2% | |
| Empower Annuity Insurance Company of America DAVIS NEW YORK VENTURE FUND - R | — | — | — | $688K | 0.2% | |
| Empower Annuity Insurance Company of America EMPOWER BOND INDEX FUND INV | — | — | — | $636K | 0.2% | |
| PIMCO Intl Bd (USD-Hdg) Instl | — | — | — | $601K | 0.2% | |
| MFS Investment Management MFS Value A | — | — | — | $517K | 0.2% | |
| VALIC Fixed Interest Option | — | — | — | $485K | 0.1% | |
| GAMCO Investors, Inc. Gabelli Asset AAA | — | — | — | $481K | 0.1% | |
| Empower Annuity Insurance Company of America AMERICAN FUNDS GROWTH FUND R3 | — | — | — | $465K | 0.1% | |
| Similar Party Collateral, Par, or Maturity Value Cost** Value Fidelity Investments Fidelity Advisor Equity Growth Fund M | — | — | — | $441K | 0.1% | |
| Empower Annuity Insurance Company of America ARTISAN INTERNATIONAL FUND | — | — | — | $404K | 0.1% | |
| Empower Annuity Insurance Company of America EMPOWER LIFETIME 2035 FUND INV | — | — | — | $398K | 0.1% | |
| Empower Annuity Insurance Company of America INVESCO GLOBAL A | — | — | — | $367K | 0.1% | |
| Empower Annuity Insurance Company of America EMPOWER US GOVT SECURITIES FUND INV | — | — | — | $366K | 0.1% | |
| Vanguard Small Cap Index Admin | — | — | — | $357K | 0.1% | |
| Empower Annuity Insurance Company of America EMPOWER LIFETIME 2055 FUND INV | — | — | — | $357K | 0.1% | |
| Similar Party Collateral, Par, or Maturity Value Cost** Value * Empower Annuity Insurance Company of America EMPOWER LIFETIME 2015 FUND INV | — | — | — | $356K | 0.1% | |
| Empower Annuity Insurance Company of America AMERICAN CENTURY EQUITY INCOME FUND | — | — | — | $344K | 0.1% | |
| BNY Mellon BNY Mellon Bond Market Index I | — | — | — | $343K | 0.1% | |
| American Funds The Growth Fund of America Class A | — | — | — | $330K | <0.1% | |
| Legg Mason ClearBridge Large Cap Growth A | — | — | — | $299K | <0.1% | |
| Lord Abbett Lord Abbett Short Duration Inc R5 | — | — | — | $275K | <0.1% | |
| Janus Investment Fund Janus Henderson Small Cap Value T | — | — | — | $237K | <0.1% | |
| Empower Annuity Insurance Company of America JANUS FORTY T | — | — | — | $236K | <0.1% | |
| Invesco Capital Appreciation Fund Class A | — | — | — | $228K | <0.1% | |
| Empower Annuity Insurance Company of America ALGER MID CAP GROWTH I-2 | — | — | — | $199K | <0.1% | |
| Empower Annuity Insurance Company of America EMPOWER LIFETIME 2045 FUND INV | — | — | — | $198K | <0.1% | |
| Empower Annuity Insurance Company of America PIMCO TOTAL RETURN ADMIN | — | — | — | $196K | <0.1% | |
| Invesco Oppenheimer International Growth A | — | — | — | $196K | <0.1% | |
| Empower Annuity Insurance Company of America EMPOWER SMALL CAP VALUE INV | — | — | — | $194K | <0.1% | |
| American Funds The Investment Company of America Class A | — | — | — | $186K | <0.1% | |
| Legg Mason ClearBridge Aggressive Growth A | — | — | — | $173K | <0.1% | |
| Janus Forty T | — | — | — | $165K | <0.1% | |
| Empower Annuity Insurance Company of America EMPOWER CONSERVATIVE PROFILE FUND INV | — | — | — | $150K | <0.1% | |
| Dimensional DFA Glbl Real Estate Sec I | — | — | — | $144K | <0.1% | |
| American Funds Capital World Growth and Income Fund Class A | — | — | — | $140K | <0.1% | |
| American Funds New Perspective Fund Class A | — | — | — | $136K | <0.1% | |
