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Original filing (PDF)20251015093734NAL0004466401001
LAROSA'S, INC.
Form 5500
FILING_RECEIVED
LAROSA'S 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
1,044
Accounts w/ balance
195
Plan assets (EOY)
$20.5M
Net assets (EOY)
$20.5M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 19% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (14 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LAROSA'S, INC..
Plan sponsor
Name
LAROSA'S, INC.
EIN
31-0711332
Address
2334 BOUDINOT AVE · CINCINNATI, OH · 45238
Phone
(513) 347-5696
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2U · Association Retirement Plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GBQ PARTNERS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$4K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | ADVISOR | $34K | — |
Investments
18 direct securities · 1 pooled fund· $20.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$19.5M
18 holdings
Common Collective Trust
$968K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Investment Management Growth Fund C lass R3 | — | — | — | $3.8M | 18.4% | |
| olumbia Threadneedle Investments US C ontrarian C ore Fund C lass A | — | — | — | $2.2M | 10.7% | |
| olumbia Threadneedle Investments US C ontrarian Dividend Income Fund C lass A | — | — | — | $1.8M | 8.7% | |
| Fidelity Diversified International Fund C lass A | — | — | — | $1.6M | 7.9% | |
| Janus Henderson Investments Enterprise Fund C lass T | — | — | — | $1.4M | 7.1% | |
| Victory C apital Management Established Value Fund C lass A | — | — | — | $1.3M | 6.4% | |
| Fidelity Strategic Bond C lass Z | — | — | — | $1.3M | 6.3% | |
| Fidelity Strategic Income Fund C lass A | — | — | — | $1.3M | 6.1% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $968K | 4.7% | |
| MFS Investment Management Modification Allocation Fund C lass R3 | — | — | — | $923K | 4.5% | |
| Fidelity Small C ap Growth Fund C lass A | — | — | — | $884K | 4.3% | |
| Gabelli Funds Small C ap Growth Fund C lass AAA | — | — | — | $776K | 3.8% | |
| Fidelity Small C ap Value Fund C lass A | — | — | — | $713K | 3.5% | |
| Invesco Oppenheimer Developing Markets Fund C lass A | — | — | — | $516K | 2.5% | |
| MFS Investment Management C onservative Allocation Fund C lass R3 | — | — | — | $228K | 1.1% | |
| Fidelity Government Income Fund C lass A | — | — | — | $227K | 1.1% | |
| MFS Investment Management Growth Allocation Fund C lass R3 | — | — | — | $218K | 1.1% | |
| Principal Financial Real Estate Securities Fund C lass R5 | — | — | — | $211K | 1.0% | |
| Loans * Loans to Plan participants Varying maturity dates through 2030 with interest rates ranging from 4.25% to 9.50%. | — | — | — | $132K | 0.6% |
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