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Original filing (PDF)20251013125559NAL0002889554001

UNITED HEALTHCARE SERVICES INC.

Form 5500
FILING_RECEIVED
UNITEDHEALTH GROUP 401(K) SAVINGS PLAN MASTER TRUST
Pooled investment trusta fund that other plans invest in — not a participant plan
Active participants
Accounts w/ balance
Plan assets (EOY)
$31.0B
Net assets (EOY)
$31.0B
How this plan invests
13 plans
invest in this fund
This trust
pooled vehicle
596 securities
Schedule of Assets

This is a pooled fund: many plans invest in it, and it holds the underlying securities.

Master trust / DFE filing
Pooled investment vehicle

This filing is a Direct Filing Entity (DFE) — a master trust or collective investment trust that pools assets from multiple participating plans. It does not have plan participants of its own, and the Plan Health Score formula doesn’t apply. Individual participant-facing plans that invest in this trust are the appropriate target for fiduciary analysis.

Pooled assets (EOY)
$31.0B
Net assets (EOY)
$31.0B
Participating plans
13
latest filings citing this trust
Cited interest
$31.0B
across citing plans' latest filings

Cited interest vs pooled assets: cited interest sums what each participating plan reported holding in this trust, measured at that plan’s own year-end — and those filings span different years. Pooled assets is this single filing’s balance at one date. They’re independent measurements, so cited interest can land slightly above or below the pooled balance and won’t reconcile exactly.

Why no Schedule of Assets here? DFE holdings often live on the master trust’s own audited statement, not as a 4i schedule on the participating plans’ filings. We’re extending the parsing pipeline to cover DFE filings — see Methodology.

Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED HEALTHCARE SERVICES INC..
Plan sponsor
Name
UNITED HEALTHCARE SERVICES INC.
EIN
30-0993007
Address
6022 BLUE CIRCLE DRIVE · MN103-0300 · MINNETONKA, MN · 55343
Phone
(952) 936-1300
Plan administrator
Name
UNITEDHEALTH GROUP EMPLOYEE BENEFITS PLANS ADMINISTRATIVE COMMITTEE
EIN
41-1321939
City
MINNETONKA, MN
Phone
(952) 936-1300
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Audit & trust (Schedule H)
Auditor
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVST INSTNL OPRTN CO, INC04-2647786RECORDKEEPER$0
TPA / Administrator
1
NameEINLocationRelationDirect compIndirect comp
GALLIARD CAPITAL MANAGEMENT, INC.41-1813702CONTRACT ADMINISTRATOR$0

