Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $24K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $3.8M | 28.2% | |
| Vanguard FTSE Developed Markets | — | — | — | $3.1M | 22.5% | |
| SPDR S&P 500 Value ETF | — | — | — | $2.1M | 15.2% | |
| Vanguard FTSE Emerging Markets | — | — | — | $1.1M | 8.3% |
| iShares Core MSCI EAFE ETF ** 817 iShares Core MSCI Emerging Markets ETF ** 650 iShares Core S&P Total U.S. Stock Market ETF ** 1 iShares Core Total US Bond Market ETF | — | — | — | $978K | 7.2% |
| SPDR S&P 400 Mid Cap | — | — | — | $729K | 5.4% |
| SPDR S&P 600 Small Cap Value ETF | — | — | — | $539K | 4.0% |
| Vanguard Total International Bond ETF | — | — | — | $216K | 1.6% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $200K | 1.5% |
| Invesco Emerging Markets Sovereign Debt ETF ** 42 Invesco QQQ Trust | — | — | — | $126K | 0.9% |
| Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $74K | 0.5% |
| Vanguard Mid-Cap Value ETF | — | — | — | $60K | 0.4% |
| Vanguard Value ETF | — | — | — | $56K | 0.4% |
| Goldman Sachs Treasury Access 01 Year ETF | — | — | — | $51K | 0.4% |
| Vanguard Small-Cap Value ETF | — | — | — | $40K | 0.3% |
| JP Morgan Ultra-Short Income | — | — | — | $30K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $30K | 0.2% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $25K | 0.2% |
| SPDR S&P Kensho New Economies Composite ETF | — | — | — | $17K | 0.1% |
| Goldman Sachs ActiveBeta International Equity | — | — | — | $16K | 0.1% |
| Vanguard US Total Bond Market ETF | — | — | — | $15K | 0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $10K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $7K | <0.1% |
| Schwab U.S. REIT ETF | — | — | — | $5K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $4K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $4K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $4K | <0.1% |
| Vanguard Dividend Appreciation ETF | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $2K | <0.1% |
| Vanguard Long-term Government Bond | — | — | — | $2K | <0.1% |
