Original filing (PDF)20251014064249NAL0002302401001

MSI EXPRESS, INC.

Name: MSI EXPRESS, INC. — MSI EXPRESS 401K PLAN, Form 5500 (2024)
Creator: MSI EXPRESS, INC.

Form 5500

FILING_RECEIVED

MSI EXPRESS 401K PLAN

401(k) retirement plan

Active participants

935

Accounts w/ balance

458

Plan assets (EOY)

$17.4M

Net assets (EOY)

$17.4M

How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

Knocking points off

50 bps in Schedule C fees — 72% above peer band of 29 bps.
Only 49% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MSI EXPRESS, INC..

Plan sponsor

Name

MSI EXPRESS, INC.

EIN

31-1622808

Address

5900 CARLSON AVENUE · PORTAGE, IN · 46368

Phone

(219) 762-4855

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

PLANTE & MORAN, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SERV	—	IRVINE, CA	RECORDKEEPER	$43K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMONWEALTH EQUITY SERVICES LLC	—	WALTHAM, MA	INVESTMENT ADVISOR	$36K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
REA & ASSOCIATES	—	NEW PHILADELPHIA, OH	CONTRACT ADMIN	$8K	—

Investments

30 direct securities· $17.4M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
American Funds 2025 Target Date Fund R6	—	—	—	$2.2M	12.6%
American Funds 2030 Target Date Fund R6	—	—	—	$2.1M	12.1%
Fidelity 500 Index	—	—	—	$1.9M	10.9%
American Funds 2035 Target Date Fund R6	—	—	—	$1.8M	10.2%
American Funds 2045 Target Date Fund R6	—	—	—	$1.3M	7.5%
JPMorgan Growth Advantage R6	—	—	—	$1.2M	7.0%
American Funds Growth Fund of Amer R6	—	—	—	$1.1M	6.2%
American Funds 2040 Target Date Fund R6	—	—	—	$974K	5.6%
American Funds 2055 Target Date Fund R6	—	—	—	$859K	4.9%
American Funds 2050 Target Date Fund R6	—	—	—	$694K	4.0%
American Funds 2020 Target Date Fund R6	—	—	—	$620K	3.6%
American Funds US Govt Money Market R6	—	—	—	$505K	2.9%
American Funds 2060 Target Date Fund R6	—	—	—	$476K	2.7%
Lord Abbett High Yield R6 * 321 Participants** Participant notes receivable bearing interest ranging from 4.25 to 10.50 percent -	—	—	—	$396K	2.3%
American Funds 2065 Target Date Fund R6	—	—	—	$221K	1.3%
American Funds American Balanced R6	—	—	—	$217K	1.2%
American Funds Capital World G/I R6	—	—	—	$174K	1.0%
American Funds Europacific GR R6	—	—	—	$123K	0.7%
American Funds Washington Mutual R6	—	—	—	$113K	0.7%
Fidelity US Bond Index	—	—	—	$77K	0.4%
American Funds American Mutual R6	—	—	—	$76K	0.4%
American Funds Smallcap World R6	—	—	—	$74K	0.4%
Capital Bank and Trust Company American Funds 2010 Target Date Fund R6	—	—	—	$72K	0.4%
Fidelity Extended Market Index	—	—	—	$42K	0.2%
American Funds Income Fund of America R6	—	—	—	$41K	0.2%
American Funds American HI INC TR R6	—	—	—	$37K	0.2%
Cohen & Steers Institutional Realty Shares	—	—	—	$21K	0.1%
Fidelity Global EX US Index	—	—	—	$17K	<0.1%
American Funds 2015 Target Date Fund R6	—	—	—	$8K	<0.1%
American Funds Interm BD FD Of Amer R6	—	—	—	$7K	<0.1%