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Original filing (PDF)20251015102701NAL0002144147001
GERMAIN MOTOR COMPANY
Form 5500
FILING_RECEIVED
GERMAIN RETIREMENT SECURITY SAVINGS PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
1,548
Accounts w/ balance
2,025
Plan assets (EOY)
$59.7M
Net assets (EOY)
$59.7M
How this plan invests
This plan
9 pooled trusts
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Great Gray Trust Company BlackRock Equity Index" is 27% of plan.
- 58 bps in Schedule C fees — 262% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GERMAIN MOTOR COMPANY.
Plan sponsor
Name
GERMAIN MOTOR COMPANY
EIN
31-4368856
Address
4250 MORSE CROSSING · COLUMBUS, OH · 43219
Phone
(614) 416-3377
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ARY ROEPCKE MULCHAEY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHNEIDER DOWNS RET. SOLUTIONS | 47-3764076 | PITTSBURGH, PA | RECORDKEEPER | $82K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHNEIDER DOWNS WEALTH MGMT ADV. | 25-1857157 | PITTSBURGH, PA | INVESTMENT ADVISOR | $248K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB TRUST COMPANY | 42-1558009 | SAN FRANCISCO, CA | PLAN CUST./TRUSTEE | $17K | — |
Investments
28 direct securities · 9 pooled funds· $57.8M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$40.1M
9 holdings
Uncategorized
$17.7M
28 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BLACKROCK EQUITY INDEX FUND R GREAT GRAY TRUST COMPANY · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $15.4M | 25.8% | |
| BLACKROCK MSCI ACWI EX-U.S. IDX FD GREAT GRAY TRUST COMPANY · EIN 81-1950980 / PN 013 | Common Collective Trust | — | — | $9.2M | 15.5% | |
| PRUDENTIAL CORE PLUS BOND FUND PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 165 | Common Collective Trust | — | — | $4.8M | 8.1% | |
| BLACKROCK MID CAP EQUITY INDEX FD R GREAT GRAY TRUST COMPANY · EIN 20-3802327 / PN 003 | Common Collective Trust | — | — | $4.6M | 7.7% | |
| BLACKROCK RUSSELL 2000 INDEX FUND R GREAT GRAY TRUST COMPANY · EIN 20-3802587 / PN 004 | Common Collective Trust | — | — | $3.8M | 6.4% | |
| PIM CO Income Fund | — | — | — | $3.5M | 5.8% | |
| Baird Aggregate Bond | — | — | — | $2.6M | 4.4% | |
| RELIANCE TRUST CO STABLE VALUE FUND RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $1.8M | 3.0% | |
| Vanguard Target Retirement 2065 | — | — | — | $1.5M | 2.4% | |
| Vanguard Target Retirement 2045 | — | — | — | $1.2M | 2.1% | |
| Vanguard Target Retirement 2060 | — | — | — | $1.2M | 2.0% | |
| Vanguard Target Retirement 2050 | — | — | — | $1.1M | 1.8% | |
| Vanguard Target Retirement 2055 | — | — | — | $1.1M | 1.8% | |
| Notes receivable from participants with interest rates from 4.25% to 9.50% - | — | — | — | $928K | 1.6% | |
| Vanguard Target Retirement 2035 | — | — | — | $799K | 1.3% | |
| Vanguard Target Retirement 2040 | — | — | — | $615K | 1.0% | |
| Vanguard Target Retirement 2025 | — | — | — | $594K | 1.0% | |
| Fidelity Total M arket Index | — | — | — | $483K | 0.8% | |
| CLEARBRIDGE LARGE CAP GROWTH FUND GREAT GRAY TRUST COMPANY · EIN 82-3106705 / PN 345 | Common Collective Trust | — | — | $462K | 0.8% | |
| T. Rowe Price Capital Appreciation | — | — | — | $388K | 0.6% | |
| Dodge & Cox Stock Fund | — | — | — | $381K | 0.6% | |
| Vanguard Target Retirement 2030 | — | — | — | $252K | 0.4% | |
| AQR Large Cap Defensive Style | — | — | — | $211K | 0.4% | |
| T. Rowe Price M id-Cap Value | — | — | — | $176K | 0.3% | |
| WCM Investment Focused International Growth | — | — | — | $123K | 0.2% | |
| DFA International Small Cap Value Portfolio | — | — | — | $117K | 0.2% | |
| JPM organ Undiscovered M anagers Behavioral Value | — | — | — | $110K | 0.2% | |
| PRIM ECAP Odyssey Aggressive Growth | — | — | — | $109K | 0.2% | |
| Cohen & Steers Real Estate Securities Fund | — | — | — | $96K | 0.2% | |
| Brown Capital M gmt. Small Company | — | — | — | $80K | 0.1% | |
| Vanguard Target Retirement 2070 | — | — | — | $30K | <0.1% | |
| Vanguard Target Retirement 2020 | — | — | — | $29K | <0.1% | |
| PIM CO Real Return | — | — | — | $14K | <0.1% | |
| EMERGING MARKETS FUND GREAT GRAY TRUST COMPANY · EIN 86-1819869 / PN 672 | Common Collective Trust | — | — | $11K | <0.1% | |
| Vanguard Target Retirement Income | — | — | — | $9K | <0.1% | |
| PIM CO Commodity Real Return Strategy | — | — | — | $8K | <0.1% | |
| BLACKROCK U.S. DEBT INDEX FUND R GREAT GRAY TRUST COMPANY · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $1K | <0.1% |