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Original filing (PDF)20250923152157NAL0015177858001
FLAGSHIP CREDIT ACCEPTANCE LLC
Form 5500
FILING_RECEIVED
FLAGSHIP CREDIT ACCEPTANCE LLC 401(K) PLAN
401(k) retirement plan
Active participants
898
Accounts w/ balance
629
Plan assets (EOY)
$48.6M
Net assets (EOY)
$48.6M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FLAGSHIP CREDIT ACCEPTANCE LLC.
Plan sponsor
Name
FLAGSHIP CREDIT ACCEPTANCE LLC
EIN
27-3237099
Address
3 CHRISTY DRIVE · SUITE 201 · CHADDS FORD, PA · 19317
Phone
(610) 717-1908
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $82K | — |
Investments
27 direct securities · 1 pooled fund· $48.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$47.3M
26 holdings
Mutual Funds
$1.1M
1 holding
Common Collective Trust
$178K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index N/R | — | — | — | $7.2M | 14.9% | |
| Principal Investment Principal Investment Fund Blue Chip R6 N/R | — | — | — | $4.4M | 9.0% | |
| Vanguard Target Retirement 2035 N/R | — | — | — | $4.2M | 8.7% | |
| Vanguard Target Retirement 2045 N/R | — | — | — | $4.0M | 8.2% | |
| T. Rowe Price T. Rowe Price Capital Appreciation N/R | — | — | — | $2.8M | 5.8% | |
| Vanguard Target Retirement 2030 N/R | — | — | — | $2.6M | 5.4% | |
| Vanguard Target Retirement 2040 N/R | — | — | — | $2.4M | 5.0% | |
| J.P. Morgan J.P. Morgan Equity Income R6 N/R | — | — | — | $2.0M | 4.1% | |
| Vanguard Target Retirement 2050 N/R | — | — | — | $2.0M | 4.1% | |
| Vanguard Target Retirement 2055 N/R | — | — | — | $1.9M | 4.0% | |
| Fidelity Total Bond N/R | — | — | — | $1.6M | 3.3% | |
| Vanguard Target Retirement 2025 N/R | — | — | — | $1.5M | 3.1% | |
| Money Market Fund * Fidelity Government Money Market N/R | — | — | — | $1.4M | 2.8% | |
| Vanguard Wasatch Core Growth Investment N/R | — | — | — | $1.3M | 2.7% | |
| Company * Participant Loans Interest rates: 4.25% - 9.50% $0 | — | — | — | $1.3M | 2.7% | |
| Fully Benefit- Responsive Investment Contract The Lincoln National Life Insurance Lincoln Stable Value Account N/R | — | — | — | $1.2M | 2.4% | |
| American Century American Century Midcap Value R6 N/R | Mutual Funds | — | — | $1.1M | 2.2% | |
| T. Rowe Price T. Rowe Price Overseas Stock I N/R | — | — | — | $1.0M | 2.1% | |
| Vanguard Target Retirement 2020 N/R | — | — | — | $975K | 2.0% | |
| Fidelity Emerging Markets Fund Class K N/R | — | — | — | $769K | 1.6% | |
| J.P. Morgan J.P. Morgan Mid Cap Grth R6 N/R | — | — | — | $683K | 1.4% | |
| Vanguard Target Retirement 2060 N/R | — | — | — | $617K | 1.3% | |
| Vanguard Mid Cap Index Admiral N/R | — | — | — | $387K | 0.8% | |
| Vanguard Target Retirement Income N/R | — | — | — | $354K | 0.7% | |
| Vanguard Small Cap Index Admiral N/R | — | — | — | $352K | 0.7% | |
| Vanguard Target Retirement 2065 N/R | — | — | — | $285K | 0.6% | |
| SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $178K | 0.4% | |
| Vanguard Target Retirement 2070 N/R | — | — | — | $14K | <0.1% |
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