Original filing (PDF)20251008145720NAL0009656784001

LEADS, INC

Name: LEADS, INC — LEADS 403(B) PENSION PLAN, Form 5500 (2024)
Creator: LEADS, INC

Form 5500

FILING_RECEIVED

LEADS 403(B) PENSION PLAN

403(b) retirement plan

Signals · 1

58% in single holding

Active participants

Accounts w/ balance

210

Plan assets (EOY)

$4.0M

Net assets (EOY)

$4.0M

How this plan invests

This plan

50 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Lincoln Fixed Account Insurance contract" is 58% of plan.

Helping the score

Below-peer total fees (13 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LEADS, INC.

Plan sponsor

Name

LEADS, INC

EIN

31-0718027

Address

159 WILSON ST. · NEWARK, OH · 430554921

Phone

(740) 345-0114

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CLARK, SCHAEFER, HACKETT & CO

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-1140070	—	SERVICE PROVIDER	$5K	—

Investments

49 direct securities· $4.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Lincoln Fixed Account Insurance contract	—	—	—	$2.3M	58.0%
American Funds Growth Pooled separate account	—	—	—	$129K	3.2%
LVIP T. Rowe Price 2040 Fund Pooled separate account	—	—	—	$126K	3.1%
American Funds Growth-Income Pooled separate account	—	—	—	$104K	2.6%
LVIP Macquarie Social Awareness Pooled separate account	—	—	—	$91K	2.3%
LVIP Macquarie Mid Cap Value Fund Pooled separate account	—	—	—	$91K	2.3%
LVIP Global Growth Allocation Managed Risk Pooled separate account	—	—	—	$84K	2.1%
LVIP T. Rowe Price 2050 Fund Pooled separate account	—	—	—	$73K	1.8%
LVIP SSGA S&P 500 Index Pooled separate account	—	—	—	$69K	1.7%
LVIP JPMorgan Retirement Income Fund Pooled separate account	—	—	—	$62K	1.5%
LVIP Dimensional U.S. Core Equity 1 Pooled separate account	—	—	—	$60K	1.5%
LVIP Mondrian International Value Pooled separate account	—	—	—	$60K	1.5%
LVIP Macquarie SMID Cap Core Series Pooled separate account	—	—	—	$59K	1.5%
LVIP Macquarie Wealth Builder Fund Pooled separate account	—	—	—	$49K	1.2%
Fidelity VIP Freedom Target Date 2035 Pooled separate account	—	—	—	$48K	1.2%
LVIP T. Rowe Price 2030 Fund Pooled separate account	—	—	—	$41K	1.0%
LVIP Vanguard Domestic Equity ETF Pooled separate account	—	—	—	$38K	0.9%
LVIP Government Money Market Pooled separate account	—	—	—	$32K	0.8%
Fidelity VIP Contrafund Pooled separate account	—	—	—	$31K	0.8%
Fidelity VIP Freedom Target Date 2060 Pooled separate account	—	—	—	$30K	0.7%
LVIP Baron Growth Opportunities Pooled separate account	—	—	—	$29K	0.7%
LVIP Blended Large Cap Growth Managed Volatility Fund Pooled separate account	—	—	—	$28K	0.7%
Portion of contract deemed Plan Loans Insurance contract	—	—	—	$27K	0.7%
Fidelity VIP Freedom Target Date 2055 Pooled separate account	—	—	—	$27K	0.7%
LVIP Macquarie High Yield Pooled separate account	—	—	—	$25K	0.6%
LVIP Blackrock Dividend Value Managed Volatility Fund Pooled separate account	—	—	—	$25K	0.6%
LVIP SSGA Small-Cap Index Pooled separate account	—	—	—	$24K	0.6%
LVIP T. Rowe Price 2020 Fund Pooled separate account	—	—	—	$24K	0.6%
Fidelity VIP Freedom Target Date 2045 Pooled separate account	—	—	—	$24K	0.6%
MFS Utilities Pooled separate account	—	—	—	$21K	0.5%
Macquarie VIP Small Cap Value Pooled separate account	—	—	—	$21K	0.5%
Fidelity VIP Freedom Target Date 2050 Pooled separate account	—	—	—	$18K	0.4%
LVIP Global Moderate Allocation Managed Risk Pooled separate account	—	—	—	$17K	0.4%
LVIP T. Rowe Price Structured Mid-Cap Growth Pooled separate account	—	—	—	$16K	0.4%
Fidelity VIP Freedom Target Date 2040 Pooled separate account	—	—	—	$14K	0.3%
LVIP SSGA Bond Index Pooled separate account	—	—	—	$12K	0.3%
LVIP Franklin Templeton MF Emerging Equity Fund Pooled separate account	—	—	—	$9K	0.2%
LVIP Macquarie Diversified Income Pooled separate account	—	—	—	$7K	0.2%
LVIP Macquarie U.S. REIT Fund Pooled separate account	—	—	—	$7K	0.2%
LVIP Macquarie Value Series Pooled separate account	—	—	—	$6K	0.2%
Blackrock Global Allocation Pooled separate account	—	—	—	$4K	<0.1%
LVIP SSGA International Managed Volatility Pooled separate account	—	—	—	$3K	<0.1%
LVIP T. Rowe Price Mid-Cap Growth Pooled separate account	—	—	—	$3K	<0.1%
LVIP Vanguard International Equity ETF Pooled separate account	—	—	—	$2K	<0.1%
LVIP Blackrock Inflation Protected Bond Pooled separate account	—	—	—	$2K	<0.1%
LVIP Franklin Templeton Global Equity Managed Volatility Pooled separate account	—	—	—	$1K	<0.1%
PIMCO VIT Total Return Portfolio Pooled separate account	—	—	—	$1K	<0.1%
American Funds International Pooled separate account	—	—	—	$1K	<0.1%
LVIP Macquarie Diversified Floating Rate Pooled separate account	—	—	—	$1K	<0.1%