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Original filing (PDF)20251009111758NAL0006502017001
DS SMITH NORTH AMERICA
Form 5500
FILING_RECEIVED
DS SMITH NORTH AMERICA 401K PLAN
401(k) retirement plan
Active participants
1,634
Accounts w/ balance
2,030
Plan assets (EOY)
$123.9M
Net assets (EOY)
$123.9M
How this plan invests
This plan
1 pooled trust
Schedule D
14 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 22 bps in Schedule C fees — 122% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DS SMITH NORTH AMERICA.
Plan sponsor
Name
DS SMITH NORTH AMERICA
EIN
31-1042663
Address
600 PEACHTREE STREET NE STE 4200 · ATLANTA, GA · 30308
Phone
(470) 645-1338
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $209K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLIFTONLARSONALLEN LLP | — | PHILADELPHIA, PA | AUDITOR | $25K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GREENSPRING ADVISORS LLC | — | TOWSON, MD | OTHER | $41K | — |
Investments
13 direct securities · 1 pooled fund· $123.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$122.5M
13 holdings
Pooled Separate Account
$1.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral | — | — | — | $24.3M | 19.6% | |
| Vanguard Total International Stock Index Admiral | — | — | — | $22.3M | 18.0% | |
| Empower Guaranteed Income Fund | — | — | — | $15.0M | 12.1% | |
| Baird Core Plus Bond Fund Institutional | — | — | — | $10.1M | 8.2% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $8.6M | 7.0% | |
| Vanguard Small Cap Index Admiral | — | — | — | $8.0M | 6.5% | |
| Vanguard Real Estate Index Admiral | — | — | — | $7.3M | 5.9% | |
| Vanguard Growth Index Admiral | — | — | — | $7.1M | 5.7% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $6.8M | 5.5% | |
| American Funds American Mutual Fund R6 | — | — | — | $6.7M | 5.4% | |
| with Various Maturities - | — | — | — | $4.1M | 3.3% | |
| DAY ONE INCOMEFLEX TARGET BALANCED EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697 | Pooled Separate Account | — | — | $1.3M | 1.1% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $1.1M | 0.9% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $1.1M | 0.9% |