| Empower Annuity Insurance Company of America ALGER BALANCED I-2 | — | — | — | $129K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO DISCOVERY LARGE CAP A | — | — | — | $125K | <0.1% | |
| BNY Mellon BNY Mellon International Stock Index Inv | — | — | — | $121K | <0.1% | |
| American Funds Fundamental Investors Class | — | — | — | $119K | <0.1% | |
| American Funds AMCAP Fund Class A | — | — | — | $114K | <0.1% | |
| Empower Annuity Insurance Company of America PUTNAM HIGH YIELD R | — | — | — | $112K | <0.1% | |
| American Funds The Growth Fund of America F | — | — | — | $106K | <0.1% | |
| State Street State Street Instl US Govt Mmkt Admin | — | — | — | $103K | <0.1% | |
| State Street State Street Instl US Govt Money Market Premier | — | — | — | $100K | <0.1% | |
| American Funds American Balanced Fund Class A | — | — | — | $98K | <0.1% | |
| American Funds The Income Fund of America Class A | — | — | — | $93K | <0.1% | |
| Legg Mason ClearBridge Mid Cap Class A | — | — | — | $85K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement 2040 A | — | — | — | $83K | <0.1% | |
| Legg Mason ClearBridge Small Cap Growth A | — | — | — | $74K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO COMSTOCK R | — | — | — | $73K | <0.1% | |
| Fidelity Investments Fidelity Advisor Value Strategies Fund M | — | — | — | $73K | <0.1% | |
| American Funds Capital World Growth and Income Fund F | — | — | — | $56K | <0.1% | |
| Vanguard Target Retrmnt 2070 Inv | — | — | — | $56K | <0.1% | |
| Empower Annuity Insurance Company of America JENSEN QUALITY GROWTH R | — | — | — | $53K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement 2030 A | — | — | — | $51K | <0.1% | |
| American Funds AMCAP Fund Class F | — | — | — | $50K | <0.1% | |
| Empower Annuity Insurance Company of America PIONEER VCT EQUITY-INCOME PORTFOLIO II | — | — | — | $50K | <0.1% | |
| American Funds Washington Mutual Investors Fund Class F | — | — | — | $47K | <0.1% | |
| Empower Annuity Insurance Company of America Empower Daily Interest Guarantee Fund | — | — | — | $47K | <0.1% | |
| Metropolitan Life Insurance Co. BHFT Brighthouse Asset Allocation 40 B 867 * Metropolitan Life Insurance Co. BHFT Brighthouse Asset Allocation 60 B | — | — | — | $46K | <0.1% | |
| Invesco Main Street Mid Cap A | — | — | — | $44K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO DISCOVERY MID CAP GROWTH FUND A | — | — | — | $41K | <0.1% | |
| Empower Annuity Insurance Company of America VICTORY RS SMALL CAP GROWTH A | — | — | — | $41K | <0.1% | |
| American Funds Capital World Bond Fund Class A | — | — | — | $38K | <0.1% | |
| Vanguard 500 Index Admiral | — | — | — | $34K | <0.1% | |
| Empower Annuity Insurance Company of America JANUS GLOBAL RESEARCH T | — | — | — | $33K | <0.1% | |
| Invesco Main Street Fund | — | — | — | $32K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO AMERICAN FRANCHISE A | — | — | — | $32K | <0.1% | |
| Empower Annuity Insurance Company of America COLUMBIA SELECT MID CAP VALUE R | — | — | — | $32K | <0.1% | |
| Legg Mason ClearBridge Large Cap Value A | — | — | — | $31K | <0.1% | |
| Invesco Value Opportunities A | — | — | — | $30K | <0.1% | |
| BNY Mellon BNY Mellon Appreciation Inv | — | — | — | $26K | <0.1% | |
