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Original filing (PDF)20251205125924NAL0003196865001

PLAN FIDUCIARY SERVICES, INC.

Form 5500
FILING_RECEIVED
GREAT WEST AFFILIATED EMPLOYERS RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
Late filing · 0.6 mo
Active participants
107
Accounts w/ balance
128
Plan assets (EOY)
$20.5M
Net assets (EOY)
$20.5M
How this plan invests
This plan
3 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
98
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
  • Filed 0.6 months past the 10.5-month grace window.
  • 46 bps in Schedule C fees — 57% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLAN FIDUCIARY SERVICES, INC..
Plan sponsor
Name
PLAN FIDUCIARY SERVICES, INC.
EIN
27-3523833
Address
2454 N MCMULLEN BOOTH ROAD, ST 431 · CLEARWATER, FL · 33759
Phone
(813) 281-0707
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-05
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2W · Pooled employer plan (PEP)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SMITH & HOWARD, PC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

5 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
EMPOWER ANNUITY INSURANCE COMPANY OGREENWOOD, CORECORDKEEPER$21K
Broker
1
NameEINLocationRelationDirect compIndirect comp
MORGAN STANLEY SMITH BARNEY LLCNEW YORK, NYBROKER/ ADVISER$0
TPA / Administrator
1
NameEINLocationRelationDirect compIndirect comp
AMERICAN PENSION SERVICES,LLCCLEARWATER, FLCONTRACT ADMIN$56K
Other
2
NameEINLocationRelationDirect compIndirect comp
ONEDIGITAL INVESTMENT ADVISORS LLCLEAWOOD, KSOTHER$10K
EMPOWER ADVISORY GROUP, LLCGREENWOOD, COINVESTMENT MGMT$5K

Investments

33 direct securities · 3 pooled funds· $20.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$19.9M
33 holdings
Common Collective Trust
$541K
3 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
BlackRock Lifepath Index Retirement Fund$4.1M19.9%
BlackRock Lifepath Index 2035 Fund$3.6M17.5%
Empower EI Fixed Account - Series Class II$2.6M12.9%
Fidelity 500 Index Fund$2.1M10.2%
BlackRock Lifepath Index 2030 Fund$1.6M8.0%
BlackRock Lifepath Index 2045 Fund$942K4.6%
BlackRock Lifepath Index 2050 Fund$753K3.7%
Invesco Discovery Mid Cap Growth Fund$729K3.6%
BlackRock Lifepath Index 2055 Fund$526K2.6%
JPMorgan Small Cap Growth Fund$383K1.9%
LARGE CAP VALUE FUND CLASS RI
GREAT GRAY · EIN 38-4065329 / PN 426
Common Collective Trust
$355K1.7%
BlackRock Lifepath Index 2040 Fund$262K1.3%
Fidelity US Bond Index Fund$231K1.1%
Fidelity Large Cap Growth Index Fund$219K1.1%
Fidelity Small Cap Index Fund$212K1.0%
INTERNATIONAL STOCK R1
GREAT GRAY · EIN 82-2436292 / PN 342
Common Collective Trust
$184K0.9%
Fidelity International Index Fund$183K0.9%
Participant loans Interest rates range from 4.25% to -$170K0.8%
Ishares MSCI Eafe International Index Fund$165K0.8%
Fidelity Mid Cap Growth Index Fund$161K0.8%
Fidelity Mid Cap Index Fund$157K0.8%
JPMorgan Large Cap Growth Fund$140K0.7%
Invesco Real Estate Fund$106K0.5%
American Funds New Perspective Fund$105K0.5%
Fidelity Small Cap Value Index Fund$64K0.3%
Allspring Special Small Cap Value Fund$56K0.3%
BlackRock Lifepath Index 2060 Fund$55K0.3%
Fidelity Inflation Protected Bond Index Fund$50K0.2%
Fidelity Large Cap Value Index Fund$38K0.2%
Fidelity Real Estate Index Fund$38K0.2%
Fidelity Total Market Index Fund$37K0.2%
Fidelity Small Cap Growth Index Fund$36K0.2%
BlackRock Lifepath Index 2065 Fund$33K0.2%
State Street Aggregate Bond Index Fund$22K0.1%
PGIM High-Yield Fund$18K<0.1%
CORE BOND FUND CLASS R1
GREAT GRAY · EIN 82-1986152 / PN 000
Common Collective Trust
$2K<0.1%