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Original filing (PDF)20251010100314NAL0012281056001
FIFTH THIRD BANCORP
Form 5500
FILING_RECEIVED
THE FIFTH THIRD BANCORP MASTER RETIREMENT PLAN
Defined-benefit pension plan
Signals · 1
No recordkeeper disclosed
Active participants
692
Accounts w/ balance
—
Plan assets (EOY)
$87.9M
Net assets (EOY)
$87.9M
How this plan invests
This plan
123 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — modestly above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIFTH THIRD BANCORP.
Plan sponsor
Name
FIFTH THIRD BANCORP
EIN
31-0854434
Address
38 FOUNTAIN SQUARE PLAZA · MD 10908R · CINCINNATI, OH · 452023102
Phone
(513) 534-5799
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
007
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DELOITTE & TOUCHE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $159K | — |
| THOMPSON HINE LLP | 34-0575300 | — | NONE | $19K | — |
Investments
122 direct securities· $86.5M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Federated Hermes Government Obligations Fund Premier Shares | — | — | $3.3M | $3.3M | 3.7% | |
| U.S. Treasury Bond, zero coupon due 02/15/39 | — | — | $2.4M | $2.4M | 2.7% | |
| U.S. Treasury Bond, zero coupon due 05/15/36 | — | — | $2.2M | $2.2M | 2.5% | |
| U.S. Treasury Bond, zero coupon due 02/15/37 | — | — | $2.1M | $2.1M | 2.4% | |
| U.S. Treasury Bond, zero coupon due 05/15/41 | — | — | $2.1M | $2.1M | 2.4% | |
| U.S. Treasury Bond, 4.500% due 05/15/38 | — | — | $2.4M | $2.0M | 2.2% | |
| U.S. Treasury Bond, zero coupon due 08/15/35 | — | — | $1.8M | $1.8M | 2.1% | |
| U.S. Treasury Bond, zero coupon due 08/15/46 | — | — | $2.0M | $1.7M | 2.0% | |
| U.S. Treasury Bond, zero coupon due 11/15/46 | — | — | $2.0M | $1.7M | 2.0% | |
| U.S. Treasury Bond, zero coupon due 02/15/47 | — | — | $2.0M | $1.7M | 1.9% | |
| U.S. Treasury Bond, 3.625% due 02/15/44 | — | — | $1.8M | $1.7M | 1.9% | |
| U.S. Treasury Bond, zero coupon due 05/15/33 | — | — | $1.7M | $1.7M | 1.9% | |
| U.S. Treasury Bond, zero coupon due 08/15/47 | — | — | $1.9M | $1.7M | 1.9% | |
| U.S. Treasury Bond, zero coupon due 11/15/47 | — | — | $2.0M | $1.6M | 1.9% | |
| U.S. Treasury Bond, zero coupon due 05/15/34 | — | — | $1.6M | $1.6M | 1.8% | |
| U.S. Treasury Bond, 2.875% due 05/15/43 | — | — | $1.6M | $1.5M | 1.7% | |
| U.S. Treasury Bond, zero coupon due 05/15/48 | — | — | $1.4M | $1.3M | 1.4% | |
| Freddie Mac, 6.250% due 07/15/32 | — | — | $1.2M | $1.1M | 1.3% | |
| Simon Property Group L.P., 6.750% due 02/01/40 | — | — | $1.4M | $1.1M | 1.3% | |
| United Parcel Service Inc., 6.200% due 01/15/38 | — | — | $1.2M | $1.1M | 1.2% | |
| Fannie Mae, 5.625% due 07/15/37 | — | — | $1.2M | $1.1M | 1.2% | |
| Federal Home Loan Bank, 5.500% due 07/15/36 | — | — | $1.2M | $1.1M | 1.2% | |
| Unilever Capital Corp., 5.900% due 11/15/32 | — | — | $1.3M | $1.1M | 1.2% | |
| U.S. Treasury Bond, 5.000% due 05/15/37 | — | — | $1.3M | $1.0M | 1.2% | |
| U.S. Treasury Bond, 4.750% due 02/15/37 | — | — | $1.3M | $1.0M | 1.2% | |
| U.S. Treasury Bond, 4.500% due 08/15/39 | — | — | $1.2M | $973K | 1.1% | |
| U.S. Treasury Bond, 4.375% due 05/15/40 | — | — | $1.2M | $957K | 1.1% | |
| U.S. Treasury Bond, 4.375% due 05/15/41 | — | — | $1.2M | $952K | 1.1% | |
| U.S. Treasury Bond, 4.250% due 05/15/39 | — | — | $1.2M | $948K | 1.1% | |
| Mastercard Inc., 2.950% due 06/01/29 | — | — | $1.0M | $933K | 1.1% | |
| John Deere Capital Corp., 2.800% due 07/18/29 | — | — | $1.0M | $922K | 1.0% | |
| Apple Inc., 4.450% due 05/06/44 | — | — | $1.3M | $914K | 1.0% | |
