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Original filing (PDF)20251010154024NAL0004382291001
HGC CONSTRUCTION CO.
Form 5500
FILING_RECEIVED
HGC 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
309
Accounts w/ balance
380
Plan assets (EOY)
$23.9M
Net assets (EOY)
$23.9M
How this plan invests
This plan
7 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 46 bps in Schedule C fees — 59% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HGC CONSTRUCTION CO..
Plan sponsor
Name
HGC CONSTRUCTION CO.
EIN
31-1119613
Address
2814 STANTON AVENUE · CINCINNATI, OH · 452061123
Phone
(513) 861-8866
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
BLUE AND CO LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $48K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLOSED DLR-WOODBURY FINANCIAL | 41-0944586 | — | ADVISOR | $34K | — |
| LEAFHOUSE | 26-4311657 | — | INVESTMENT ADVISOR | $11K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $6K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLUE & CO., LLC | 35-1178661 | — | ACCOUNTANT/AUDITOR | $12K | — |
Investments
31 direct securities · 7 pooled funds· $24.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$23.9M
31 holdings
Common Collective Trust
$537K
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Growth Stock I Fund Mutual Fund | — | — | — | $3.9M | 16.4% | |
| Fidelity Freedom Index 2040 Fund Investor Class Mutual Fund | — | — | — | $3.1M | 13.0% | |
| Fidelity Freedom Index 2050 Fund Investor Class Mutual Fund | — | — | — | $2.1M | 8.7% | |
| Fidelity Freedom Index 2030 Fund Investor Class Mutual Fund | — | — | — | $1.6M | 6.8% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $1.5M | 6.3% | |
| Allspring Special Mid Cap Value Fund Class R6 Mutual Fund | — | — | — | $1.4M | 5.7% | |
| JPMorgan Equity Income Fund Class R6 Mutual Fund | — | — | — | $1.3M | 5.6% | |
| Fidelity International Index Fund Mutual Fund | — | — | — | $1.3M | 5.4% | |
| Fidelity Freedom Index 2045 Fund Investor Class Mutual Fund | — | — | — | $922K | 3.9% | |
| Fidelity Freedom Index Income Fund Investor Class Mutual Fund | — | — | — | $668K | 2.8% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $661K | 2.8% | |
| Fidelity Freedom Index 2035 Fund Investor Class Mutual Fund | — | — | — | $638K | 2.7% | |
| Fidelity Freedom Index 2060 Fund Investor Class Mutual Fund | — | — | — | $576K | 2.4% | |
| Fidelity Freedom Index 2065 Fund Investor Class Mutual Fund | — | — | — | $494K | 2.1% | |
| Fidelity Freedom Index 2025 Fund Investor Class Mutual Fund | — | — | — | $477K | 2.0% | |
| Fidelity Freedom Index 2055 Fund Investor Class Mutual Fund | — | — | — | $476K | 2.0% | |
| through December 2029. -0- | — | — | — | $475K | 2.0% | |
| Putnam Fiduciary Trust Company Guaranteed Investment Contract | — | — | — | $449K | 1.9% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $449K | 1.9% | |
| American Century Mid Cap Value Fund Class R6 Mutual Fund | — | — | — | $295K | 1.2% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $277K | 1.2% | |
| MFS International Growth Fund Class R6 Mutual Fund | — | — | — | $244K | 1.0% | |
| Allspring Core Bond R6 Mutual Fund | — | — | — | $184K | 0.8% | |
| Fidelity Freedom Index 2020 Fund Investor Class Mutual Fund | — | — | — | $182K | 0.8% | |
| Columbia Small Cap Value II Fund Mutual Fund | — | — | — | $143K | 0.6% | |
| JPMorgan Mid Cap Growth Fund Class R6 Mutual Fund | — | — | — | $130K | 0.5% | |
| JPMorgan Emerging Markets Equity Fund Class R6 Mutual Fund | — | — | — | $105K | 0.4% | |
| PRINCIPAL US REIT PRINCIPAL GLOBAL INVESTORS TRUST · EIN 82-2725212 / PN 001 | Common Collective Trust | — | — | $88K | 0.4% | |
| Vanguard Inflation-Protected Securities Fund Mutual Fund | — | — | — | $86K | 0.4% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $69K | 0.3% | |
| PIMCO Real Return Fund Mutual Fund | — | — | — | $7K | <0.1% | |
| Fidelity Government Money Market K6 Money Market Fund | — | — | — | $6K | <0.1% | |
| Fidelity Freedom Index 2070 Fund Investor Class Mutual Fund | — | — | — | $3K | <0.1% | |
| PGIM CR CONSRV BD R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7271359 / PN 753 | Common Collective Trust | — | — | $0 | <0.1% | |
| MID CAP GROWTH R1 GREAT GRAY TRUST COMPANY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $0 | <0.1% | |
| GG FKLN SM CAP VAL GREAT GRAY TRUST COMPANY · EIN 38-4126289 / PN 594 | Common Collective Trust | — | — | $0 | <0.1% | |
| MID CAP VALUE R1 GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $0 | <0.1% | |
| INTERNATIONAL EQ R1 GREAT GRAY TRUST COMPANY · EIN 38-4139853 / PN 631 | Common Collective Trust | — | — | $0 | <0.1% |
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