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Original filing (PDF)20251222151033NAL0009827905001
SYSTEMS & TECHNOLOGY RESEARCH LLC
Form 5500
FILING_RECEIVED
STR 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
Late filing · 1.2 mo
Active participants
810
Accounts w/ balance
954
Plan assets (EOY)
$178.5M
Net assets (EOY)
$178.5M
How this plan invests
This plan
44 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
99
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
95
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Filed 1.2 months past the 10.5-month grace window.
Helping the score
- Below-peer total fees (0 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SYSTEMS & TECHNOLOGY RESEARCH LLC.
Plan sponsor
Name
SYSTEMS & TECHNOLOGY RESEARCH LLC
EIN
27-3556936
Address
600 WEST CUMMINGS PARK · WOBURN, MA · 01801
Phone
(781) 303-4752
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-22
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
3B · Covers self-employed individuals
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
GRAY GRAY & GRAY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $256 | — |
Investments
44 direct securities· $178.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $24.9M | 14.0% | |
| Vanguard Tax-Managed Capital Appreciation Fund Institutional Shares | — | — | — | $19.9M | 11.1% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $11.8M | 6.6% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $10.9M | 6.1% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $10.3M | 5.8% | |
| Fidelity Large Cap Growth Index Fund | — | — | — | $9.9M | 5.6% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $8.8M | 4.9% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $8.5M | 4.8% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $8.5M | 4.7% | |
| Vanguard Small Cap Index Fund Admiral Shares | — | — | — | $8.4M | 4.7% | |
| Fidelity Mid Cap Index Fund | — | — | — | $6.4M | 3.6% | |
| Vanguard Value Index Fund Admiral Shares | — | — | — | $6.0M | 3.4% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $5.3M | 3.0% | |
| Fidelity Mid Cap Growth Index Fund | — | — | — | $3.2M | 1.8% | |
| Fidelity Multi-Asset Index Fund | — | — | — | $3.1M | 1.7% | |
| Vanguard Mid-Cap Value Index Fund Admiral Shares | — | — | — | $2.9M | 1.6% | |
| Vanguard Intermediate-Term Bond Index Fund Admiral Shares | — | — | — | $2.7M | 1.5% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $2.5M | 1.4% | |
| Fidelity International Capital Appreciation K6 Fund | — | — | — | $2.5M | 1.4% | |
| Vanguard Treasury Money Market Fund Investor Shares | — | — | — | $2.4M | 1.3% | |
| T. Rowe T. Rowe Price Institutional Long Duration Credit Fund | — | — | — | $1.9M | 1.1% | |
| Blackrock High Yield Portfolio Fund Class K | — | — | — | $1.8M | 1.0% | |
| Vanguard Small Cap Value Index Fund Admiral Shares | — | — | — | $1.7M | 1.0% | |
| Brokerage Self-Directed Brokerage Acct | — | — | — | $1.6M | 0.9% | |
| Fidelity Balanced K6 Fund | — | — | — | $1.5M | 0.9% | |
| Dimensional DFA Global Equity Portfolio Institutional Class | — | — | — | $1.5M | 0.9% | |
| Fidelity International Small Cap Opportunities Fund | — | — | — | $1.4M | 0.8% | |
| Dimensional DFA U.S. Small Cap Growth Portfolio Institutional Class | — | — | — | $772K | 0.4% | |
| Dimensional DFA International Value Portfolio Institutional Class | — | — | — | $758K | 0.4% | |
| American Funds American Funds New World Fund Class R-6 | — | — | — | $734K | 0.4% | |
| Parametric Commodity Strategy Fund Class I | — | — | — | $650K | 0.4% | |
| Notes receivabe Participant Loans - Interest ranging from participants 4.25% to 9.50% maturity through 2054 - | — | — | — | $646K | 0.4% | |
| Dimensional DFA Large Cap International Portfolio Institutional Class | — | — | — | $628K | 0.4% | |
| American Funds American Funds Multi-Sector Income Fund Class R-6 | — | — | — | $611K | 0.3% | |
| Vanguard Wellesley Income Fund Admiral Shares | — | — | — | $583K | 0.3% | |
| Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares | — | — | — | $466K | 0.3% | |
| Vanguard Target Retirement 2070 Fund | — | — | — | $466K | 0.3% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $450K | 0.3% | |
| T. Rowe T. Rowe Price Global Multi-Sector Bond Fund I Class | — | — | — | $407K | 0.2% | |
| American Funds American Funds New Perspective Fund Class R-6 | — | — | — | $363K | 0.2% | |
| Vanguard Target Retirement Income Fund | — | — | — | $240K | 0.1% | |
| American Funds American Funds Capital Income Builder Class R-6 | — | — | — | $217K | 0.1% | |
| PIMCO StocksPLUS International Fund (U.S. Dollar-Hedged) Institutional Class | — | — | — | $26K | <0.1% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $21K | <0.1% |