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Original filing (PDF)20251015192555NAL0002919251001
BYNDER, LLC
Form 5500
FILING_RECEIVED
BYNDER 401(K) PLAN
401(k) retirement plan
Signals · 2
41% in single holdingNo recordkeeper disclosed
Active participants
192
Accounts w/ balance
253
Plan assets (EOY)
$18.0M
Net assets (EOY)
$18.0M
How this plan invests
This plan
24 pooled trusts
Schedule D
46 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Collective Investment Trusts Wilmington MyCompass Ind Moderate 2055" is 41% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BYNDER, LLC.
Plan sponsor
Name
BYNDER, LLC
EIN
30-0809702
Address
321 SUMMER STREET · BOSTON, MA · 02210
Phone
(415) 227-4886
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $54K | — |
| KESTRA ADVISORY SERVICES LLC | 35-2552359 | — | SERVICE PROVIDER | $0 | — |
Investments
21 direct securities · 24 pooled funds· $19.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$16.1M
24 holdings
Uncategorized
$2.6M
20 holdings
Mutual Funds
$441K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MYCOMPASS INDEX MODERATE 2055 FUND WILMINGTON TRUST, N.A. · EIN 38-4097335 / PN 481 | Common Collective Trust | — | — | $8.1M | 45.0% | |
| MYCOMPASS INDEX MODERATE 2045 FUND WILMINGTON TRUST, N.A. · EIN 38-4097334 / PN 480 | Common Collective Trust | — | — | $2.4M | 13.2% | |
| MYCOMPASS INDEX MODERATE 2035 FUND WILMINGTON TRUST, N.A. · EIN 38-4097333 / PN 479 | Common Collective Trust | — | — | $1.1M | 6.1% | |
| MYCOMPASS INDEX MODERATE 2065 FUND WILMINGTON TRUST, N.A. · EIN 38-7271385 / PN 766 | Common Collective Trust | — | — | $1.0M | 5.5% | |
| MYCOMPASS INDEX AGGRESSIVE 2055 FUN WILMINGTON TRUST, N.A. · EIN 38-4097330 / PN 476 | Common Collective Trust | — | — | $826K | 4.6% | |
| Wilmington BlackRock Equity Index | — | — | — | $556K | 3.1% | |
| BLACKROCK EQUITY INDEX FUND - CLASS WILMINGTON TRUST RETIREMENT AND INSTITUTIONAL SERVICES CO · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $556K | 3.1% | |
| Vanguard Tot St Mkt Index | — | — | — | $499K | 2.8% | |
| MYCOMPASS INDEX AGGRESSIVE 2035 FUN WILMINGTON TRUST, N.A. · EIN 38-4097328 / PN 474 | Common Collective Trust | — | — | $449K | 2.5% | |
| Vanguard Growth Index | Mutual Funds | — | — | $441K | 2.4% | |
| MYCOMPASS INDEX AGGRESSIVE 2045 FUN WILMINGTON TRUST, N.A. · EIN 38-4097329 / PN 475 | Common Collective Trust | — | — | $388K | 2.1% | |
| Vanguard Mid-Cap Index | — | — | — | $273K | 1.5% | |
| MYCOMPASS INDEX CONSERVATIVE 2045 F WILMINGTON TRUST, N.A. · EIN 38-4097339 / PN 485 | Common Collective Trust | — | — | $272K | 1.5% | |
| MyCompass Ind Cns Ret Fd R Common Collective Trust | — | — | — | $197K | 1.1% | |
| MYCOMPASS INDEX CONSERVATIVE RETIRE WILMINGTON TRUST, N.A. · EIN 38-4097336 / PN 482 | Common Collective Trust | — | — | $197K | 1.1% | |
| Wilmington MyCompass Ind Agg Retirement | — | — | — | $195K | 1.1% | |
| MYCOMPASS INDEX AGGRESSIVE RETIREME WILMINGTON TRUST, N.A. · EIN 38-4097326 / PN 472 | Common Collective Trust | — | — | $195K | 1.1% | |
