Original filing (PDF)20251008120940NAL0009376112001

MINTO COMMUNITIES, LLC

Name: MINTO COMMUNITIES, LLC — MINTO 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: MINTO COMMUNITIES, LLC

Form 5500

FILING_RECEIVED

MINTO 401(K) RETIREMENT PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

376

Accounts w/ balance

290

Plan assets (EOY)

$26.9M

Net assets (EOY)

$26.9M

How this plan invests

This plan

27 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

41 bps in Schedule C fees — modestly above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MINTO COMMUNITIES, LLC.

Plan sponsor

Name

MINTO COMMUNITIES, LLC

EIN

32-0155666

Address

4400 WEST SAMPLE ROAD, SUITE 200 · COCONUT CREEK, FL · 330733450

Phone

(954) 973-4490

Industry

Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

GLSC & COMPANY, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
INGHAM & COMPANY	65-0170152	—	NONE	$110K	—

Investments

27 direct securities· $26.7M(99% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Investments Fidelity Cash Reserves - 212 * Fidelity Investments Fidelity 500 Index Fund Premium Class -	—	—	—	$5.5M	20.5%
The Vanguard Group Vanguard Wellington Admiral Fund -	—	—	—	$4.5M	16.9%
American Century Investments American Century Growth Institutional -	—	—	—	$2.0M	7.6%
The Vanguard Group Vanguard Equity-Income Fund Admiral -	—	—	—	$2.0M	7.3%
American Funds American Funds New Perspective R6 -	—	—	—	$1.9M	7.2%
Fidelity Investments Fidelity Extended Market Index -	—	—	—	$1.6M	6.0%
American Funds American Funds EuroPacific R6 -	—	—	—	$1.5M	5.6%
Wells Fargo Wells Fargo Advantage Core Bond R6 -	—	—	—	$1.3M	4.9%
Fidelity Investments Fidelity Government Money Market Fund -	—	—	—	$1.2M	4.4%
PGIM, Inc Prudential Total Return Bond Q -	—	—	—	$1.1M	4.1%
The Vanguard Group Vanguard Short-Term Investment-Grade Admiral -	—	—	—	$818K	3.0%
Pacific Investment Management Company PIMCO Income Institutional Fund -	—	—	—	$753K	2.8%
Cohen & Steers Global Infrastructure Cohen & Steers Global Infrastructure -	—	—	—	$521K	1.9%
The Vanguard Group Vanguard Mid-Cap Growth Index Admiral -	—	—	—	$460K	1.7%
Participant Loans 5-year loans at 4.25% to 9.50% interest rate -	—	—	—	$459K	1.7%
Global Real Estate Securities Portfolio Global Real Estate Securities Portfolio -	—	—	—	$188K	0.7%
The Vanguard Group Vanguard Small Cap Growth Index Fund Admiral -	—	—	—	$170K	0.6%
The Vanguard Group Vanguard Mid-Cap Value Index Admiral -	—	—	—	$152K	0.6%
Fidelity Investments Fidelity Emerging Markets Index Fund Instituional Premium -	—	—	—	$149K	0.6%
The Vanguard Group Vanguard Small Cap Value Index Admiral -	—	—	—	$75K	0.3%
Fidelity Investments Fidelity International Index Fund Premium -	—	—	—	$74K	0.3%
The Vanguard Group Vanguard High-Yield Corporate Admiral -	—	—	—	$70K	0.3%
Pacific Investment Management Company PIMCO Short-Term Institutional -	—	—	—	$54K	0.2%
VanEck Commodity Index I -	—	—	—	$45K	0.2%
Fidelity Investments Fidelity U.S. Bond Index Fund -	—	—	—	$31K	0.1%
The Vanguard Group Vanguard Inflation-Protected Admiral -	—	—	—	$23K	<0.1%
Pacific Investment Management Company PIMCO Emerging Markets Bond Instl -	—	—	—	$19K	<0.1%