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Original filing (PDF)20250820121016NAL0003258625001
U.S. LUMBER GROUP LLC
Form 5500
FILING_RECEIVED
U.S. LUMBER GROUP, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,926
Accounts w/ balance
4,095
Plan assets (EOY)
$214.0M
Net assets (EOY)
$214.0M
How this plan invests
This plan
14 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 24 bps in Schedule C fees — 136% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for U.S. LUMBER GROUP LLC.
Plan sponsor
Name
U.S. LUMBER GROUP LLC
EIN
27-4877902
Address
2160 SATELITE BLVD STE 450 · DULUTH, GA · 300974360
Phone
(678) 474-4577
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-20
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RPA FINANCIAL, LLC | 83-1143379 | — | INVESTMENT ADVISORY | $72K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $433K | — |
Investments
15 direct securities · 14 pooled funds· $213.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$131.1M
14 holdings
Uncategorized
$82.6M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME HB 2035 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $24.3M | 11.3% | |
| PRIN LIFETIME HYB 2030 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $22.8M | 10.7% | |
| PRIN LIFETIME HB 2040 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $15.9M | 7.4% | |
| Fidelity 500 Index Fund | — | — | — | $15.7M | 7.3% | |
| PRIN LIFETIME HB 2045 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $15.5M | 7.3% | |
| T. Rowe Price Funds T. Rowe Price Blue Chip Gr I Fd | — | — | — | $14.8M | 6.9% | |
| PRIN LIFETIME HYB 2025 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $13.8M | 6.4% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $9.6M | 4.5% | |
| MFS Investment Management MFS Intl Diversifications R6 Fund | — | — | — | $9.1M | 4.3% | |
| PRIN LIFETIME HY 2050 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $8.9M | 4.1% | |
| PRIN LIFETIME HY 2055 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $7.9M | 3.7% | |
| Vanguard Group Vanguard Equity Inc | — | — | — | $7.8M | 3.6% | |
| Participants Participant Loans Rates from 3.25% to 10.50% | — | — | — | $6.0M | 2.8% | |
| PRIN LIFETIME HY 2060 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $4.6M | 2.2% | |
| Dimensional Fund Advisors DFA US Targeted Value I Fund | — | — | — | $4.5M | 2.1% | |
| Vanguard Group Vanguard Explorer Admiral Fund | — | — | — | $4.2M | 2.0% | |
| Fidelity Mid Cap Index | — | — | — | $4.2M | 2.0% | |
| Fidelity US Bond Index | — | — | — | $3.9M | 1.8% | |
| PRIN LIFETIME HYB 2020 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $3.2M | 1.5% | |
| Fidelity Small Cap Index Fund | — | — | — | $2.9M | 1.4% | |
| PRIN LIFETIME HY 2065 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $2.8M | 1.3% | |
| Capital Research and Mgmt Co American Funds American Balanced R6 Fund | — | — | — | $2.6M | 1.2% | |
| PIMCO Funds PIMCO Income Admin Fund | — | — | — | $2.4M | 1.1% | |
| Metropolitan Total Return Bond | — | — | — | $2.0M | 0.9% | |
| Fidelity Total International Index Fund | — | — | — | $1.7M | 0.8% | |
| PRIN LIFETIME HYB 2015 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $1.1M | 0.5% | |
| Dimensional Fund Advisors DFA Global Real Estate Sc I Fd | — | — | — | $838K | 0.4% | |
| PRIN LIFETIME HYB 2070 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $448K | 0.2% | |
| PRIN LIFETIME HY INC CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $237K | 0.1% |
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