Original filing (PDF)20251110094115NAL0005755664001

BCS, LLC

Name: BCS, LLC — BCS, LLC 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: BCS, LLC

Form 5500

FILING_RECEIVED

BCS, LLC 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

226

Accounts w/ balance

158

Plan assets (EOY)

$11.9M

Net assets (EOY)

$11.9M

How this plan invests

This plan

24 pooled trusts

Schedule D

37 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

57 bps in Schedule C fees — 98% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.
70% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BCS, LLC.

Plan sponsor

Name

BCS, LLC

EIN

27-2917065

Address

1325 18TH ST NW · SUITE 105 · WASHINGTON, DC · 20036

Phone

(202) 567-6788

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-11-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

PHILIP ZHANG CPA LTD

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
SIGNATURE ESTATE & INVESTMT ADVISOR	95-4806910	—	INVESTMENT ADVISORY	$38K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$31K	—

Investments

13 direct securities · 24 pooled funds· $11.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$7.5M

12 holdings

Pooled Separate Account

$2.7M

12 holdings

Uncategorized

$901K

12 holdings

Mutual Funds

$734K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007	Common Collective Trust	—	—	$2.0M	17.2%
PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009	Common Collective Trust	—	—	$1.6M	13.2%
PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008	Common Collective Trust	—	—	$1.3M	11.2%
PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	—	—	$1.0M	8.5%
The American Funds American Funds NewPrsp R6 Fnd	Mutual Funds	—	—	$734K	6.2%
PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066	Pooled Separate Account	—	—	$721K	6.1%
PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010	Common Collective Trust	—	—	$570K	4.8%
PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012	Common Collective Trust	—	—	$540K	4.6%
PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006	Common Collective Trust	—	—	$523K	4.4%
PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003	Common Collective Trust	—	—	$411K	3.5%
PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118	Pooled Separate Account	—	—	$388K	3.3%
PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013	Common Collective Trust	—	—	$290K	2.4%
PRIN SMCAP VALUE II SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096	Pooled Separate Account	—	—	$270K	2.3%
PIMCO Funds PIMCO Income Institutional Fd	—	—	—	$202K	1.7%
AMUNDI US Pioneer Intl Equity K Fund	—	—	—	$197K	1.7%
Alliance Bernstein AB Global Bond Z Fund	—	—	—	$191K	1.6%
MFS Investment Management MFS Intl Intrinsic Value R6 Fd	—	—	—	$173K	1.5%
PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005	Common Collective Trust	—	—	$139K	1.2%
PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	—	—	$128K	1.1%
PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	—	$71K	0.6%
PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004	Common Collective Trust	—	—	$58K	0.5%
Participant Loans Rates Range From 5.50% to 10.50%	—	—	—	$49K	0.4%
PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014	Common Collective Trust	—	—	$48K	0.4%
Alliance Bernstein AB Small Cap Grwth Port Z Fd	—	—	—	$42K	0.4%
PRIN MIDCAP GROWTH SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 021	Pooled Separate Account	—	—	$40K	0.3%
PRIN HIGH YIELD SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 137	Pooled Separate Account	—	—	$32K	0.3%
Vanguard Group Vanguard FTSE Soc Idx Adm Fd	—	—	—	$20K	0.2%
PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043	Pooled Separate Account	—	—	$14K	0.1%
Columbia Funds Columbia Div Income I3 Fund	—	—	—	$13K	0.1%
PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011	Common Collective Trust	—	—	$10K	<0.1%
PRIN INTL EQUITY INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 121	Pooled Separate Account	—	—	$10K	<0.1%
PRIN BOND MARKET INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 122	Pooled Separate Account	—	—	$7K	<0.1%
PRIN INFLATION PROTECT SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 099	Pooled Separate Account	—	—	$7K	<0.1%
TIAA Investments Nuveen Social Choice Int Eq R6	—	—	—	$6K	<0.1%
Columbia Funds Company Columbia Emerging Markets I3	—	—	—	$5K	<0.1%
Cohen & Steers Cohen & Steers Re Est Sec Z Fd	—	—	—	$2K	<0.1%
Principal Life Insurance Company Fixed Inc Guar Option	—	—	—	$1K	<0.1%