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Original filing (PDF)20251001202557NAL0018267603001
Q.N.P. INC.
Form 5500
FILING_RECEIVED
Q.N.P. INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
~86 bps in Sched C feesNo recordkeeper disclosed
Active participants
159
Accounts w/ balance
83
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
5 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 86 bps in Schedule C fees — 66% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 52% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for Q.N.P. INC..
Plan sponsor
Name
Q.N.P. INC.
EIN
31-0789829
Address
979 HIGH ST · WORTHINGTON, OH · 430854047
Phone
(614) 371-0390
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BRADY WARE & SCHOENFELD INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS | 43-1451524 | — | INVESTMENT ADVISORY | $23K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $18K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BRADY, WARE & SCHOENFELD | 21-0966785 | — | ACCOUNTANT | $11K | — |
Investments
22 direct securities · 5 pooled funds· $6.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.1M
21 holdings
Mutual Funds
$636K
1 holding
Common Collective Trust
$436K
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Signal Shares Fund # | — | — | — | $812K | 13.2% | |
| JP Morgan Equity Income Fund # | Mutual Funds | — | — | $636K | 10.4% | |
| Fully benefit-responsive investment contract at contract value * Principal Guaranteed Option # | — | — | — | $567K | 9.3% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $373K | 6.1% | |
| American Funds New Perspective Fund # | — | — | — | $364K | 5.9% | |
| Invesco Emerging Markets All Cap Fund # | — | — | — | $350K | 5.7% | |
| American Funds Euro Pacific Growth Fund # | — | — | — | $345K | 5.6% | |
| T. Rowe Price Growth Stock Institutional Fund # | — | — | — | $329K | 5.4% | |
| T. Rowe Price Blue Chip Growth Fund # | — | — | — | $311K | 5.1% | |
| PIMCO Income Institutional Fund # | — | — | — | $261K | 4.3% | |
| Vanguard Small Cap Value Index Admiral Fund # | — | — | — | $206K | 3.4% | |
| PIMCO Total Return Institutional Fund # | — | — | — | $181K | 3.0% | |
| BlackRock High Yield Bond Fund # | — | — | — | $178K | 2.9% | |
| Vanguard Mid-Cap Index Admiral Fund # | — | — | — | $177K | 2.9% | |
| Vanguard Small Cap Index Fund # | — | — | — | $173K | 2.8% | |
| MFS Mid Cap Value Fund # | — | — | — | $173K | 2.8% | |
| DFA Inflation Protected Securities Fund # | — | — | — | $172K | 2.8% | |
| maximum five-year term, collateralized by 50% of participants' vested account balance -0- | — | — | — | $129K | 2.1% | |
| Baron Growth Fund # | — | — | — | $110K | 1.8% | |
| Janus Henderson Triton Fund # | — | — | — | $105K | 1.7% | |
| BNY Mellon Small/Mid Cap Growth Fund # | — | — | — | $105K | 1.7% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $39K | 0.6% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $15K | 0.2% | |
| Vanguard Admiral GNMA Fund # | — | — | — | $11K | 0.2% | |
| (E) | — | — | — | $11K | 0.2% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $9K | 0.1% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $0 | <0.1% |