Original filing (PDF)20250707135021NAL0009134034001

OTTERBEIN HOMES

Name: OTTERBEIN HOMES — OTTERBEIN HOMES 401(K) PLAN, Form 5500 (2024)
Creator: OTTERBEIN HOMES

Form 5500

FILING_RECEIVED

OTTERBEIN HOMES 401(K) PLAN

401(k) retirement plan

Active participants

2,076

Accounts w/ balance

838

Plan assets (EOY)

$28.9M

Net assets (EOY)

$28.9M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

Knocking points off

47 bps in Schedule C fees — 62% above peer band of 29 bps.
Only 40% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OTTERBEIN HOMES.

Plan sponsor

Name

OTTERBEIN HOMES

EIN

31-0549058

Address

580 NORTH STATE ROUTE 741 · LEBANON, OH · 45036

Phone

(513) 933-5438

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-07

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$35K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIFTH THIRD BANK	—	CINCINNATI, OH	INVESTMENT ADVISOR	$28K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$73K	—

Investments

31 direct securities· $28.9M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Institutional Index Fund	—	—	—	$6.1M	21.3%
Vanguard Developed Markets	—	—	—	$3.2M	11.0%
Dodge & Cox Dodge & Cox Income	—	—	—	$3.0M	10.5%
Vanguard Total Bond	—	—	—	$2.6M	9.0%
Vanguard Small Cap Index	—	—	—	$1.8M	6.2%
American Funds American Funds Europacific	—	—	—	$1.4M	4.8%
Harbor Capital Harbor Capital Appreciation	—	—	—	$1.3M	4.6%
Vanguard Mid Cap	—	—	—	$1.2M	4.1%
Invesco Oppenheimer Developing	—	—	—	$1.2M	4.0%
Federated Government Obligs	—	—	—	$872K	3.0%
MFS Value	—	—	—	$811K	2.8%
Blackrock Inflation Protected Bond	—	—	—	$693K	2.4%
Dodge & Cox Dodge & Cox Balanced	—	—	—	$692K	2.4%
Vanguard Real Estate Index	—	—	—	$653K	2.3%
Vanguard Target Retirement 2030	—	—	—	$581K	2.0%
Baron Growth	—	—	—	$474K	1.6%
Conestoga Small Cap	—	—	—	$471K	1.6%
Principal Short-Term Income	—	—	—	$466K	1.6%
Vanguard Target Retirement 2025	—	—	—	$282K	1.0%
Hotchkis and Wiley High Yield	—	—	—	$211K	0.7%
Vanguard Target Retirement 2035	—	—	—	$199K	0.7%
Vanguard Target Retirement 2050	—	—	—	$153K	0.5%
Vanguard Target Retirement 2045	—	—	—	$136K	0.5%
Vanguard Target Retirement Income Inv	—	—	—	$92K	0.3%
Allspring All Spring Special Mid Cap Value	—	—	—	$88K	0.3%
Vanguard Target Retirement 2020	—	—	—	$67K	0.2%
Vanguard Target Retirement 2055	—	—	—	$52K	0.2%
Vanguard Target Retirement 2040	—	—	—	$36K	0.1%
Vanguard Target Retirement 2060	—	—	—	$24K	<0.1%
Allspring Special Small Cap Value	—	—	—	$4K	<0.1%
Vanguard Target Retirement 2065	—	—	—	$2K	<0.1%