How big is Toptal's plan?

Toptal's plan reported $16.1M in assets and 182 participants for 2024.

Original filing (PDF)20250825164245NAL0014083744001

Toptal

Name: Toptal — Toptal Retirement Savings Plan, Form 5500 (2024)
Creator: Toptal
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Toptal Retirement Savings Plan

401(k) retirement plan · Toptal's Toptal Retirement Savings Plan held $16.1M in plan assets for 182 participants in 2024, with Empower as recordkeeper.

Active participants

182

Accounts w/ balance

304

Plan assets (EOY)

$16.1M

Net assets (EOY)

$16.1M

People on this filing

Carlos Aguirre signed Toptal's 2024 Form 5500 as plan administrator.

Carlos Aguirre — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Toptal's EIN is 27-3834760.

EIN 27-3834760

Plan number 001

Plan year 2024

ACK ID 20250825164245NAL0014083744001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Toptal from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Toptal's plan includes profit-sharing, a 401(k) feature, ERISA 404(c) participant direction.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for TOPTAL.

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How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (24th percentile).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (89th percentile).

Plan sponsor

Name

TOPTAL

EIN

all filings

Address

2810 N CHURCH ST #36879 · WILMINGTON, DE · 19802

Phone

(888) 604-3188

Industry

Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-25

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

HAGEN, KURTH, PERMAN & CO., P.S.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	84-0467907	GREENWOOD VILLAGE, CO	RECORDKEEPER	$42K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMONWEALTH EQUITY	04-6558834	WALTHAM, MA	INVESTMENT ADVISOR	$39K	—

Investments

32 direct securities· $16.1M(100% of reported assets)

Mutual Funds

$11.4M

25 holdings

Common Collective Trusts

$3.4M

2 holdings

Other securities

$894K

3 holdings

Bonds / Notes

$341K

2 holdings

					% of plan
Fidelity 500 Index Mutual fund n/a $	Common Collective Trusts	—	—	$2.7M	17.0%
Fidelity Freedom Index 2055 Investor Mutual fund n/a	Mutual Funds	—	—	$2.1M	13.3%
Fidelity Freedom Index 2050 Investor Mutual fund n/a	Mutual Funds	—	—	$2.1M	13.1%
Fidelity Freedom Index 2045 Investor Mutual fund n/a	Mutual Funds	—	—	$871K	5.4%
Fidelity Freedom Index 2060 Investor Mutual fund n/a	Mutual Funds	—	—	$865K	5.4%
Fidelity Total Market Index Mutual fund n/a	Common Collective Trusts	—	—	$725K	4.5%
Fidelity International Index Mutual fund n/a	Mutual Funds	—	—	$698K	4.3%
Fidelity Freedom Index 2040 Investor Mutual fund n/a	Mutual Funds	—	—	$696K	4.3%
Fidelity Freedom Index 2035 Investor Mutual fund n/a	Mutual Funds	—	—	$543K	3.4%
JP Morgan Large Cap Growth R6 Mutual fund n/a	Other securities	—	—	$518K	3.2%
American Funds New World R6 Mutual fund n/a	Mutual Funds	—	—	$459K	2.9%
Fidelity Small Cap Index Mutual fund n/a	Mutual Funds	—	—	$404K	2.5%
Fidelity International Sustainability Index Mutual fund n/a	Mutual Funds	—	—	$403K	2.5%
Fidelity Mid Cap Index Mutual fund n/a	Mutual Funds	—	—	$392K	2.4%
Fidelity US Bond Index Mutual fund n/a	Mutual Funds	—	—	$298K	1.9%
Fidelity Freedom Index 2065 Investor Mutual fund n/a	Mutual Funds	—	—	$279K	1.7%
Invesco Small Cap Value R6 Mutual fund n/a	Mutual Funds	—	—	$264K	1.6%
JP Morgan Equity Income R6 Mutual fund n/a	Other securities	—	—	$255K	1.6%
PIMCO Income Fund Institutional Mutual fund n/a	Mutual Funds	—	—	$238K	1.5%
EI Fixed Account - Series Class II, at 1.66% Guaranteed fixed account n/a	Bonds / Notes	—	—	$191K	1.2%
Participant loans 4.25%-9.50% n/a	Bonds / Notes	—	—	$150K	0.9%
Fidelity Advisor Total Bond Z Mutual fund n/a	Mutual Funds	—	—	$142K	0.9%
Fidelity Freedom Index 2030 Investor Mutual fund n/a	Mutual Funds	—	—	$130K	0.8%
Blackrock Mid-Cap Growth Equity K Mutual fund n/a	Other securities	—	—	$120K	0.7%
American Funds Europacific GR R6 Mutual fund n/a	Mutual Funds	—	—	$94K	0.6%
Fidelity Freedom Index Income Investor Mutual fund n/a	Mutual Funds	—	—	$92K	0.6%
American Funds Inflation Linked BD R6 Mutual fund n/a	Mutual Funds	—	—	$88K	0.5%
DFA U.S. Small Cap Growth Institutional Mutual fund n/a	Mutual Funds	—	—	$77K	0.5%
MFS Mid Cap Value R6 Mutual fund n/a	Mutual Funds	—	—	$70K	0.4%
Fidelity Freedom Index 2025 Investor Mutual fund n/a	Mutual Funds	—	—	$28K	0.2%
Fidelity U.S. Sustainability Index Institutional Mutual fund n/a	Mutual Funds	—	—	$19K	0.1%
American Funds Smallcap World R6 Mutual fund n/a	Mutual Funds	—	—	$7K	<0.1%