Investments

570 direct securities · 27 pooled funds· $32.9B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$26.6B
27 holdings
Uncategorized
$6.3B
570 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
VFTC INSTITUTIONAL 500 INDEX TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001
Common Collective Trust
$4.5B14.5%
VFTC TARGET RETIREMENT 2035 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6568405 / PN 001
Common Collective Trust
$3.1B10.1%
VFTC TARGET RETIREMENT 2040 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6572691 / PN 001
Common Collective Trust
$2.9B9.4%
VFTC TARGET RETIREMENT 2045 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6574391 / PN 001
Common Collective Trust
$2.7B8.6%
VFTC TARGET RETIREMENT 2030 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6565712 / PN 001
Common Collective Trust
$2.6B8.3%
VFTC TARGET RETIREMENT 2050 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6579799 / PN 001
Common Collective Trust
$2.2B7.1%
VANGUARD IS EXTENDED MARKET INDEX TRUST$1.8B5.8%
VFTC INSTITUTIONAL EXTENDED MKT IND
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6324211 / PN 001
Common Collective Trust
$1.8B5.8%
VFTC TARGET RETIREMENT 2025 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6561512 / PN 001
Common Collective Trust
$1.6B5.1%
VFTC TARGET RETIREMENT 2055 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6587002 / PN 001
Common Collective Trust
$1.2B4.0%
AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-6$689.9M2.2%
VFTC TARGET RETIREMENT 2060 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6588737 / PN 001
Common Collective Trust
$599.3M1.9%
VFTC TARGET RETIREMENT 2020 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6557902 / PN 001
Common Collective Trust
$565.4M1.8%
GALLIARD SHORT CORE FUND F
SEI TRUST COMPANY · EIN 52-2252204 / PN 001
Common Collective Trust
$401.5M1.3%
FIAM SMALL COMPANY COMMINGLED POOL
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 006
Common Collective Trust
$360.6M1.2%
WTC-CIF II MID-CAP OPP. (SERIES 2)
WELLINGTON TRUST COMPANY NA · EIN 04-6913417 / PN 018
Common Collective Trust
$359.9M1.2%
VFTC TARGET RETIREMENT INCOME TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6551878 / PN 001
Common Collective Trust
$309.4M1.0%
GALLIARD INTERMED CORE FUND L
SEI TRUST COMPANY · EIN 27-6635237 / PN 001
Common Collective Trust
$275.9M0.9%
STATE STREET US BOND INDEX NL CL M
STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 495
Common Collective Trust
$248.3M0.8%
GLOBAL ALL CAP EQUITY EX-US INDEX
STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 456
Common Collective Trust
$210.2M0.7%
MICROSOFT CORP$183.6M0.6%
NVIDIA CORP$174.6M0.6%
APPLE INC$142.2M0.5%
AMAZON.COM INC$130.1M0.4%
WELLINGTON EMERGING MARKETS INSTL FUND$116.3M0.4%
WTC-CIF II EMERGING MKTS RESEARCH
WELLINGTON TRUST COMPANY NA · EIN 04-6913417 / PN 192
Common Collective Trust
$116.3M0.4%
VFTC TARGET RETIREMENT 2065 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 84-6590672 / PN 001
Common Collective Trust
$108.3M0.3%
GALLIARD SA INTERMED CORE FUND J
