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Original filing (PDF)20250925095643NAL0008387329001
EXPERIAN, INC.
Form 5500
FILING_RECEIVED
EXPERIAN PERSONAL INVESTMENT PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
6,165
Accounts w/ balance
7,852
Plan assets (EOY)
$1.7B
Net assets (EOY)
$1.7B
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EXPERIAN, INC..
Plan sponsor
Name
EXPERIAN, INC.
EIN
31-1343192
Address
475 ANTON BLVD · COSTA MESA, CA · 92626
Phone
(714) 830-3237
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
BAKER TILLY US
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $313K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CONCURRENT INVESTMENT ADVISORS, LL | 92-1819393 | — | INVESTMENT ADVISOR | $70K | — |
| MARSH & MCLENNAN COMPANIES, INC | 36-2668272 | — | CONSULTANT | $34K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS | 91-0189318 | — | ACCOUNTANT/AUDITOR | $22K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
30 direct securities · 1 pooled fund· $1.7B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.6B
30 holdings
Common Collective Trust
$64.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID 500 INDEX Registered Investment Company | — | — | — | $271.5M | 16.1% | |
| FID FDM IDX 2040 IPR Registered Investment Company | — | — | — | $132.3M | 7.8% | |
| DODGE & COX STOCK X Registered Investment Company | — | — | — | $127.0M | 7.5% | |
| VANG US GROWTH ADM Registered Investment Company | — | — | — | $121.2M | 7.2% | |
| FID FDM IDX 2030 IPR Registered Investment Company | — | — | — | $114.9M | 6.8% | |
| JPM US RSH ENH EQ R6 Registered Investment Company | — | — | — | $98.2M | 5.8% | |
| FID FDM IDX 2045 IPR Registered Investment Company | — | — | — | $80.4M | 4.8% | |
| FID FDM IDX 2035 IPR Registered Investment Company | — | — | — | $79.6M | 4.7% | |
| FID FDM IDX 2050 IPR Registered Investment Company | — | — | — | $76.9M | 4.6% | |
| MIP II CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $64.4M | 3.8% | |
| MM MID CAP GRTH I Registered Investment Company | — | — | — | $55.2M | 3.3% | |
| FID DIVERSFD INTL K6 Registered Investment Company | — | — | — | $44.3M | 2.6% | |
| FID FDM IDX 2025 IPR Registered Investment Company | — | — | — | $43.4M | 2.6% | |
| FID FDM IDX 2055 IPR Registered Investment Company | — | — | — | $42.2M | 2.5% | |
| UM BEHAVIORAL VAL R6 Registered Investment Company | — | — | — | $39.8M | 2.4% | |
| HARBOR SCG RET Registered Investment Company | — | — | — | $37.6M | 2.2% | |
| FID MID CAP IDX Registered Investment Company | — | — | — | $33.6M | 2.0% | |
| FID FDM IDX 2020 IPR Registered Investment Company | — | — | — | $33.0M | 2.0% | |
| TCW MW TOT RTN BD P Registered Investment Company | — | — | — | $31.7M | 1.9% | |
| FID SM CAP IDX Registered Investment Company | — | — | — | $23.4M | 1.4% | |
| FID US BOND IDX Registered Investment Company | — | — | — | $22.3M | 1.3% | |
| JH DSCPL VAL MDCP R6 Registered Investment Company | — | — | — | $21.7M | 1.3% | |
| FID INTL INDEX Registered Investment Company | — | — | — | $21.2M | 1.3% | |
| FID FDM IDX 2060 IPR Registered Investment Company | — | — | — | $19.5M | 1.2% | |
| VANG INFL PROT INST Registered Investment Company | — | — | — | $15.7M | 0.9% | |
| FID FDM IDX INC IPR Registered Investment Company | — | — | — | $5.9M | 0.4% | |
| FID FDM IDX 2010 IPR Registered Investment Company | — | — | — | $5.3M | 0.3% | |
| INVS DEVELOP MKT R6 Registered Investment Company | — | — | — | $5.0M | 0.3% | |
| FID FDM IDX 2015 IPR Registered Investment Company | — | — | — | $4.2M | 0.2% | |
| FID FDM IDX 2065 IPR Registered Investment Company | — | — | — | $3.1M | 0.2% | |
| FID FDM IDX 2070 IPR Registered Investment Company ** 144 * FID FDM IDX 2005 IPR Registered Investment Company ** - VANG VMMR-FED MMKT Money Market Fund | — | — | — | $16K | <0.1% |
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