Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $33K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange-Traded Fund | — | — | — | $3.6M | 26.9% | |
| Vanguard FTSE Developed Markets ETF Exchange-Traded Fund | — | — | — | $3.0M | 22.0% | |
| SPDR Portfolio S&P 500 Value ETF Exchange-Traded Fund | — | — |
| — |
| $1.9M |
| 14.2% |
| iShares Core Total U.S. Bond Market ETF Exchange-Traded Fund | — | — | — | $1.1M | 8.2% |
| Vanguard FTSE Emerging Markets ETF Exchange-Traded Fund | — | — | — | $1.1M | 7.9% |
| SPDR Portfolio S&P 400 Mid Cap Exchange-Traded Fund | — | — | — | $691K | 5.1% |
| SPDR Portfolio S&P 600 Small Cap Value ETF Exchange-Traded Fund | — | — | — | $534K | 4.0% |
| Vanguard Total International Bond ETF Exchange-Traded Fund | — | — | — | $252K | 1.9% |
| iShares Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $230K | 1.7% |
| Vanguard U.S. Large-cap Growth Equity ETF Exchange-Traded Fund | — | — | — | $160K | 1.2% |
| iShares ESG Aware MSCI USA ETF Exchange-Traded Fund | — | — | — | $118K | 0.9% |
| Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF Exchange-Traded Fund | — | — | — | $89K | 0.7% |
| iShares ESG Aware MSCI EAFE ETF Exchange-Traded Fund | — | — | — | $60K | 0.4% |
| Vanguard Small-Cap Value ETF Exchange-Traded Fund | — | — | — | $60K | 0.4% |
| iShares Investment Grade Systematic Bond ETF Exchange-Traded Fund 662 iShares J.P. Morgan EM High Yield Bond ETF Exchange-Traded Fund 257 iShares MBS Exchange-Traded Fund 143 iShares MSCI ACWI Low Carbon Target ETF Exchange-Traded Fund | — | — | — | $59K | 0.4% |
| iShares 0-5 Year High Yield Corporate Bond ETF Exchange-Traded Fund 345 iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund | — | — | — | $52K | 0.4% |
| Vanguard Mid-Cap Value ETF Exchange-Traded Fund | — | — | — | $50K | 0.4% |
| Vanguard Value ETF Exchange-Traded Fund | — | — | — | $33K | 0.2% |
| iShares Core MSCI EAFE ETF Exchange-Traded Fund | — | — | — | $28K | 0.2% |
| iShares ESG Aware MSCI EM ETF Exchange-Traded Fund | — | — | — | $25K | 0.2% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange-Traded Fund | — | — | — | $24K | 0.2% |
| Investments Engine No. 1 Transform 500 ETF Exchange-Traded Fund $ | — | — | — | $21K | 0.2% |
| Goldman Sachs JUST U.S. Large Cap Equity ETF Exchange-Traded Fund 1 Goldman Sachs TreasuryAccess 01 Year ETF Exchange-Traded Fund | — | — | — | $20K | 0.2% |
| Goldman Sachs ActiveBeta International Equity ETF Exchange-Traded Fund | — | — | — | $19K | 0.1% |
| JPMorgan Ultra-Short Income ETF Exchange-Traded Fund | — | — | — | $18K | 0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Exchange-Traded Fund | — | — | — | $16K | 0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange-Traded Fund | — | — | — | $15K | 0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF Exchange-Traded Fund | — | — | — | $14K | 0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange-Traded Fund | — | — | — | $12K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange-Traded Fund | — | — | — | $9K | <0.1% |
| iShares MSCI USA Momentum Factor ETF Exchange-Traded Fund | — | — | — | $9K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange-Traded Fund 435 Invesco Emerging Markets Sovereign Debt ETF Exchange-Traded Fund 27 Invesco QQQ Trust Exchange-Traded Fund | — | — | — | $9K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity ETF Exchange-Traded Fund | — | — | — | $8K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange-Traded Fund | — | — | — | $7K | <0.1% |
| Schwab U.S. REIT ETF Exchange-Traded Fund | — | — | — | $6K | <0.1% |
| ETF Exchange-Traded Fund 662 iShares Trust iShares USD Green Bond ETF Exchange-Traded Fund | CORPORATE BOND | — | — | $6K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| SPDR S&P Kensho New Economies Composite ETF Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| iShares MSCI Intl Momentum Factor ETF Exchange-Traded Fund | — | — | — | $4K | <0.1% |
| iShares Floating Rate Bond ETF Exchange-Traded Fund 202 iShares High Yield Systematic Bond ETF Exchange-Traded Fund 288 iShares iBoxx $ Investment Grade Corporate Bond ETF Exchange-Traded Fund | — | — | — | $4K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Exchange-Traded Fund | — | — | — | $4K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF Exchange-Traded Fund 725 Vanguard LongTerm Government Bond Exchange-Traded Fund | — | — | — | $2K | <0.1% |
| Xtrackers USD High Yield Corporate Bond ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
| iShares Core MSCI Emerging Markets ETF Exchange-Traded Fund 550 iShares Core S&P Total U.S. Stock Market ETF Exchange-Traded Fund | — | — | — | $1K | <0.1% |
