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Original filing (PDF)20251014145850NAL0004316448001
ELDER RESEARCH, INC.
Form 5500
FILING_RECEIVED
ELDER RESEARCH, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
153
Accounts w/ balance
182
Plan assets (EOY)
$14.7M
Net assets (EOY)
$14.7M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ELDER RESEARCH, INC..
Plan sponsor
Name
ELDER RESEARCH, INC.
EIN
30-0000656
Address
701 E WATER ST · SUITE 103 · CHARLOTTESVILLE, VA · 22902
Phone
(434) 973-7673
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2A · Age/service weighted or new comparability
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
DAVIDSON DOYLE AND HILTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $16K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $367 | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
27 direct securities· $13.5M(92% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund 10,235.223 shares | — | — | $10K | $2.1M | 14.2% | |
| Fidelity Freedom 2035 Fund - Class K6 102,491.470 shares | — | — | $102K | $1.6M | 10.9% | |
| Fidelity Blue Chip Growth K6 Fund 41,183.706 shares | — | — | $41K | $1.5M | 10.3% | |
| in- Identity of Issuer, Borrower, Rate of Interest, Collateral, Current interest Lesser or Similar Party Par or Maturity Value Cost Value Brokeragelink Self-Directed Investments: | — | — | — | $1.3M | 8.7% | |
| Fidelity Freedom 2060 Fund - Class K6 78,836.256 shares | — | — | $79K | $1.1M | 7.8% | |
| Fidelity Freedom 2055 Fund - Class K6 68,319.119 shares | — | — | $68K | $1.1M | 7.3% | |
| Fidelity Freedom 2045 Fund - Class K6 71,886.769 shares | — | — | $72K | $964K | 6.6% | |
| Fidelity Freedom 2025 Fund - Class K6 52,927.834 shares | — | — | $53K | $718K | 4.9% | |
| Fidelity Freedom 2040 Fund - Class K6 56,084.157 shares | — | — | $56K | $645K | 4.4% | |
| Fidelity Freedom 2050 Fund -Class K6 42,114.244 shares | — | — | $42K | $574K | 3.9% | |
| Fidelity Freedom 2065 Fund - Class K6 27,892.996 shares | — | — | $28K | $370K | 2.5% | |
| Fidelity Freedom 2020 Fund - Class K6 13,566.879 shares | — | — | $14K | $194K | 1.3% | |
| Fidelity Mid Cap Index Fund 5,132.122 shares | — | — | $5K | $173K | 1.2% | |
| Fidelity Global Ex U.S. Index Fund 11,954.079 shares | — | — | $12K | $172K | 1.2% | |
| Fidelity Small Cap Index Fund 5,396.247 shares | — | — | $5K | $149K | 1.0% | |
| MFS Mid Cap Value Fund Class R6 4,564.955 shares | — | — | $5K | $145K | 1.0% | |
| Fidelity Inflation-Protected Bond Index Fund 11,670.927 shares | — | — | $12K | $104K | 0.7% | |
| T. Rowe Price Dividend Growth Fund I Class 1,233.479 shares | — | — | $1K | $95K | 0.6% | |
| American Funds American Mutual Fund Class R6 1,410.268 shares | — | — | $1K | $78K | 0.5% | |
| Participant Notes Maturity 2030 | — | — | — | $65K | 0.4% | |
| Cohen & Steers Realty Shares Fund Class K6 895.766 shares | — | — | — | $59K | 0.4% | |
| Fidelity U.S. Bond Index 5,428.912 shares | — | — | $5K | $55K | 0.4% | |
| Fidelity Government Money Market Fund Class K6 55,102.160 shares | — | — | $55K | $55K | 0.4% | |
| American Century Small Cap Value Fund R6 5,163.183 shares | — | — | $5K | $55K | 0.4% | |
| Mid Cap Growth Fund Class R6 934.747 shares | — | — | — | $29K | 0.2% | |
| Fidelity International Capital Appreciation K6 Fund 1,794.638 shares | — | — | $2K | $29K | 0.2% | |
| BlackRock Emerging Markets K 1,014.297 shares | — | — | $1K | $24K | 0.2% |
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