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Original filing (PDF)20251014090806NAL0003451568001
CDO TECHNOLOGIES
Form 5500
FILING_RECEIVED
CDO TECHNOLOGIES 401K RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~75 bps in Sched C fees
Active participants
121
Accounts w/ balance
247
Plan assets (EOY)
$11.1M
Net assets (EOY)
$11.1M
How this plan invests
This plan
1 pooled trust
Schedule D
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 75 bps in Schedule C fees — 159% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CDO TECHNOLOGIES.
Plan sponsor
Name
CDO TECHNOLOGIES
EIN
31-1297767
Address
5200 SPRINGFIELD ST., SUITE 320 · DAYTON, OH · 454311265
Phone
(937) 258-0022
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLARK, SCHAEFER, HACKETT & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB | 25-1838406 | — | CUSTODIAN | $0 | — |
Recordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | RECORDKEEPER/INV. COMPAN | $44K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EVERHART ADVISORS | 31-1440043 | — | INVESTMENT ADVISORS | $28K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE RETIREMENT SYSTEMS, INC. | 31-1299207 | — | TPA | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLARK, SCHAEFER, HACKETT & CO. | 31-0800053 | — | AUDITOR | $11K | — |
Investments
16 direct securities · 1 pooled fund· $11.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.1M
16 holdings
Pooled Separate Account
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PGIM Total Return Bond R6 | — | — | — | $2.4M | 21.7% | |
| Standard Stable Asset A | — | — | — | $2.0M | 17.8% | |
| Schwab S&P 500 Index Fund | — | — | — | $1.4M | 12.4% | |
| American Funds American Balanced R6 | — | — | — | $1.3M | 11.6% | |
| Vanguard Total International Stock Equity Index | — | — | — | $1.1M | 9.8% | |
| Fidelity Large Cap Growth R6 | — | — | — | $931K | 8.4% | |
| Vanguard Equity Income Fund | — | — | — | $895K | 8.0% | |
| Vanguard Small Cap Index | — | — | — | $352K | 3.2% | |
| MFS Mid Cap Value Fund Class R6 | — | — | — | $294K | 2.6% | |
| Registered Investment Companies JP Morgan Mid Cap Growth Fund R6 | — | — | — | $236K | 2.1% | |
| American Funds New Perspective R6 | — | — | — | $101K | 0.9% | |
| rate, various maturities through 2028 -0- | — | — | — | $42K | 0.4% | |
| Vanguard Small Cap Value Index | — | — | — | $21K | 0.2% | |
| PGIM High Yield Fund R6 | — | — | — | $17K | 0.1% | |
| Vanguard Mid Cap Index Fund | — | — | — | $14K | 0.1% | |
| JP Morgan Small Cap Growth Fund R6 | — | — | — | $2K | <0.1% | |
| SEPARATE ACCOUNT A STANDARD INSURANCE COMPANY · EIN 93-0242990 / PN 005 | Pooled Separate Account | — | — | $0 | <0.1% |
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