Back to filter
Original filing (PDF)20250922141103NAL0002179619001
JOINT BOARD OF TRUSTEES OF THE IBEW LOCAL 972 PENSION FUND
Form 5500
FILING_RECEIVED
IBEW LOCAL #972 PENSION PLAN AND TRUST
Defined-contribution retirement plan
Signals · 2
No recordkeeper disclosed8 service providers
Active participants
597
Accounts w/ balance
386
Plan assets (EOY)
$89.8M
Net assets (EOY)
$89.8M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 28 bps in Schedule C fees — 75% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 65% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JOINT BOARD OF TRUSTEES OF THE IBEW LOCAL 972 PENSION FUND.
Plan sponsor
Name
JOINT BOARD OF TRUSTEES OF THE IBEW LOCAL 972 PENSION FUND
EIN
31-0964117
Address
50 SANDHILL ROAD · RENO, OH · 45773
Phone
(740) 373-5054
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2C · Money purchase (other than target benefit)
2G · Total participant-directed accounts
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GRAY, GRIFFITH AND MAYS A.C
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $81K | — |
| ATLANTA CONSULTING GROUP | 59-1237041 | — | NONE | $51K | — |
| GRAY GRIFFITH AND MAYS AC | 55-0621482 | — | NONE | $39K | — |
| WHP | 34-1205692 | — | NONE | $26K | — |
| AMERICAN BENEFIT CORPORATION | 55-0672859 | — | NONE | $23K | — |
| RAYMOND JAMES & ASSOCIATES, INC | 59-1237041 | — | NONE | $17K | — |
| RUBLE, ROBERT T | 42-1558009 | — | NONE | $8K | — |
| HARRIS HARDIN AND COMPANY AC | 55-0756523 | — | NONE | $5K | — |
Investments
24 direct securities · 1 pooled fund· $91.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$86.0M
24 holdings
Common Collective Trust
$5.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Mutual Fund | — | — | — | $15.0M | 16.7% | |
| TROWE PRICE BLUE CHIP GRTH INS Registered Investment Company | — | — | — | $10.3M | 11.5% | |
| Metropolitan West Total Return Bond Mutual Fund | — | — | — | $7.0M | 7.8% | |
| IBEW-NECA STBL VL PLD INVST FND BANK OF AMERICA, N.A. · EIN 93-6223188 / PN 001 | Common Collective Trust | — | — | $5.6M | 6.2% | |
| DIAMOND HILL LARGE CAP Y Registered Investment Company | — | — | — | $5.4M | 6.0% | |
| Vanguard Institutional Target Retirement 2045 Mutual Fund | — | — | — | $5.3M | 6.0% | |
| Vanguard Institutional Target Retirement 2050 Mutual Fund | — | — | — | $4.7M | 5.2% | |
| Vanguard Institutional Target Retirement 2040 Mutual Fund | — | — | — | $4.4M | 4.8% | |
| Vanguard Institutional Target Retirement 2035 Mutual Fund | — | — | — | $4.3M | 4.8% | |
| Vanguard Institutional Target Retirement 2055 Mutual Fund | — | — | — | $4.1M | 4.6% | |
| Vanguard Institutional Target Retirement 2030 Mutual Fund | — | — | — | $3.6M | 4.0% | |
| Vanguard Explorer Value Mutual Fund | — | — | — | $2.9M | 3.3% | |
| Vanguard Institutional Target Retirement 2060 Mutual Fund | — | — | — | $2.9M | 3.2% | |
| Janus Henderson Triton Mutual Fund | — | — | — | $2.7M | 3.0% | |
| Vanguard Total International Stock Index Mutual Fund | — | — | — | $2.2M | 2.5% | |
| VANGUARD TOT INTL STK IDX ADM Registered Investment Company | — | — | — | $2.2M | 2.5% | |
| Vanguard Extended Market Index Mutual Fund | — | — | — | $1.9M | 2.1% | |
| Vanguard Total Bond Market Index Mutual Fund | — | — | — | $1.8M | 2.0% | |
| Vanguard Institutional Target Retirement 2065 Mutual Fund | — | — | — | $1.7M | 1.9% | |
| American Funds EuroPacific Growth Mutual Fund | — | — | — | $1.3M | 1.5% | |
| Vanguard Institutional Target Retirement 2025 Mutual Fund | — | — | — | $1.1M | 1.3% | |
| Money Market / Cash Equivalents Money Market / Cash Equivalent | — | — | — | $416K | 0.5% | |
| Vanguard Institutional Target Retirement 2020 Mutual Fund | — | — | — | $276K | 0.3% | |
| Vanguard Target Retirement Income Mutual Fund | — | — | — | $140K | 0.2% | |
| Vanguard Institutional Target Retirement 2070 Mutual Fund | — | — | — | $96K | 0.1% |