| American Funds SMALLCAP World Fund F | — | — | — | $25K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO SMALL CAP GROWTH A | — | — | — | $24K | <0.1% | |
| MFS Investment Management MFS Core Equity A | — | — | — | $23K | <0.1% | |
| Janus Investment Fund Janus Henderson Flexible Bond I | — | — | — | $21K | <0.1% | |
| Metropolitan Life Insurance Co. BHFT MetLife Stock Index Class A | — | — | — | $19K | <0.1% | |
| Empower Annuity Insurance Company of America LORD ABBETT VALUE OPPORTUNITIES A | — | — | — | $19K | <0.1% | |
| Empower Annuity Insurance Company of America PUTNAM INTERNATIONAL CAPITAL OPP R | — | — | — | $17K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement 2025 A | — | — | — | $16K | <0.1% | |
| Invesco Dividend Income Fund Class A | — | — | — | $15K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement 2035 A | — | — | — | $15K | <0.1% | |
| Lord Abbett Funds Lord Abbett Bond Debenture A | — | — | — | $12K | <0.1% | |
| Empower Annuity Insurance Company of America Empower Guaranteed Certificate Fund | — | — | — | $11K | <0.1% | |
| American Funds EuroPacific Growth Fund Class A | — | — | — | $11K | <0.1% | |
| Invesco International Bond Fund Class A | — | — | — | $11K | <0.1% | |
| American Funds SMALLCAP World Fund Class A | — | — | — | $10K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement Income A | — | — | — | $10K | <0.1% | |
| Empower Annuity Insurance Company of America Banded Portfolio Fund | — | — | — | $9K | <0.1% | |
| Metropolitan Life Insurance Co. ClearBridge Variable Growth Portfolio | — | — | — | $8K | <0.1% | |
| Metropolitan Life Insurance Co. BHFT T Rowe Price Large Cap Value CL E | — | — | — | $8K | <0.1% | |
| Empower Annuity Insurance Company of America VICTORY RS SELECT GROWTH A | — | — | — | $8K | <0.1% | |
| Empower Annuity Insurance Company of America INVESCO AMERICAN VALUE R | — | — | — | $5K | <0.1% | |
| Metropolitan Life Insurance Co. BHFT Brighthouse Asset Allocation 80 B | — | — | — | $5K | <0.1% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $4K | <0.1% | |
| Empower Annuity Insurance Company of America EMPOWER MOD CONS PROFILE FUND INV | — | — | — | $4K | <0.1% | |
| Fidelity Investments Fidelity Advisor Value Strategies Fund M | — | — | — | $3K | <0.1% | |
| ClearBridge Growth A | — | — | — | $3K | <0.1% | |
| American Funds Washington Mutual Investors Fund Class | — | — | — | $3K | <0.1% | |
| JP Morgan JPMorgan SmartRetirement 2045 A | — | — | — | $2K | <0.1% | |
| Gabelli Asset AAA | — | — | — | $2K | <0.1% | |
| American Funds Intermediate Bond Fund of America Class A | — | — | — | $1K | <0.1% | |
| BNY Mellon BNY Mellon International Stock Index Inv 469 * Invesco Developing Markets A 345 * Invesco Oppenheimer Int'l Growth A | — | — | — | $1K | <0.1% | |
| American Funds The Bond Fund of America Class A | — | — | — | $1K | <0.1% | |
| American Funds US Government Securities Fund Class A | — | — | — | $1K | <0.1% | |
| American Funds Short-Term Bond Fund of America Class A | — | — | — | $1K | <0.1% | |
| Empower Annuity Insurance Company of America CLEARBRIDGE VALUE FUND FI | — | — | — | $1K | <0.1% | |
| Metropolitan Life Insurance Co. BHFT Western Asset Mgmt US Government A | — | — | — | $1K | <0.1% |