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Original filing (PDF)20260114132735NAL0015771665001
FIRST SETTLEMENT PHYSICAL THERAPY, INC.
Form 5500
FILING_RECEIVED
FIRST SETTLEMENT PHYSICAL THERAPY 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 1.9 mo25% in single holding
Active participants
225
Accounts w/ balance
188
Plan assets (EOY)
$7.2M
Net assets (EOY)
$7.2M
How this plan invests
This plan
11 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
92
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Filed 1.9 months past the 10.5-month grace window.
- Top holding "Great Gray Trust American Funds 2050 I Common Collective Trusts -" is 25% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST SETTLEMENT PHYSICAL THERAPY, INC..
Plan sponsor
Name
FIRST SETTLEMENT PHYSICAL THERAPY, INC.
EIN
31-1677991
Address
329 8TH ST., 2ND FLOOR · PARKERSBURG, WV · 26101
Phone
(304) 295-3060
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-01-14
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SUTTLE & STALNAKER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $9K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRUIST ADVISORY SERVICES INC. | — | ATLANTA, GA | INVESTMENT ADVISOR | $17K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JACKSON KELLY PLLC | 55-0394215 | CHARLESTON, WV | CONTRACT ADMIN | $2K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| 360 PAYROLL INTEGRATION CORP | — | FT LAUDERDALE, FL | OTHER | $3K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $45 | — |
Investments
25 direct securities · 11 pooled funds· $7.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$6.3M
11 holdings
Uncategorized
$802K
24 holdings
Mutual Funds
$12K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| GREAT GRAY TRUST AMERICA FUNDS 2050 GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $1.8M | 25.0% | |
| GREAT GRAY TRUST AMERICA FUNDS 2055 GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $1.6M | 21.9% | |
| GREAT GRAY TRUST AMERICA FUNDS 2060 GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $894K | 12.4% | |
| GREAT GRAY TRUST AMERICA FUNDS 2035 GREAT GRAY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $628K | 8.7% | |
| GREAT GRAY TRUST AMERICA FUNDS 2045 GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $368K | 5.1% | |
| GREAT GRAY TRUST AMERICA FUNDS 2040 GREAT GRAY · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $319K | 4.4% | |
| GREAT GRAY TRUST AMERICA FUNDS 2030 GREAT GRAY · EIN 38-4126262 / PN 000 | Common Collective Trust | — | — | $220K | 3.1% | |
| GREAT GRAY TRUST AMERICA FUNDS 2015 GREAT GRAY · EIN 38-4126259 / PN 000 | Common Collective Trust | — | — | $210K | 2.9% | |
| GREAT GRAY TRUST AMERICA FUNDS 2020 GREAT GRAY · EIN 38-4126260 / PN 000 | Common Collective Trust | — | — | $122K | 1.7% | |
| Vanguard 500 Index Admiral Registered Investment Company - | — | — | — | $121K | 1.7% | |
| Fidelity Select Software & IT Services Registered Investment Company - | — | — | — | $113K | 1.6% | |
| GREAT GRAY TRUST AMERICA FUNDS 2065 GREAT GRAY · EIN 38-7275308 / PN 777 | Common Collective Trust | — | — | $110K | 1.5% | |
| Vanguard Target Retirement 2050 Inv Registered Investment Company - | — | — | — | $98K | 1.4% | |
| Fidelity Select Medical Tech And Devcs Registered Investment Company - | — | — | — | $68K | 0.9% | |
| Vanguard FTSE Social Index Admiral Registered Investment Company - | — | — | — | $58K | 0.8% | |
| T Rowe Price Communications & Tec Inv Registered Investment Company - | — | — | — | $49K | 0.7% | |
| Vanguard Total Stock Mkt Idx Adm Registered Investment Company - | — | — | — | $49K | 0.7% | |
| GREAT GRAY TRUST AMERICA FUNDS 2025 GREAT GRAY · EIN 38-4126261 / PN 000 | Common Collective Trust | — | — | $37K | 0.5% | |
| Vanguard Small Cap Index Adm Registered Investment Company - | — | — | — | $35K | 0.5% | |
| Vanguard Large Cap Index Adm Registered Investment Company - | — | — | — | $31K | 0.4% | |
| Vanguard Target Retirement 2060 Inv Registered Investment Company - | — | — | — | $31K | 0.4% | |
| Fidelity International Index Registered Investment Company - | — | — | — | $31K | 0.4% | |
| Vanguard Health Care Adm Registered Investment Company - | — | — | — | $29K | 0.4% | |
| Vanguard Mid Cap Index Fund - Admiral Registered Investment Company - | — | — | — | $22K | 0.3% | |
| Vanguard High Dividend Yield Index Adm Registered Investment Company - | — | — | — | $19K | 0.3% | |
| Vanguard Emerging Mkts Stock Idx Adm Registered Investment Company - | — | — | — | $14K | 0.2% | |
| DFA Intl Sustainability Core 1 Registered Investment Company - | Mutual Funds | — | — | $12K | 0.2% | |
| Vanguard Long-Term Treasury Ind Admiral Registered Investment Company - 4 Vanguard Target Retirement 2065 Inv Registered Investment Company - | — | — | — | $6K | <0.1% | |
| Vanguard Target Retirement 2040 Inv Registered Investment Company - | — | — | — | $5K | <0.1% | |
| Vanguard Total Intl Bd Idx Admiral Registered Investment Company - 3 Vanguard High-Yield Corporate Adm Registered Investment Company - 3 Federated Hermes Govt Obl Advisor Registered Investment Company - | — | — | — | $5K | <0.1% | |
| Vanguard LifeStrategy Growth Inv Registered Investment Company - | — | — | — | $4K | <0.1% | |
| Fidelity Real Estate Investment Registered Investment Company - | — | — | — | $3K | <0.1% | |
| Vanguard LifeStrategy Moderate Growth Registered Investment Company - | — | — | — | $3K | <0.1% | |
| Government securities Federated Hermes Govt Obl Advisor Government Money Market - | — | — | — | $2K | <0.1% | |
| Vanguard Total Bond Market Index Admiral Registered Investment Company - | — | — | — | $2K | <0.1% | |
| Vanguard Interm-Term Bond Index Adm Registered Investment Company - | — | — | — | $1K | <0.1% |
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