| Nike Inc., 2.850% due 03/27/30 | — | — | $1.0M | $911K | 1.0% | |
| Hormel Foods Corp., 1.700% due 06/03/28 | — | — | $978K | $906K | 1.0% | |
| U.S. Treasury Bond, 3.875% due 08/15/40 | — | — | $1.1M | $900K | 1.0% | |
| Coca-Cola Co., 2.500% due 03/15/51 | — | — | $1.3M | $879K | 1.0% | |
| The Progressive Corp., 3.000% due 03/15/32 | — | — | $868K | $878K | 1.0% | |
| Novartis Capital Corp., 4.400% due 05/06/44 | — | — | $1.1M | $877K | 1.0% | |
| Berkshire Hathaway Finance Corp., 4.300% due 05/15/43 | — | — | $1.2M | $865K | 1.0% | |
| Schwab Charles Corp., 2.300% due 05/13/31 | — | — | $949K | $850K | 1.0% | |
| U.S. Treasury Bond, 3.625% due 08/15/43 | — | — | $1.0M | $847K | 1.0% | |
| Target Corp., 4.000% due 07/01/42 | — | — | $989K | $836K | 1.0% | |
| Colgate-Palmolive Co., 4.000% due 08/15/45 | — | — | $1.1M | $834K | 0.9% | |
| Home Depot Inc., 1.875% due 09/15/31 | — | — | $921K | $826K | 0.9% | |
| Blackrock, Inc., 2.100% due 02/25/32 | — | — | $925K | $824K | 0.9% | |
| Honeywell International Inc. 1.750% due 09/01/31 | — | — | $916K | $820K | 0.9% | |
| International Business Machines Corp., 4.000% due 06/20/42 | — | — | $1.1M | $817K | 0.9% | |
| U.S. Treasury Bond, 3.250% due 05/15/42 | — | — | $942K | $813K | 0.9% | |
| U.S. Treasury Bond, 3.125% due 02/15/42 | — | — | $959K | $802K | 0.9% | |
| Philip Morris International Inc., 3.875% due 08/21/42 | — | — | $984K | $791K | 0.9% | |
| U.S. Treasury Bond, 3.125% due 02/15/43 | — | — | $956K | $790K | 0.9% | |
| Applied Materials Inc., 5.850% due 06/15/41 | — | — | $956K | $778K | 0.9% | |
| Intel Corp., 4.250% due 12/15/42 | — | — | $1.0M | $760K | 0.9% | |
| U.S. Treasury Bond, 3.000% due 05/15/45 | — | — | $932K | $756K | 0.9% | |
| U.S. Treasury Bond, 2.750% due 08/15/42 | — | — | $866K | $751K | 0.9% | |
| U.S. Treasury Bond, 2.750% due 11/15/42 | — | — | $864K | $747K | 0.9% | |
| U.S. Treasury Bond, 2.875% due 08/15/45 | — | — | $909K | $738K | 0.8% | |
| U.S. Treasury Bond, zero coupon due 02/15/46 | — | — | $669K | $690K | 0.8% | |
| U.S. Treasury Bond, zero coupon due 05/15/46 | — | — | $666K | $681K | 0.8% | |
| U.S. Treasury Bond, zero coupon due 11/15/36 | — | — | $587K | $564K | 0.6% | |
| GlaxoSmithKline Capital Inc., 6.375% due 05/15/38 | — | — | $718K | $542K | 0.6% | |
| Bank of New York Mellon Corp., 3.250% due 05/16/27 | — | — | $528K | $485K | 0.6% | |
| U.S. Treasury Bond, zero coupon due 02/15/36 | — | — | $481K | $440K | 0.5% | |
| Walt Disney Company, 4.125% due 06/01/44 | — | — | $653K | $411K | 0.5% | |
| Pfizer Inc., 4.125% due 12/15/46 | — | — | $669K | $403K | 0.5% | |
| U.S. Treasury Bond, zero coupon due 05/15/44 | — | — | $421K | $376K | 0.4% | |
| JPMorgan Chase & Co., variable rate due 10/15/30 | — | — | $413K | $369K | 0.4% | |
| U.S. Treasury Bond, zero coupon due 02/15/45 | — | — | $409K | $363K | 0.4% | |
| U.S. Treasury Bond, zero coupon due 08/15/39 | — | — | $461K | $360K | 0.4% | |
| PNC Financial Services Group Inc., 2.550% due 01/22/30 | — | — | $404K | $360K | 0.4% | |
| U.S. Treasury Bond, zero coupon due 05/15/40 | — | — | $449K | $346K | 0.4% | |
| Berkshire Hathaway Finance Corp., 1.850% due 03/12/30 | — | — | $395K | $345K | 0.4% | |
| U.S. Treasury Bond, zero coupon due 08/15/40 | — | — | $444K | $341K | 0.4% | |
| Kimco Realty Corp., 2.700% due 10/01/30 | — | — | $325K | $328K | 0.4% | |
| Truist Financial Corp., 1.125% due 08/03/27 | — | — | $353K | $328K | 0.4% | |
| U.S. Treasury Bond, zero coupon due 11/15/41 | — | — | $423K | $319K | 0.4% | |
| Citigroup Inc., 3.200% due 10/21/26 | — | — | $314K | $316K | 0.4% | |