SEI TRUST COMPANY · EIN 26-0232928 / PN 001
Common Collective Trust
$101.2M0.3%
GALLIARD SA INTERMED CORE FUND Q
SEI TRUST COMPANY · EIN 45-6924923 / PN 001
Common Collective Trust
$96.4M0.3%
GALLIARD SA INTERMED CORE FUND E
SEI TRUST COMPANY · EIN 94-6751921 / PN 001
Common Collective Trust
$90.8M0.3%
NORTHERN TRUST TREASURY INFLATION
NORTHERN TRUST INVESTMENTS INC · EIN 45-6138589 / PN 091
Common Collective Trust
$87.8M0.3%
PIMCO ALL ASSET FUND INSTL CLASS$82.9M0.3%
CASH/CASH EQUIVALENTS$81.9M0.3%
META PLATFORMS INC CL A$80.5M0.3%
ALPHABET INC CL C$68.7M0.2%
MASTERCARD INC CL A$65.9M0.2%
EXXON MOBIL CORP$40.7M0.1%
VFTC TARGET RETIREMENT 2070 TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7030296 / PN 001
Common Collective Trust
$40.4M0.1%
THERMO FISHER SCIENTIFIC INC$37.3M0.1%
ABBVIE INC$36.8M0.1%
LOWES COS INC$33.3M0.1%
TESLA INC$32.7M0.1%
WELLS FARGO & CO$31.3M0.1%
MCDONALDS CORP$30.2M<0.1%
HUMANA INC$30.0M<0.1%
TRANE TECHNOLOGIES PLC$27.5M<0.1%
SCHWAB CHARLES CORP$27.5M<0.1%
PEPSICO INC$26.1M<0.1%
ARTHUR J GALLAGHAR AND CO$25.9M<0.1%
AON PLC$25.3M<0.1%
HONEYWELL INTL INC$25.0M<0.1%
BURLINGTON STORES INC$24.4M<0.1%
AT&T INC$24.2M<0.1%
YUM BRANDS INC$24.2M<0.1%
BROADCOM INC$24.0M<0.1%
SALESFORCE INC$23.8M<0.1%
UNITED STATES TREASURY BOND 4.125% 08/15/2053$23.7M<0.1%
STRYKER CORP$23.5M<0.1%
BANK OF AMERICA CORPORATION$23.4M<0.1%
CSX CORP$23.0M<0.1%
FIDELITY NATL INFORM SVCS INC$22.9M<0.1%
INGERSOLL RAND INC$22.6M<0.1%
LINDE PLC$22.5M<0.1%
COCA COLA CO$21.4M<0.1%
HILTON WORLDWIDE HOLDINGS INC$20.8M<0.1%
DISNEY (WALT) CO$20.7M<0.1%
TEXAS INSTRUMENTS INC$19.9M<0.1%
BOEING CO$19.7M<0.1%
ORACLE CORP$19.6M<0.1%
TAIWAN SEMIC MFG CO LTD SP ADR$19.5M<0.1%
ELEVANCE HEALTH INC$19.4M<0.1%
CONOCOPHILLIPS$19.0M<0.1%
NEXTERA ENERGY$18.9M<0.1%
ELI LILLY & CO$18.8M<0.1%
GOLDMAN SACHS GROUP INC$18.7M<0.1%
BRISTOL-MYERS SQUIBB CO$18.5M<0.1%
NXP SEMICONDUCTORS NV$18.1M<0.1%
OTIS WORLDWIDE CORP$18.1M<0.1%
BAKER HUGHES CO$18.0M<0.1%
TRUIST FINL CORP$17.8M<0.1%
ANALOG DEVICES INC$17.7M<0.1%
MICRON TECHNOLOGY INC$17.1M<0.1%
REGENERON PHARMACEUTICALS INC$16.7M<0.1%
UNITED STATES TREASURY BOND 4.25% 02/15/2054$16.6M<0.1%
ROPER TECHNOLOGIES INC$16.6M<0.1%
BLOCK INC CL A$16.5M<0.1%
MARTIN MARIETTA MATERIALS INC$16.4M<0.1%
MONDELEZ INTL INC$16.4M<0.1%
TRANSDIGM GROUP INC$16.4M<0.1%
BOSTON SCIENTIFIC CORP$16.3M<0.1%
SHORT TERM INVESTMENT FUND II
SEI TRUST COMPANY · EIN 92-2544088 / PN 004
Common Collective Trust
$16.2M<0.1%
DIGITAL REALTY TRUST INC$16.1M<0.1%
METLIFE INC$16.0M<0.1%
HOWMET AEROSPACE INC$16.0M<0.1%
VENTAS INC REIT$16.0M<0.1%
SOUTHERN CO$15.9M<0.1%
FIFTH THIRD BANCORP$15.6M<0.1%
ASML HLDG NV (NY REG SHS) NEW YORK REGISTERED SHAR$15.6M<0.1%
CORPAY INC$15.3M<0.1%
MICROCHIP TECHNOLOGY$15.3M<0.1%
CHIPOTLE MEXICAN GRILL INC$15.1M<0.1%
WESTERN DIGITAL CORP$15.0M<0.1%
MARVELL TECHNOLOGY INC$14.5M<0.1%
COGNIZANT TECH SOLUTIONS CL A$13.9M<0.1%
ALEXANDRIA REAL ES EQ INC REIT$13.2M<0.1%
CHARTER COMMUNICATIONS INC A$13.2M<0.1%
VERTEX PHARMACEUTICALS INC$12.8M<0.1%
FHLG 30YR 3.5% 04/01/2052#RA7194$12.2M<0.1%
WEX INC$12.1M<0.1%
FHLG 30YR 2.5% 11/01/2050#SD7530$11.8M<0.1%
DOMINION ENERGY INC$10.8M<0.1%
