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Original filing (PDF)20251015075359NAL0005608464001
WEST SHORE HOME, LLC
Form 5500
FILING_RECEIVED
WEST SHORE HOME, LLC 401(K) PLAN
401(k) retirement plan
Active participants
2,429
Accounts w/ balance
2,910
Plan assets (EOY)
$62.2M
Net assets (EOY)
$62.2M
How this plan invests
This plan
32 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 66 bps in Schedule C fees — 312% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WEST SHORE HOME, LLC.
Plan sponsor
Name
WEST SHORE HOME, LLC
EIN
30-0371596
Address
3 CROSSGATE DRIVE · MECHANICSBURG, PA · 17050
Phone
(717) 340-5634
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
RKL LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $263K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $101K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PA RETIREMENT SOLUTIONS, INC | 27-2487837 | HARRISBURG, PA | THIRD PARTY ADMINISTRATO | $25K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $22K | — |
Investments
13 direct securities · 32 pooled funds· $62.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$31.3M
32 holdings
Uncategorized
$31.0M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LARGE CAP GROWTH FUND III CLASS R1 GREAT GRAY · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $13.3M | 21.4% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $8.9M | 14.3% | |
| LARGE CAP VALUE FUND III CL R1 GREAT GRAY · EIN 38-7289865 / PN 001 | Common Collective Trust | — | — | $8.2M | 13.2% | |
| Fidelity Investments Fidelity Advisor International Growth Fund Class Z | — | — | — | $5.5M | 8.8% | |
| Registered Investment Companies Brandes International Equity R6 | — | — | — | $3.6M | 5.8% | |
| SMALL CAP VALUE FUND III FEE CL R1 GREAT GRAY · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $3.1M | 5.0% | |
| Participant Loans 4.25% to 9.50% | — | — | — | $3.0M | 4.8% | |
| SMALL CAP GROWTH FUND II CLASS R1 GREAT GRAY · EIN 38-4156288 / PN 000 | Common Collective Trust | — | — | $3.0M | 4.8% | |
| CORE BOND FUND CLASS R1 GREAT GRAY · EIN 82-1986152 / PN 000 | Common Collective Trust | — | — | $2.7M | 4.4% | |
| MFS Mid Cap Growth Fund Class R6 | — | — | — | $1.8M | 3.0% | |
| Allspring Global Investments Allspring Special Mid Cap Value R6 | — | — | — | $1.8M | 2.9% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $1.6M | 2.6% | |
| Fidelity Investments Fidelity US Bond Index Fund | — | — | — | $1.4M | 2.3% | |
| Federated Hermes Institutional High Yield Bond | — | — | — | $1.3M | 2.0% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $813K | 1.3% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $771K | 1.2% | |
| Investment Contract with Insurance Company * Great-West Funds EI Fixed Account - Series Class II | — | — | — | $456K | 0.7% | |
| INDEXSELECT AGGRESSIVE 2055 CL R6 GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $218K | 0.3% | |
| INDEXSELECT MODERATE 2035 CL R6 GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $204K | 0.3% | |
| INDEXSELECT MODERATE 2024 CL R6 GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $161K | 0.3% | |
| INDEXSELECT AGGRESSIVE 2045 CL R6 GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $113K | 0.2% | |
| INDEXSELECT AGGRESSIVE 2035 CL R6 GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $110K | 0.2% | |
| INDEXSELECT MODERATE 2055 FUNDCL R6 GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $68K | 0.1% | |
| INDEXSELECT CONSERVATIVE 2035 CL R6 GREAT GRAY · EIN 81-4515825 / PN 312 | Common Collective Trust | — | — | $36K | <0.1% | |
| Great Gray Indexselect Moderate 2026 Fund Cl R6 | — | — | — | $31K | <0.1% | |
| INDEXSELECT MOD 2065 FUND CL R6 GREAT GRAY · EIN 38-7275306 / PN 775 | Common Collective Trust | — | — | $31K | <0.1% | |
| INDEXSELECT CONSERVATIVE 2055 CL R6 GREAT GRAY · EIN 81-4543855 / PN 314 | Common Collective Trust | — | — | $6K | <0.1% | |
| INDEXSELECT CONVERVATIVE 2045 CL R GREAT GRAY · EIN 81-4532033 / PN 313 | Common Collective Trust | — | — | $2K | <0.1% | |
| INDEXSELECT AGGRESSIVE 2065 CL R6 GREAT GRAY · EIN 38-7275305 / PN 774 | Common Collective Trust | — | — | $2K | <0.1% | |
| INDEXSELECT AGGRESSIVE RET CL R6 GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $2K | <0.1% | |
| INDEXSELECT CONSERVATIVE RET CL R6 GREAT GRAY · EIN 81-4499160 / PN 310 | Common Collective Trust | — | — | $252 | <0.1% | |
| INDEXSELECT MODERATE RETIRE CL R6 GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $168 | <0.1% | |
| INDEXSELECT MODERATE 2045 FUND CL 1 GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2035 CL I GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT CONVERVATIVE 2055 CL I GREAT GRAY · EIN 81-4543855 / PN 314 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2025 CL R6 GREAT GRAY · EIN 81-4447624 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2045 CL I GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT CONSERVATIVE 2025 CL R6 GREAT GRAY · EIN 81-4509619 / PN 311 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2035 FUND CL I GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2055 FUND CL I GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE RETIRE CL I GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT CONSERVATIVE RET CL I GREAT GRAY · EIN 81-4499160 / PN 310 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT CONSERVATIVE 2045 CL I GREAT GRAY · EIN 81-4532033 / PN 313 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2065 FUND CL I GREAT GRAY · EIN 38-7275306 / PN 775 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2055 CL I GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $0 | <0.1% |
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