Original filing (PDF)20251014143326NAL0006441874001

WHITE CASTLE SYSTEM, INC.

Name: WHITE CASTLE SYSTEM, INC. — WHITE CASTLE PROFIT SHARING PLAN, Form 5500 (2024)
Creator: WHITE CASTLE SYSTEM, INC.

Form 5500

FILING_RECEIVED

WHITE CASTLE PROFIT SHARING PLAN

Defined-contribution retirement plan

Signals · 2

44% in single holdingNo recordkeeper disclosed

Active participants

3,515

Accounts w/ balance

4,819

Plan assets (EOY)

$176.5M

Net assets (EOY)

$176.5M

How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

Top holding "Earnings Reinvested $ $ - - - - - - - - - - - - - - Purchases $ $ WHITE CASTLE PROFIT SHARING PLAN AND TRUST 2023" is 44% of plan.
No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (6 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WHITE CASTLE SYSTEM, INC..

Plan sponsor

Name

WHITE CASTLE SYSTEM, INC.

EIN

31-4340520

Address

P. O. BOX 1498 · 555 EDGAR WALDO WAY · COLUMBUS, OH · 432161498

Phone

(614) 228-5781

Industry

Accommodation & Food Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

Audit & trust (Schedule H)

Auditor

GBQ PARTNERS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
WHITE CASTLE MANAGEMENT CO	31-1317049	—	NONE	$40K	—
AON CONSULTING	23-2293237	—	NONE	$24K	—
UBS FINANCIAL SERVICES INC.	13-2638166	—	NONE	$20K	—
GBQ PARTNERS	20-2122306	—	NONE	$15K	—
PORTER WRIGHT MORRIS & ARTHUR LLP	31-4373657	CHICAGO, IL	NONE	$4K	—

Investments

32 direct securities· $21.9M(12% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Earnings Reinvested $ - Purchases $ WHITE CASTLE PROFIT SHARING PLAN AND TRUST 2023	—	—	—	$9.7M	5.5%
Shares Number of 2024	—	—	—	$9.4M	5.3%
New York 33	—	—	$452K	$263K	0.1%
Chicago 36	—	—	$179K	$176K	<0.1%
St. Louis 34	—	—	$146K	$137K	<0.1%
Detroit 15	—	—	$78K	$121K	<0.1%
Minneapolis 30	—	—	$387K	$118K	<0.1%
Chicago 44	—	—	$261K	$111K	<0.1%
Detroit 37	—	—	$275K	$105K	<0.1%
New York 31	—	—	$579K	$104K	<0.1%
New York 2	—	—	$200K	$101K	<0.1%
New Jersey 1	—	—	$553K	$100K	<0.1%
Chicago 21	—	—	$147K	$93K	<0.1%
Detroit 25	—	—	$205K	$85K	<0.1%
Detroit 21	—	—	$165K	$84K	<0.1%
Louisville 22	—	—	$239K	$82K	<0.1%
Chicago 41	—	—	$190K	$78K	<0.1%
Louisville 20	—	—	$119K	$78K	<0.1%
Indianapolis 19	—	—	$215K	$78K	<0.1%
Louisville 15	—	—	$291K	$77K	<0.1%
St. Louis 33	—	—	$201K	$75K	<0.1%
Chicago 54	—	—	$326K	$75K	<0.1%
Columbus 14	—	—	$85K	$75K	<0.1%
Chicago 52	—	—	$325K	$69K	<0.1%
Chicago 58	—	—	$277K	$68K	<0.1%
Detroit 26	—	—	$263K	$67K	<0.1%
Columbus 11	—	—	$84K	$66K	<0.1%
St. Louis 32	—	—	$226K	$60K	<0.1%
Indianapolis 22	—	—	$184K	$60K	<0.1%
Chicago 57	—	—	$347K	$51K	<0.1%
Cincinnati 16	—	—	$149K	$49K	<0.1%
Detroit 23	—	—	$54K	$47K	<0.1%