UST NOTES 3.625% 09/30/2031$10.8M<0.1%
FHLG 30YR 2.5% 09/01/2052#SD1581$10.6M<0.1%
BJS WHSL CLUB HLDGS INC$10.5M<0.1%
PG&E CORP$10.5M<0.1%
FNMA 30YR 3.5% 05/01/2052#CB3593$10.4M<0.1%
FHLG 30YR 4% 09/01/2052#SD8244$9.7M<0.1%
ENTERGY CORP$9.6M<0.1%
FNMA 30YR 2.5% 12/01/2051#FM9868$8.8M<0.1%
MATADOR RESOURCES COMPANY$8.8M<0.1%
FNMA 30YR 2.5% 07/01/2050#CA6238$8.7M<0.1%
FNMA 30YR 3.5% 01/01/2051#FM7599$8.6M<0.1%
MAGNOLIA OIL & GAS CORPO CL A$8.4M<0.1%
EDWARDS LIFESCIENCES CORP$8.4M<0.1%
CYBER-ARK SOFTWARE LTD$7.8M<0.1%
SAREPTA THERAPEUTICS INC$7.6M<0.1%
FNMA 30YR 3.5% 05/01/2052#CB3778$7.5M<0.1%
TAPESTRY INC$6.9M<0.1%
KNIFE RIVER HOLDING CO W/I$6.8M<0.1%
FNMA 30YR 2.5% 05/01/2051#BR9308$6.7M<0.1%
NATERA INC$6.7M<0.1%
FNMA 30YR 2% 07/01/2050#CA6388$6.5M<0.1%
F5 INC$6.4M<0.1%
WIX.COM LTD$6.4M<0.1%
SLM STUDENT LN TR 2006 8 SOFR90A+42.161 01/25/2041$6.4M<0.1%
FHLG 30YR 3.5% 04/01/2052#RA7063$6.2M<0.1%
PROCEPT BIOROBOTICS CORP$6.2M<0.1%
STEPSTONE GROUP INC CLASS A$6.2M<0.1%
GLAUKOS CORP$6.2M<0.1%
BATH & BODY WORKS INC$6.1M<0.1%
WORKIVA INC$6.1M<0.1%
HAMILTON LANE INC - A$6.1M<0.1%
MERIT MEDICAL SYSTEMS INC$6.1M<0.1%
INSMED INC$6.1M<0.1%
CH ROBINSON WORLDWIDE INC$6.0M<0.1%
CIENA CORP$6.0M<0.1%
CLEARWATER ANALYTICS HOLDINGS INC$5.8M<0.1%
TEXAS ROADHOUSE INC$5.8M<0.1%
HEALTHEQUITY INC$5.8M<0.1%
FEDERAL HOME LN MTG MLT CTF GT 3.5% 03/15/2044$5.7M<0.1%
JEFFERIES FINANCIAL GROUP INC$5.7M<0.1%
CASEY GENERAL STORES$5.7M<0.1%
PENTAIR PLC$5.6M<0.1%
PETROLEOS MEXICANOS 7.69% 01/23/2050$5.5M<0.1%
ELANCO ANIMAL HEALTH INC$5.5M<0.1%
GOVERNMENT NAT MTG ASSN HECM TSFR12M+116.513 05/20/69$5.5M<0.1%
FRESHPET INC$5.5M<0.1%
BWX TECHNOLOGIES INC$5.5M<0.1%
JONES LANG LASALLE INC$5.4M<0.1%
UST NOTES 3.75% 08/31/2031$5.4M<0.1%
INTEGER HOLDINGS CORP$5.4M<0.1%
SKECHERS USA INC CL A$5.4M<0.1%
TRIMBLE INC$5.4M<0.1%
FNMA 30YR 3.5% 09/01/2052#FS3502$5.4M<0.1%
CAMECO CORP$5.3M<0.1%
LAUREATE EDUCATION INC$5.3M<0.1%
NCR ATLEOS CORP$5.3M<0.1%
ENCOMPASS HEALTH CORP$5.3M<0.1%
GROUP 1 AUTOMOTIVE INC$5.3M<0.1%
ALKAMI TECHNOLOGY INC$5.2M<0.1%
AMERICAN FINL GROUP INC OHIO$5.1M<0.1%
TETRA TECH INC$5.1M<0.1%
UNITED STATES TREASURY BOND 4.75% 11/15/2053$5.1M<0.1%
UNITED STATES TREASURY BOND 4.625% 11/15/2044$5.1M<0.1%
FIRST CITIZENS BANCSHARES INC CL A$5.1M<0.1%
ICON PLC$5.1M<0.1%
ADVANCED ENERGY INDUSTRIES INC$5.1M<0.1%
CITIGROUP CAP XIII 7.875%/VAR PFD PAR=25$5.0M<0.1%
FNMA 30YR 2% 09/01/2050#CA6925$5.0M<0.1%
AXOS FINANCIAL INC$5.0M<0.1%
INDEPENDENCE REALTY TR INC$5.0M<0.1%
RBC BEARINGS INC$5.0M<0.1%
TD SYNNEX CORP$5.0M<0.1%
MIDDLEBY CORP$5.0M<0.1%
JBT MAREL CORP$5.0M<0.1%
GENERAC HOLDINGS INC$5.0M<0.1%
ITT INC$4.9M<0.1%
ATI INC$4.9M<0.1%
BORGWARNER INC$4.9M<0.1%
AUTONATION INC$4.9M<0.1%
IDACORP INC$4.8M<0.1%
BRIGHT HORIZONS FAMILY SOLUTIONS INC$4.8M<0.1%
OLLIES BARGAIN OUTLET HOLDINGS INC$4.8M<0.1%
FIRST HAWAIIAN INC$4.8M<0.1%
PENUMBRA INC$4.8M<0.1%
FNMA 30YR 3.5% 05/01/2052#BV9868$4.7M<0.1%
INVESCO LTD$4.7M<0.1%
SLM STUDENT LN TR SOFR90A+41.161 04/25/2040$4.7M<0.1%
IMPERIAL BRANDS FINANCE PLC 4.25% 07/21/2025 144A$4.7M<0.1%
LUMENTUM HOLDINGS INC$4.6M<0.1%
Showing top 200 of 597 investments by value.