How big is ZRG Partners LLC's plan?

ZRG Partners LLC's plan reported $39.7M in assets and 434 participants for 2024.

Original filing (PDF)20250903110019NAL0009015523001

ZRG Partners LLC

Name: ZRG Partners LLC — ZRG Partners 401(k) Retirement, Form 5500 (2024)
Creator: ZRG Partners LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

ZRG Partners 401(k) Retirement Plan

401(k) retirement plan · ZRG Partners LLC's ZRG Partners 401(k) Retirement Plan held $39.7M in plan assets for 434 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Corrective distributions issuedSelf-directed brokerage offered

Active participants

434

Accounts w/ balance

381

Plan assets (EOY)

$39.7M

Net assets (EOY)

$39.7M

People on this filing

Cynthia Caruso signed ZRG Partners LLC's 2024 Form 5500 as plan administrator.

Cynthia Caruso — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

ZRG Partners LLC's EIN is 30-0008265.

EIN 30-0008265

Plan number 001

Plan year 2024

ACK ID 20250903110019NAL0009015523001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for ZRG Partners LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

ZRG Partners LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), a self-directed brokerage window.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ZRG PARTNERS LLC.

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How this plan invests

This plan

42 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (19th percentile).

Plan sponsor

Name

ZRG PARTNERS LLC

EIN

all filings

Address

365 WEST PASSAIC STREET, STE. 465 · ROCHELLE PARK, NJ · 07662

Phone

(201) 560-9900

Industry

Admin Support & Waste Mgmt

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-03

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3B · Covers self-employed individuals

2T · Default investment account (QDIA)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$20K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WORLD INVESTMENT ADVISORS LLC	61-1758632	—	ADVISOR	$49K	—
CETERA ADVISORS LLC

Investments

42 direct securities· $39.7M(100% of reported assets)

Mutual Funds

$29.5M

23 holdings

Common Collective Trusts

$6.9M

9 holdings

Other securities

$2.7M

8 holdings

Self-Directed Brokerage

$405K

1 holding

U.S. Treasuries

$187K

1 holding

					% of plan
Fidelity Freedom 2035 Fund - Class K6	Mutual Funds	—	—	$5.3M	13.4%
Fidelity Freedom 2040 Fund - Class K6	Mutual Funds	—	—	$4.5M	11.4%
Fidelity Freedom 2030 Fund - Class K6	Mutual Funds	—	—	$4.5M	11.3%
Fidelity Freedom 2025 Fund - Class K6	Mutual Funds	—	—	$3.5M	8.7%
Fidelity 500 Index Fund	Common Collective Trusts	—	—	$3.0M	7.7%
Fidelity Freedom 2050 Fund - Class K6	Mutual Funds	—	—	$2.7M	6.9%
Fidelity Freedom 2045 Fund - Class K6	Mutual Funds	—	—	$1.7M	4.3%
Fidelity Freedom 2055 Fund - Class K6	Mutual Funds	—	—	$1.6M	4.0%
Fidelity Large Cap Growth Index Fund	Common Collective Trusts	—	—	$1.6M	3.9%
Fidelity Money market fund - Fidelity Govt MMMKT K6	Mutual Funds	—	—	$1.0M	2.6%
Fidelity Freedom 2020 Fund - Class K6	Mutual Funds	—	—	$841K	2.1%
JPMorgan U.S. Equity Fund Class R6	Other securities	—	—	$769K	1.9%
Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$719K	1.8%
Fidelity Freedom 2060 Fund - Class K6	Mutual Funds	—	—	$679K	1.7%
Vanguard Information Technology Idx Adm	Common Collective Trusts	—	—	$634K	1.6%
Fidelity Freedom Income K6	Mutual Funds	—	—	$618K	1.6%
9.75 percent -	Other securities	—	—	$615K	1.6%
Various Self-directed brokerage accounts	Self-Directed Brokerage	—	—	$405K	1.0%
BlackRock High Yield Portfolio Fund Class K	Other securities	—	—	$393K	1.0%
Fidelity Freedom 2065 Fund - Class K6	Mutual Funds	—	—	$388K	1.0%
BlackRock iShares MSCI EAFE International Index Fund Class K	Common Collective Trusts	—	—	$378K	1.0%
MFS Value Fund Class R6	Mutual Funds	—	—	$371K	0.9%
JPMorgan Undiscovered Managers Behavioral Value Fund Class	Other securities	—	—	$360K	0.9%
Dimensional DFA Emerging Markets Core Equity Portfolio Institu	Mutual Funds	—	—	$324K	0.8%
MFS Mid Cap Value Fund Class R6	Mutual Funds	—	—	$317K	0.8%
Vanguard Equity-Income Fund Admiral Shares	Mutual Funds	—	—	$279K	0.7%
Vanguard Small-Cap Index Fund Admiral Shares	Common Collective Trusts	—	—	$260K	0.7%
Vanguard Industrials Index Fund Admiral Shares	Common Collective Trusts	—	—	$230K	0.6%
Goldman Sachs Goldman Sachs Intl Eq Insghts R6	Other securities	—	—	$210K	0.5%
Calvert Bond Fund Class R6	U.S. Treasuries	—	—	$187K	0.5%
American Funds American Funds Intl Gr and Inc R6	Mutual Funds	—	—	$182K	0.5%
DWS RREEF Real Estate Securities Fund - Class R6	Other securities	—	—	$180K	0.5%
Vanguard Small Cap Index Adm	Mutual Funds	—	—	$166K	0.4%
PIMCO Real Return Fund Institutional Class	Mutual Funds	—	—	$160K	0.4%
Invesco Core Bond R6	Mutual Funds	—	—	$115K	0.3%
Alliance Bernstein AB Small Cap Growth Portfolio Class Z	Other securities	—	—	$114K	0.3%
Fidelity Shrt-Term Trs Bd Index	Mutual Funds	—	—	$103K	0.3%
Calvert US Large Cap Core Rspnb Idx I	Common Collective Trusts	—	—	$65K	0.2%
Fidelity U.S. Bond Index Fund	Common Collective Trusts	—	—	$58K	0.1%
Fidelity Interm Trs Bd Index	Mutual Funds	—	—	$38K	<0.1%
BlackRock Advantage Small Cap Core K	Other securities	—	—	$31K	<0.1%
MFS Mid Cap Growth Fund Class R6	Mutual Funds	—	—	$23K	<0.1%