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Original filing (PDF)20250731131428NAL0003089315001
EPSILON, INC.
Form 5500
FILING_RECEIVED
EPSILON, INC. 401(K) PLAN
401(k) retirement plan
Active participants
459
Accounts w/ balance
277
Plan assets (EOY)
$9.7M
Net assets (EOY)
$9.7M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 60% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EPSILON, INC..
Plan sponsor
Name
EPSILON, INC.
EIN
30-0524186
Address
1 MONTICELLO VILLAGE DRIVE · WEAVERVILLE, NC · 28787
Phone
(828) 398-5473
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $15K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COLTON GROOME FINANCIAL ADVISORS LL | — | ASHEVILLE, NC | INVESTMENT ADVISOR | $39K | — |
Investments
38 direct securities · 1 pooled fund· $9.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$9.7M
37 holdings
Mutual Funds
$30K
1 holding
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $2.0M | 20.9% | |
| T. Rowe Price Spectrum Mod Grwth Allc I | — | — | — | $990K | 10.2% | |
| Fidelity Freedom Index 2050 Instl Prem | — | — | — | $759K | 7.8% | |
| Fidelity Freedom Index 2045 Instl Prem | — | — | — | $757K | 7.8% | |
| Fidelity Large Cap Growth Index | — | — | — | $585K | 6.0% | |
| Fidelity Freedom Index 2055 Instl Prem | — | — | — | $541K | 5.5% | |
| Fidelity Freedom Index 2040 Instl Prem | — | — | — | $527K | 5.4% | |
| Fidelity Freedom Index 2030 Instl Prem | — | — | — | $372K | 3.8% | |
| T. Rowe Price Spectrum Mod Allocation I | — | — | — | $312K | 3.2% | |
| Fidelity Freedom Index 2035 Instl Prem | — | — | — | $312K | 3.2% | |
| JP Morgan Us Equity R6 | — | — | — | $289K | 3.0% | |
| Fidelity International Index | — | — | — | $262K | 2.7% | |
| Fidelity Us Bond Index | — | — | — | $232K | 2.4% | |
| T. Rowe Price Spectrum Conserve Alloc I | — | — | — | $198K | 2.0% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $196K | 2.0% | |
| Fidelity Mid Cap Growth Index | — | — | — | $171K | 1.8% | |
| Fidelity Freedom Index 2025 Instl Prem | — | — | — | $159K | 1.6% | |
| JP Morgan Equity Income R6 | — | — | — | $106K | 1.1% | |
| Fidelity Small Cap Index | — | — | — | $104K | 1.1% | |
| Fidelity Freedom Index 2060 Instl Prem | — | — | — | $103K | 1.1% | |
| Fidelity Mid Cap Index | — | — | — | $98K | 1.0% | |
| Fixed Rate Annuity Contract * Empower Annuity Insurance Company of America Key Guaranteed Portfolio Fund | — | — | — | $95K | 1.0% | |
| JP Morgan Small Cap Growth R6 | — | — | — | $83K | 0.9% | |
| Fidelity U.S. Sustainability Index Instl | — | — | — | $79K | 0.8% | |
| Fidelity Large Cap Value Index | — | — | — | $79K | 0.8% | |
| Fidelity Freedom Index 2065 Instl Prem | — | — | — | $57K | 0.6% | |
| Fidelity Real Estate Index | — | — | — | $35K | 0.4% | |
| Mfs Research International R6 | — | — | — | $35K | 0.4% | |
| American Funds Europacific Gr R6 | Mutual Funds | — | — | $30K | 0.3% | |
| Fidelity Mid Cap Value Index | — | — | — | $26K | 0.3% | |
| Blackrock Total Return K | — | — | — | $23K | 0.2% | |
| Invesco Developing Markets R6 | — | — | — | $20K | 0.2% | |
| Fidelity Small Cap Value R6 | — | — | — | $20K | 0.2% | |
| Fidelity Small Cap Growth Index | — | — | — | $16K | 0.2% | |
| Pimco Real Return Instl | — | — | — | $14K | 0.1% | |
| Fidelity Small Cap Value Index | — | — | — | $11K | 0.1% | |
| Fidelity Intl Sustainability Idx | — | — | — | $4K | <0.1% | |
| Fidelity Freedom Index Inc Instl Prem | — | — | — | $2K | <0.1% | |
| GALLIARD STABLE RETURN FUND C WELLS FARGO MUTUAL FUNDS · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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