Back to filter
Original filing (PDF)20250827103046NAL0009287793001
CENTRIC CONSULTING, LLC
Form 5500
FILING_RECEIVED
CENTRIC CONSULTING, LLC 401 (K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Active participants
703
Accounts w/ balance
830
Plan assets (EOY)
$118.0M
Net assets (EOY)
$118.0M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRIC CONSULTING, LLC.
Plan sponsor
Name
CENTRIC CONSULTING, LLC
EIN
31-1776636
Address
10733 STONE STREET · UNION, KY · 41091
Phone
(502) 432-1974
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
MH CPA PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$107K | — |
Investments
33 direct securities· $118.0M(100% of reported assets)
Uncategorized
$103.0M
32 holdings
Mutual Funds
$15.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity 500 Index Fund | Mutual Funds | — | — | $15.0M | 12.7% | |
| Fidelity Contrafund K Fund | — | — | — | $13.9M | 11.8% | |
| Fidelity Freedom 2040 K6 | — | — | — | $10.0M | 8.5% | |
| Fidelity Freedom 2035 K6 | — | — | — | $9.2M | 7.8% | |
| Fidelity Freedom 2030 K6 | — | — | — | $8.5M | 7.2% | |
| Fidelity Freedom 2045 K6 | — | — | — | $7.2M | 6.1% | |
| Self-Directed Brokerage Account BrokerageLink Account | — | — | — | $5.1M | 4.3% | |
| Fidelity Freedom 2050 K6 | — | — | — | $4.9M | 4.2% | |
| Fidelity Balanced Fund | — | — | — | $4.1M | 3.5% | |
| Fidelity Freedom 2055 K6 | — | — | — | $3.9M | 3.3% | |
| Mainstay Large Cap Growth Fund | — | — | — | $3.6M | 3.1% | |
| Fidelity Diversified International K Fund | — | — | — | $3.2M | 2.7% | |
| Fidelity Freedom 2025 K6 | — | — | — | $2.6M | 2.2% | |
| Fidelity Value K Fund | — | — | — | $2.3M | 2.0% | |
| Fidelity Freedom 2060 K6 | — | — | — | $2.2M | 1.9% | |
| Carillon Eagle Mid Cap Growth Fund | — | — | — | $2.2M | 1.9% | |
| Fidelity Strategic Income Fund | — | — | — | $1.9M | 1.6% | |
| Fidelity Small Cap Index Investor Fund | — | — | — | $1.8M | 1.5% | |
| MFS Value Fund | — | — | — | $1.8M | 1.5% | |
| Fidelity Mid Cap Index Investor Fund | — | — | — | $1.7M | 1.5% | |
| Party-In- Identity of Party Involved and Description of Current Interest Investment Cost Value Investments, at Fair Value Money Market Fund * Fidelity Government Money Market Fund | — | — | — | $1.7M | 1.5% | |
| Fidelity US Bond Index Fund | — | — | — | $1.6M | 1.4% | |
| Fidelity Global US Index Investor Fund | — | — | — | $1.6M | 1.3% | |
| Fidelity Low-Priced Stock Fund | — | — | — | $1.6M | 1.3% | |
| BlackRock Advantage Small Cap Core Institutional | — | — | — | $1.2M | 1.1% | |
| Baron Growth Fund | — | — | — | $1.2M | 1.0% | |
| Fidelity Government Income Fund | — | — | — | $1.0M | 0.9% | |
| Party-In- Identity of Party Involved and Description of Current Interest Investment Cost Value Mutual Funds (Continued) * Fidelity Freedom 2020 K6 | — | — | — | $852K | 0.7% | |
| Notes Receivable from Participants Interest Rate 5.25 to 10.5 Percent - 0 - | — | — | — | $625K | 0.5% | |
| RBC Emerging Markets Equity Fund | — | — | — | $398K | 0.3% | |
| Fidelity Freedom 2065 K6 | — | — | — | $347K | 0.3% | |
| Fidelity Freedom Inc K6 | — | — | — | $197K | 0.2% | |
| Fidelity Freedom 2010 K6 | — | — | — | $165K | 0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Professional & Technical Services plans
ADVENT INTERNATIONAL L.P.
ADVENT INTERNATIONAL L.P. EMPLOYEES' PROFIT-SHARING RETIREMENT PLAN
$117.9M · 299 participants
THE VERTEX COMPANIES, LLC
THE VERTEX COMPANIES, LLC 401K PLAN
$117.7M · 588 participants
ABT GLOBAL INC.
ABT ASSOCIATES INC. EMPLOYEES STOCK OWNERSHIP PLAN
$116.6M · 1,156 participants
HILL INTERNATIONAL, INC.
HILL INTERNATIONAL, INC. 401(K) RETIREMENT SAVINGS
$120.2M · 918 participants
HITACHI SOLUTIONS AMERICA, LTD.
HITACHI SOLUTIONS AMERICA, LTD. 401(K) PLAN
$120.3M · 564 participants
CALIBRE SYSTEMS, INC.
CALIBRE SYSTEMS, INC. PROFIT SHARING PLAN
$114.7M · 599 participants
Large plans in Kentucky
COMMONSPIRIT HEALTH
COMMONSPIRIT HEALTH 401(K) RETIREMENT SAVINGS PLAN
$8.8B · 91,977 participants
HUMANA INC.
HUMANA RETIREMENT SAVINGS PLAN
$7.7B · 42,968 participants
COMMONSPIRIT HEALTH
COMMONSPIRIT HEALTH ERISA 403(B) PLAN
$2.9B · 28,491 participants
UNITED PARCEL SERVICE COMPANY
UPS/IPA DEFINED CONTRIBUTION MONEY PURCHASE PENSION PLAN
$2.5B · 1,993 participants
HOUCHENS INDUSTRIES, INC.
HOUCHENS INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$2.3B · 7,785 participants
NORTON HEALTHCARE, INC.
NORTON HEALTHCARE 403(B) RETIREMENT SAVINGS PLAN
$2.3B · 22,952 participants