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Original filing (PDF)20251003085234NAL0001174145001
BLUEGRASS INGREDIENTS, INC
Form 5500
FILING_RECEIVED
BLUEGRASS INGREDIENTS, INC. 401K PLAN
401(k) retirement plan
Signals · 1
~95 bps in Sched C fees
Active participants
280
Accounts w/ balance
121
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
11 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 95 bps in Schedule C fees — 83% above peer band of 52 bps.
- Only 43% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BLUEGRASS INGREDIENTS, INC.
Plan sponsor
Name
BLUEGRASS INGREDIENTS, INC
EIN
27-2854599
Address
1117 CLEVELAND AVE · GLASGOW, KY · 42141
Phone
(270) 651-2146
Industry
Agriculture, Forestry, Fishing, Huntingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $9K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $15K | — |
| TRUSTCORE FINANCIAL SERVICES | — | BRENTWOOD, TN | INVESTMENT ADVISOR | $4K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS | — | RALEIGH, NC | INVESTMENT AD VISOR | $18K | — |
| THE PENSION SERVICE INC | 06-0874395 | NORTH HAVEN, CT | CONTRACT ADM | $11K | — |
Investments
18 direct securities · 11 pooled funds· $6.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.4M
18 holdings
Common Collective Trust
$1.7M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMORGAN EQUITY INDEX R6 16,401 shares | — | — | $16K | $1.4M | 23.7% | |
| CNDEXSELECT CONSERVATIVE 2045 FUND GREAT GRAY · EIN 81-4532033 / PN 313 | Common Collective Trust | — | $63K | $1.1M | 18.5% | |
| WESTERN ASSET CORE BOND IS 40,839 shares | — | — | $41K | $424K | 7.0% | |
| AMERICAN FUNDS NEW WORLD R6 4,729 shares | — | — | $5K | $364K | 6.0% | |
| Fixed Annuities EI FIXED ACCOUNT − SERIES CLASS I Guaranteed | — | — | — | $359K | 5.9% | |
| INDEXSELECT CONSERVATIVE 2055 FUND GREAT GRAY · EIN 81-4543855 / PN 314 | Common Collective Trust | — | $17K | $346K | 5.7% | |
| AMERICAN FUNDS BOND FUND OF AMER R6 28,601 shares | — | — | $29K | $319K | 5.2% | |
| JPMORGAN SMALL CAP VALUE R6 8,398 shares | — | — | $8K | $232K | 3.8% | |
| MFS RESEARCH INTERNATIONAL R6 9,109 shares | — | — | $9K | $202K | 3.3% | |
| AMERICAN FUNDS INFLATION LINKED BD R6 21,025 shares | — | — | $21K | $192K | 3.2% | |
| Empower Trust Company, LLC Mutual Funds AMERICAN FUNDS NEW PERSPECTIVE R6 3,064 shares | — | — | $3K | $190K | 3.1% | |
| INDEXSELECT AGRESSIVE 2045 FUND CLI GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | $6K | $130K | 2.1% | |
| JPMORGAN INCOME R6 14,135 shares | — | — | $14K | $120K | 2.0% | |
| PGIM HIGH-YIELD R6 18,116 shares | — | — | $18K | $86K | 1.4% | |
| FRANKLIN REAL ESTATE SECURITIES R6 4,735 shares | — | — | $5K | $80K | 1.3% | |
| MFS MID CAP VALUE R6 2,406 shares | — | — | $2K | $76K | 1.3% | |
| MFS VALUE R6 1,453 shares | — | — | $1K | $70K | 1.2% | |
| BLACKROCK MID-CAP GROWTH EQUITY K 1,550 shares | — | — | $2K | $68K | 1.1% | |
| PIMCO COMMODITIESPLUS STRATEGY INSTL 8,8520 shares | — | — | $9K | $59K | 1.0% | |
| AB SMALL CAP GROWTH Z 717 shares | — | — | — | $53K | 0.9% | |
| INDEXSELECT CONSERVTIVE 2035 FUND C GREAT GRAY · EIN 81-4515825 / PN 312 | Common Collective Trust | — | $3K | $49K | 0.8% | |
| JPMORGAN LARGE CAP GROWTH R6 360 shares | — | — | — | $30K | 0.5% | |
| INDEXSELECT MODERATE 2035 FUND CLI GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | $1K | $22K | 0.4% | |
| INDEXSELECT AGGRESSIVE 2055 FUND CL GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $20K | 0.3% | |
| INDEX SELECT AGGRESSIVE RETIRE FUND GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $14K | 0.2% | |
| INDEXSELECT MODERATE 2045 FUND CLI GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $10K | 0.2% | |
| INDEXSELECT MODERATE RETIRE FUND CL GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $2K | <0.1% | |
| INDEXSELECT AGGRESSIVE 2035 FUND CL GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2025 FUND CL GREAT GRAY · EIN 81-4386547 / PN 301 | Common Collective Trust | — | — | $0 | <0.1% |
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