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Original filing (PDF)20251007073837NAL0004445137001
SAVER GROUP, INC.
Form 5500
FILING_RECEIVED
SAVER GROUP, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
29% in single holding
Active participants
576
Accounts w/ balance
187
Plan assets (EOY)
$8.0M
Net assets (EOY)
$8.0M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "Fidelity 500 Index Institutional Premium Pooled separate accounts" is 29% of plan.
- 66 bps in Schedule C fees — modestly above peer band of 52 bps.
- Only 32% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAVER GROUP, INC..
Plan sponsor
Name
SAVER GROUP, INC.
EIN
31-1532482
Address
95 LONDON DR · CAMPBELLSVLLE, KY · 42718
Phone
(270) 465-8675
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
BALDWIN CPAS PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AXA EQUITABLE LIFE INSURANCE CO | 13-5570651 | — | RECORD KEEPER | $53K | — |
Investments
22 direct securities · 1 pooled fund· $15.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.0M
22 holdings
Pooled Separate Account
$7.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| POOLED SEPARATE ACCOUNT EQUITABLE · EIN 13-5570651 / PN 065 | Pooled Separate Account | — | — | $7.7M | 97.0% | |
| Fidelity 500 Index Institutional Premium Pooled separate accounts | — | — | — | $2.3M | 29.0% | |
| Ishares US Aggregate Bond Index K Pooled separate accounts | — | — | — | $1.6M | 19.9% | |
| Columbia Trust Stable Governmental-0 FD Pooled separate accounts | — | — | — | $1.6M | 19.7% | |
| Vanguard International Growth Admiral Pooled separate accounts | — | — | — | $643K | 8.1% | |
| Ishares Msci Total International Index K Pooled separate accounts | — | — | — | $625K | 7.9% | |
| Terms of 1 - 5 years, interest rates ranging from * Participant Loans 4.25% - 9.50% - | — | — | — | $302K | 3.8% | |
| Vanguard Small Cap Growth Index Admiral Pooled separate accounts | — | — | — | $150K | 1.9% | |
| Fidelity Large Cap Value Index Instl Premium Pooled separate accounts | — | — | — | $138K | 1.7% | |
| Vanguard Small Cap Growth Index Admiral Pooled separate accounts | — | — | — | $110K | 1.4% | |
| Vanguard Target Retirement 2030 Inv Pooled separate accounts | — | — | — | $82K | 1.0% | |
| Vanguard Target Retirement 2045 Inv Pooled separate accounts | — | — | — | $78K | 1.0% | |
| Vanguard Target Retirement 2050 Inv Pooled separate accounts | — | — | — | $67K | 0.8% | |
| Vanguard Target Retirement 2035 Inv Pooled separate accounts | — | — | — | $56K | 0.7% | |
| Vanguard Target Retirement 2025 Inv Pooled separate accounts | — | — | — | $46K | 0.6% | |
| Fidelity Large Cap Growth Index Instl Premium Pooled separate accounts | — | — | — | $35K | 0.4% | |
| Vanguard Mid Cap Growth Inv Pooled separate accounts | — | — | — | $33K | 0.4% | |
| Vanguard VIF Short Term Invmt Grade Pooled separate accounts | — | — | — | $31K | 0.4% | |
| Vanguard Target Retirement 2055 Inv Pooled separate accounts | — | — | — | $28K | 0.3% | |
| Vanguard Target Retirement 2040 Inv Pooled separate accounts | — | — | — | $26K | 0.3% | |
| Vanguard Target Retirement Income Inv Pooled separate accounts | — | — | — | $25K | 0.3% | |
| AB GovernmentMoney Market I Pooled separate accounts | — | — | — | $21K | 0.3% | |
| DFA One-Year Fixed-Income I Pooled separate accounts | — | — | — | $4K | <0.1% |
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