| Vanguard Small-Cap Index | — | — | — | $168K | 0.9% | |
| Vanguard Value Index | — | — | — | $161K | 0.9% | |
| Participant Loans Interest rates ranging from 4.25% to 9.50% - | — | — | — | $133K | 0.7% | |
| MYCOMPASS INDEX AGGRESSIVE 2065 FUN WILMINGTON TRUST, N.A. · EIN 38-7271384 / PN 765 | Common Collective Trust | — | — | $129K | 0.7% | |
| BLACKROCK EAFE EQUITY INDEX FUND - WILMINGTON TRUST RETIREMENT AND INSTITUTIONAL SERVICES CO · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $107K | 0.6% | |
| MYCOMPASS INDEX CONSERVATIVE 2055 F WILMINGTON TRUST, N.A. · EIN 38-4097340 / PN 486 | Common Collective Trust | — | — | $95K | 0.5% | |
| MYCOMPASS INDEX MODERATE RETIREMENT WILMINGTON TRUST, N.A. · EIN 38-4097331 / PN 477 | Common Collective Trust | — | — | $83K | 0.5% | |
| Vangrd Tot Int Bnd In F Adm Registered Investment Company | — | — | — | $80K | 0.4% | |
| Goldman Sachs Institutional Equity ESG | — | — | — | $63K | 0.4% | |
| Vanguard Estate Index | — | — | — | $53K | 0.3% | |
| STABLE VALUE FUND - FEE CLASS I1 CI WILMINGTON TRUST, N.A. · EIN 85-4031707 / PN 653 | Common Collective Trust | — | — | $41K | 0.2% | |
| Calv US Lg Cp Cr Rsp In F R6 Registered Investment Company | — | — | — | $38K | 0.2% | |
| Calvert US Large Cap | — | — | — | $38K | 0.2% | |
| LARGE CAP GROWTH FUND III - FEE CLA WILMINGTON TRUST FUNDS · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $37K | 0.2% | |
| LARGE CAP VALUE FUND - FEE CLASS I1 WILMINGTON TRUST, N.A. · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $37K | 0.2% | |
| CORE BOND FUND - FEE CLASS I1 CIT WILMINGTON TRUST RETIREMENT AND INSTITUTIONAL SERVICES CO · EIN 82-1986152 / PN 325 | Common Collective Trust | — | — | $28K | 0.2% | |
| Core Bond Fund I1 Common Collective Trust | — | — | — | $28K | 0.2% | |
| INTERNATIONAL EQUITY FUND - FEE CLA WILMINGTON TRUST, N.A. · EIN 38-4139853 / PN 631 | Common Collective Trust | — | — | $28K | 0.2% | |
| SMALL CAP GROWTH FUND II - FEE CLAS WILMINGTON TRUST FUNDS · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $17K | <0.1% | |
| BLACKROCK U.S. DEBT INDEX FUND - CL WILMINGTON TRUST RETIREMENT AND INSTITUTIONAL SERVICES CO · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $17K | <0.1% | |
| BlkRck US Debt Index Fund 1 Common Collective Trust | — | — | — | $17K | <0.1% | |
| TIAA-CREF Core Bond | — | — | — | $13K | <0.1% | |
| Nuveen Core Imp Bd Fd R6 Registered Investment Company | — | — | — | $13K | <0.1% | |
| Wilmington MyCompass Ind Agg 2025 | — | — | — | $12K | <0.1% | |
| MYCOMPASS INDEX CONSERVATIVE 2035 F WILMINGTON TRUST, N.A. · EIN 38-4097338 / PN 484 | Common Collective Trust | — | — | $12K | <0.1% | |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company | — | — | — | $7K | <0.1% | |
| Money Market Fund * Voya Government Money Market | — | — | — | $7K | <0.1% | |
| MYCOMPASS INDEX AGGRESSIVE 2025 FUN WILMINGTON TRUST, N.A. · EIN 38-4097327 / PN 473 | Common Collective Trust | — | — | $0 | <0.1% |
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