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Original filing (PDF)20250805104423NAL0001758593001
SEVEN COUNTIES SERVICES
Form 5500
FILING_RECEIVED
SEVEN COUNTIES SERVICES RETIREMENT SAVINGS PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,470
Accounts w/ balance
1,036
Plan assets (EOY)
$50.5M
Net assets (EOY)
$50.5M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 75% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SEVEN COUNTIES SERVICES.
Plan sponsor
Name
SEVEN COUNTIES SERVICES
EIN
31-0939757
Address
10401 LINN STATION RD · SUITE 100 · LOUISVILLE, KY · 40223
Phone
(502) 589-8600
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-05
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SHEPHERD FINANCIAL INVESTMENT ADVIS | 82-0759826 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $142K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
29 direct securities· $50.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $8.2M | 16.3% | |
| American Funds Target Date Retirement 2070 R6 Fund ** 289 AB Large Cap Growth Z Fund | — | — | — | $6.8M | 13.5% | |
| Fidelity International Index Fund | — | — | — | $5.0M | 9.9% | |
| Principal Fixed Income Guaranteed Option | — | — | — | $3.8M | 7.6% | |
| MFS Value R6 Fund | — | — | — | $3.6M | 7.1% | |
| MFS Mid-Cap Growth R6 Fund | — | — | — | $3.1M | 6.2% | |
| Fidelity Advanced Total Bond Z Fund | — | — | — | $2.7M | 5.3% | |
| American Funds Target Date Retirement 2045 R6 Fund | — | — | — | $2.3M | 4.6% | |
| American Funds Target Date Retirement 2050 R6 Fund | — | — | — | $2.2M | 4.3% | |
| American Funds Target Date Retirement 2055 R6 Fund | — | — | — | $2.0M | 4.0% | |
| American Funds Target Date Retirement 2035 R6 Fund | — | — | — | $2.0M | 3.9% | |
| American Funds Target Date Retirement 2040 R6 Fund | — | — | — | $1.8M | 3.6% | |
| American Funds Target Date Retirement 2025 R6 Fund | — | — | — | $1.7M | 3.4% | |
| American Funds Target Date Retirement 2030 R6 Fund | — | — | — | $1.3M | 2.6% | |
| American Funds Target Date Retirement 2060 R6 Fund | — | — | — | $1.3M | 2.5% | |
| maturing through 2043 - | — | — | — | $771K | 1.5% | |
| Fidelity Mid Cap Index Fund | — | — | — | $480K | 1.0% | |
| American Funds Target Date Retirement 2020 R6 Fund | — | — | — | $318K | 0.6% | |
| Fidelity Small Cap Index Fund | — | — | — | $211K | 0.4% | |
| American Funds Target Date Retirement 2065 R6 Fund | — | — | — | $205K | 0.4% | |
| American Century Small Cap Growth R6 Fund | — | — | — | $193K | 0.4% | |
| American Funds Target Date Retirement 2010 R6 Fund | — | — | — | $189K | 0.4% | |
| Principal MidCap Value I Inst Fund | — | — | — | $143K | 0.3% | |
| (E) | — | — | $79K | $93K | 0.2% | |
| PGIM High Yield Z Fund | — | — | — | $93K | 0.2% | |
| Parnassus Core Equity I Fund | — | — | — | $79K | 0.2% | |
| American Century Small Cap Value R6 Fund | — | — | — | $49K | <0.1% | |
| (E) | — | — | $20K | $49K | <0.1% | |
| American Funds Target Date Retirement 2015 R6 Fund | — | — | — | $20K | <0.1% |
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