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Original filing (PDF)20260224113715NAL0001951345001
PLUMBERS & PIPEFITTERS LOCAL NO 189 AND MCACO
Form 5500
FILING_RECEIVED
PLUMBERS & PIPEFITTERS LOCAL NO 189 RETIREMENT SAVINGS PLAN
Defined-contribution retirement plan
Signals · 4
Late filing · 0.3 mo33% in single holdingNo recordkeeper disclosed6 service providers
Active participants
1,500
Accounts w/ balance
1,633
Plan assets (EOY)
$221.0M
Net assets (EOY)
$218.8M
How this plan invests
This plan
2 pooled trusts
Schedule D
7 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
99
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 0.3 months past the 10.5-month grace window.
- Top holding "Fidelity Total Market Index Registered investment company" is 33% of plan.
- 40 bps in Schedule C fees — 302% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLUMBERS & PIPEFITTERS LOCAL NO 189 AND MCACO.
Plan sponsor
Name
PLUMBERS & PIPEFITTERS LOCAL NO 189 AND MCACO
EIN
31-0894807
Address
1230 KINNEAR ROAD · COLUMBUS, OH · 432121154
Phone
(614) 486-5203
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Name
PLUMBERS & PIPEFITTERS LOCAL NO 189
EIN
31-6035546
City
COLUMBUS, OH
Phone
(614) 486-5203
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-02-24
Pension benefit codes
2C · Money purchase (other than target benefit)
Audit & trust (Schedule H)
Auditor
CLARK, SCHAEFER, HACKETT & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 98-0361647 | — | NONE | $485K | — |
| SEGAL MARCO | 13-2646110 | — | NONE | $209K | — |
| P&P NO. 189 H&W FUND ADMINISTRATORS | 31-6035546 | — | RELATED ADMINISTRATOR | $153K | — |
| CLARK, SCHAEFER, HACKETT & CO. | 31-0800053 | — | NONE | $16K | — |
| VORYS, SATER, SEYMOUR & PEASE | 31-4333125 | — | NONE | $15K | — |
| LANZ PRINTING | — | COLUMBUS, OH | NONE | $12K | — |
Investments
5 direct securities · 2 pooled funds· $215.6M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$175.3M
5 holdings
Common Collective Trust
$40.3M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Total Market Index Registered investment company | — | — | — | $70.7M | 32.0% | |
| Baird Intermediate Bond Inst CL Registered investment company | — | — | — | $50.1M | 22.7% | |
| INVESCO STABLE VALUE TRUST B1 INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $39.6M | 17.9% | |
| Vanguard Ultra-S/T Bond - Adm Registered investment company | — | — | — | $29.9M | 13.5% | |
| Fidelity Total Intl Index Registered investment company | — | — | — | $24.6M | 11.1% | |
| SEI ENERGY DEBT CIT SEI TRUST COMPANY · EIN 47-4093583 / PN 082 | Common Collective Trust | — | — | $637K | 0.3% | |
| Participant notes receivable 5.25% - 10.25% $- | — | — | — | $69K | <0.1% |
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