Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $16K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $2.7M | 27.5% | |
| Vanguard FTSE Developed Markets | — | — | — | $2.3M | 22.8% | |
| SPDR Portfolio S&P 500 ETF | — | — | — | $1.5M | 14.9% | |
| Vanguard FTSE Emerging Markets | — | — | — | $782K | 7.9% |
| iShares Core Total US Bond Market ETF | — | — | — | $760K | 7.7% |
| SPDR Portfolio S&P 400 Mid Cap | — | — | — | $517K | 5.2% |
| SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $395K | 4.0% |
| Vanguard Total International Bond ETF | — | — | — | $168K | 1.7% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $151K | 1.5% |
| Vanguard Value ETF | — | — | — | $147K | 1.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $144K | 1.5% |
| Notes receivable from participants (4.25%-9.50%) | — | — | — | $45K | 0.5% |
| iShares ESG Aware MSCI USA ETF | — | — | — | $37K | 0.4% |
| Vanguard Small-Cap Value ETF | — | — | — | $36K | 0.4% |
| Vanguard Mid-Cap Value ETF | — | — | — | $36K | 0.4% |
| Goldman Sachs ActiveBeta International Equity | — | — | — | $33K | 0.3% |
| SPDR S&P Kensho New Economies Composite ETF | — | — | — | $22K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $21K | 0.2% |
| Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $20K | 0.2% |
| iShares ESG Aware MSCI EAFE ETF | — | — | — | $15K | 0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $14K | 0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $13K | 0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $10K | 0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $10K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $8K | <0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $8K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $8K | <0.1% |
| iShares ESG Aware MSCI EM ETF | — | — | — | $8K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $8K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $6K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $5K | <0.1% |
| TCW Transform 500 ETF | — | — | — | $4K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF | — | — | — | $4K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $4K | <0.1% |
| iShares Trust iShares 5-10 Year Investment Grade Corporate Bond ETF | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF | — | — | — | $3K | <0.1% |
| Schwab U.S. Broad Market ETF | — | — | — | $2K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF | — | — | — | $1K | <0.1% |