| Morgan Stanley, 3.625% due 01/20/27 | — | — | $317K | $309K | 0.4% | |
| Citigroup Inc., variable rate due 01/29/31 | — | — | $349K | $305K | 0.3% | |
| Enbridge Inc., 2.500% due 01/15/25 | — | — | $318K | $305K | 0.3% | |
| Walmart Inc., 1.800% due 09/22/31 | — | — | $364K | $305K | 0.3% | |
| Lam Research Corp., 4.000% due 03/15/29 | — | — | $320K | $301K | 0.3% | |
| Bank of America Corp., 4.000% due 01/21/25 | — | — | $306K | $300K | 0.3% | |
| U.S. Treasury Bond, zero coupon due 02/15/43 | — | — | $407K | $300K | 0.3% | |
| U.S. Bancorp, 3.000% due 07/30/29 | — | — | $326K | $298K | 0.3% | |
| Morgan Stanley, variable rate due 01/22/31 | — | — | $357K | $298K | 0.3% | |
| California State, 2.500% due 10/01/29 | — | — | $322K | $296K | 0.3% | |
| Texas A&M University, 3.027% due 05/15/27 | — | — | $300K | $291K | 0.3% | |
| Anheuser-Busch InBev Worldwide Inc., 4.000% due 04/13/28 | — | — | $283K | $290K | 0.3% | |
| Bank of America Corp., variable rate due 10/22/30 | — | — | $320K | $289K | 0.3% | |
| U.S. Treasury Bond, zero coupon due 11/15/43 | — | — | $400K | $289K | 0.3% | |
| Apple Inc., 2.200% due 09/11/29 | — | — | $319K | $287K | 0.3% | |
| Regions Financial Corp., 1.800% due 08/12/28 | — | — | $320K | $285K | 0.3% | |
| Washington State, 5.000% due 07/01/27 | — | — | $338K | $284K | 0.3% | |
| Chevron Corp., 2.236% due 05/11/30 | — | — | $316K | $277K | 0.3% | |
| PepsiCo Inc., 1.950% due 10/21/31 | — | — | $329K | $274K | 0.3% | |
| Wyeth, 6.500% due 02/01/34 | — | — | $348K | $272K | 0.3% | |
| Duke Energy Florida, LLC 1.750% due 06/15/30 | — | — | $312K | $267K | 0.3% | |
| Home Depot Inc., 5.875% due 12/16/36 | — | — | $303K | $263K | 0.3% | |
| Oracle Corp., 6.125% due 07/08/39 | — | — | $321K | $259K | 0.3% | |
| Columbus, Ohio, 3.647% due 04/01/31 | — | — | $244K | $231K | 0.3% | |
| Oregon State, 2.496% due 11/01/31 | — | — | $238K | $230K | 0.3% | |
| Goldman Sachs Group, Inc., 3.500% due 01/23/25 | — | — | $226K | $225K | 0.3% | |
| Masco Corp., 2.000% due 02/15/31 | — | — | $259K | $217K | 0.2% | |
| D.R. Horton Inc., 1.400% due 10/15/27 | — | — | $234K | $215K | 0.2% | |
| Pfizer Inc., 4.300% due 06/15/43 | — | — | $303K | $213K | 0.2% | |
| Austin, Texas, 1.479% due 09/01/30 | — | — | $250K | $210K | 0.2% | |
| John Deere Capital Corp., 2.000% due 06/17/31 | — | — | $250K | $210K | 0.2% | |
| Lockheed Martin Corp., 1.850% due 06/15/30 | — | — | $239K | $206K | 0.2% | |
| North Carolina State, 5.000% due 06/01/26 | — | — | $232K | $190K | 0.2% | |
| BP Capital Markets America Inc., 4.234% due 11/06/28 | — | — | $199K | $186K | 0.2% | |
| Amazon.com, Inc., 1.500% due 06/03/30 | — | — | $215K | $182K | 0.2% | |
| Aflac Inc., 2.875% due 10/15/26 | — | — | $180K | $180K | 0.2% | |
| The Toronto-Dominion Bank, 0.750% due 01/06/26 | — | — | $170K | $164K | 0.2% | |
| Enbridge Inc., 4.250% due 12/01/26 | — | — | $167K | $158K | 0.2% | |
| PepsiCo Inc., 3.600% due 08/13/42 | — | — | $197K | $156K | 0.2% | |
| Michigan State, 1.750% due 05/15/31 | — | — | $158K | $155K | 0.2% | |
| Citigroup Inc., 4.125% due 07/25/28 | — | — | $157K | $151K | 0.2% | |
| Cincinnati Children’s Hospital Medical Center, 2.853% due 11/15/26 | — | — | $130K | $125K | 0.1% | |
| Costco Wholesale Corp., 1.600% due 04/20/30 | — | — | $120K | $103K | 0.1% | |
| NextEra Energy Capital Holdings, Inc., 4.450% due 06/20/25 | — | — | $100K | $100K | 0.1% | |
| Freddie Mac, Series 3536 Class PC, 4.500% due 05/15/39 | — | — | $18K | $4K | <0.1% |
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